Dakshin Bihar Gramin Bank Pension Loan

⋆ Interest Rate 9.99% ⋆

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        Dakshin Bihar Gramin Bank Pension Loan

        Dakshin Bihar Gramin Bank Pension Loan Features

        DBGB Pension Loan Interest Rate 11.83% p.a.
        DBGB Pension Loan Processing Fee 1% of the loan amount
        DBGB Pension Loan Tenure 36 months
        Pension Loan Amount Minimum 25,000
        Pension Loan Amount Max 14 Lakh
        Family Pension Loan Amount Minimum 2.5 Lakh
        Family Pension Loan Amount Max. 5 Lakh
        DBGB Prepayment Charges 3% of the loan amount
        DBGB Foreclosure Charges 3% of the loan amount

        Dakshin Bihar Gramin Bank Pension Loan Eligibility

        For the Dakshin Bihar Gramin Bank loan ability, it is one of the primary requirements that one of your ex-staff part who is having a grant account. You must also be a beneficiary of state power, PSU or Central Government. Dakshin Bihar Gramin Bank Pension Loan

        You must also take back 60% of the regular pension after paying the bank payments.

        Dakshin Bihar Gramin Bank Pension Loan Eligibility for Central and State Government Pensioners

        Eligibility Criteria Key Features
        Employer Type Central and State Government
        Applicant’s Age Below 76 years of age
        Account Type Pension payment order maintained by Bank
        Treasury Terms Written consent from the treasurer not to accept any pension transfer requests
        Guarantee Terms By the spouse (eligible for a family pension) or any other third party

        Dakshin Bihar Gramin Bank Pension Loan Eligibility For Defence Pensioners

        Eligibility Criteria Key Features
        Employer Type Armed Forces, Paramilitary Forces, Coast Guards, Rashtriya Rifles, Assam Rifles
        Applicant’s Age Below 76 years of age
        Account Type Pension payment order maintained by Bank
        Treasury Terms Not applicable
        Guarantee Terms Not applicable

        Dakshin Bihar Gramin Bank Pension Loan Eligibility For Family Pensioners

        Eligibility Criteria Key Features
        Employer Type Central and State Governments including all Armed Forces
        Applicant’s Age Below 76 years of age
        Account Type Pension payment order maintained by Bank
        Treasury Terms Not applicable
        Guarantee Terms Authorised members of the family under the family pension scheme

        Maximum Eligible Loan Amount and repayments

        For Central and State Government Pensioners:

        Age Max Loan Amount (18 months Pension or Less) Repayment Period Age at the time of full Repayment
        Below 72 years ₹ 14.00 Lakh 60 months Up to 77 years
        72 – 74 years ₹ 12.00 Lakh 48 months Up to 78 years
        74 – 76 years ₹ 7.50 Lakh 24 months Up to 78 years

        For Defense Pensioners:

        Age Max Loan Amount (18 months Pension or Less) Repayment Period Age at the time of full Repayment
        Below 56 years ₹ 14.00 Lakh 84 months Up to 63 years
        56 – 72 years ₹ 14.00 Lakh 60 months Up to 77 years
        72 – 74 years ₹ 12.00 Lakh 48 months Up to 78 years
        74 – 76 years ₹ 7.50 Lakh 24 months Up to 78 years

        For Family Pensioners (including Defense Pensioners):

        Age Max Loan Amount (18 months Pension or Less) Repayment Period Age at the time of full Repayment
        Below 72 years ₹ 5.00 Lakh 60 months Up to 77 years
        72 – 74 years ₹ 4.50 Lakh 48 months Up to 78 years
        74 – 76 years ₹ 2.50 Lakh 24 months Up to 78 years

        Interest Rate On Dakshin Bihar Gramin Bank Personal Loan For Pensioners

        The interest rate for Dakshin Bihar Gramin Bank Pension Loan is so limited i.e. 3.40% p.a. to fulfil the terms of old pensioners in their closing times.

        Document Required For Dakshin Bihar Gramin Bank Pension Loan

        Identity proof: One of the following specified–

        • Passport
        • Voter Identity Card
        • Pan Card
        • Driving License
        • Aadhaar Card

        Address proof: One of the following specified–

        • Ration Card
        • Bank Account Statement
        • Passport
        • Driving License
        • Utility bills
        • The property purchase agreement
        • Aadhaar Card

        Income proof:

        • Bank Account Statement
        • Salary Slips

        Loan Amount On Dakshin Bihar Gramin Bank Personal Loan For Pensioners

        The minimum loan sum is Rs 25,000. The highest loan sum and loan tenure depends on the pensioner’s age and the kind of payment he/she is picking.

        For State and Central Government Pensioners:

        Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
        Less Than 72 Years 25000 14 Lakh 18 Months Pension 60
        72 to 74 Years 25000 12 Lakh 18 Months Pension 48
        74 to 76 Years 25000 7.5 Lakh 18 Months Pension 24

        For Defence Pensioners:

        Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
        Up to 56 Years Rs 25000 14 Lakh 36 Months Pension 84
        Less Than 72 Years Rs 25000 14 Lakh 18 Months Pension 60
        72 to 74 Years Rs 25000 12 Lakh 18 Months Pension 48
        74 to 76 Years Rs 25000 7.5 Lakh 18 Months Pension 24

        For Family Pensioners:

        Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
        Less Than 72 Years 25000 5 Lakh 18 Months Pension 60
        72 to 74 Years 25000 4.5 Lakh 18 Months Pension 48
        74 to 76 Years 25000 2.5 Lakh 18 Months Pension 24

        FAQs on Dakshin Bihar Gramin Bank Pension Loan

        ✅ Can you get a loan on a pension?

        The Dakshin Bihar Gramin Bank Pension Loan is sanctioned for the Central and State Govt pensioners, Defense pensioners and family pensioners up to 76 years of life.

        ✅ How much loan can a pensioner get?

        The loan value of the personal loan for pensioners changes for the various pension loan providers. The Dakshin Bihar Gramin Bank Pension Loan can be availed for the cost Rs 25,000 to Rs 14 lakhs.

        ✅ What is the pension loan scheme?

        The Dakshin Bihar Gramin Bank Pension Loan program covers the funding demands of Govt, Defense and family pensioners after their retirement.

        ✅ At what rate of interest you can get Dakshin Bihar Gramin Bank Pension Loan?

        You can obtain Dakshin Bihar Gramin Bank Pension Loan at 3.40% p.a. interest rate.

        ✅ How can you get Dakshin Bihar Gramin Bank Pension Loan?

        You can follow online via Dialabank or call at 9878981166.

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