Dena Gujarat Gramin Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Dena Gujarat Gramin Bank Personal Loan Key Features Jan 2021

      Eligibility Criteria  Details
      Age 21 to 58 yrs(at loan maturity)
      CIBIL 750
      Dena Gujarat Gramin Bank Personal Loan Interest Rate 9.99% per annum 
      Lowest EMI per lakh NIL
      Tenure 12 to 60 Months
      Dena Gujarat Gramin Bank Personal Loan Processing Fee 1% to 2%
      Prepayment Charges Decided by bank
      Part Payment Charges Decided by bank
      Minimum Loan Amount Rs. 5000
      Maximum Loan Amount Rs. 20 Lakh

      Each Feature Explained in Detail Below


      Dena Gujarat Gramin Bank Personal Loan Eligibility Criteria

      Eligibility criteria for a personal loan:

      CIBIL score 750 or above
      Age 21 to 58 yrs
      Min Income Rs. 15,000 to Rs 25,000
      Occupation Salaried/Self-Employed/Pensioner

      Dena Gujarat Gramin Bank Personal Loan Interest Rate and Charges

      Dena Gujarat Gramin Bank Personal Loan Interest Rate 9.99% per annum 
      Dena Gujarat Gramin Bank Personal Loan Processing Charges 1% to 2% 
      Prepayment Charges NIL
      Stamp Duty As per bank
      Cheque Bounce Charges As per bank
      Penal Interest NIL
      Floating Rate of Interest NIL

      Dena Gujarat Gramin Bank Personal Loan Documents Required

      Form Duly filled  and signed application form
      Proof of Identity Copy of:
      > Passport
      > Driving License
      > Aadhaar Card
      > Voter ID Card
      Proof of Address Rent Agreement (Min. 1 year of stay)
      Utility Bills
      Proof of permanent residence
      Ration card, Bank Account Statement, Latest Credit Card Statement
      Proof of Income ITR: Last two financial  years( For self-employed)> Salary Slip: Last 6 months (Salaried Employee)

       

      > Bank Statement: Last 3 months

      Dena Gujarat Gramin Bank Personal Loan EMI Calculator

      EMI Calculator.

      Dena Gujarat Gramin Bank Personal Loan Compared to Other Banks

      Particulars Dena Gujarat Gramin Bank HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
      Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
      Tenure 12 to 60 Months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
      Loan amount Up to Rs. 20 Lakh Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Up to Rs. 20 lakh
      Processing Fee N/A Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

      Other Loan Products from Dena Gujarat Gramin Bank

      Gold Loan Car Loan Home Loan Business Loan
      Two Wheeler Loan Loan Against Property Credit Card Education Loan

      Why should you apply for Dena Gujarat Gramin Bank Personal Loan with Dialabank?

       

      • Dialabank is the leading helpline in the country.
      • Less Documentation is required for processing
      • Fast Approval is our priority.

      You can call at 9878981166 for any query.

      How to Calculate EMIs for Dena Gujarat Gramin Bank  Personal Loan?

      There is a  requirement of the following information to calculate Dena Gujarat Gramin Bank:

      EMI:

      • Provide Loan of the Amount
      • also, the Interest Rate of the loan
      • and Tenure of the loan

      Substitute the values in the calculator below and find your monthly EMIs

      EMI Calculator

      Dena Gujarat Gramin Bank  Personal Loan Processing Time

      • Fast processing
      • It needs less paperwork
      • A processing fee may vary and can be asked by the bank

      Dena Gujarat Gramin Bank Personal Loan Preclosure charges

      Is your fund ready?

      Then you can apply for Preclosure. For more details make a call or visit the branch.

      Dena Gujarat Gramin Bank Personal Loan Overdraft Facility

      An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like way repay the got out absolutely at whatever point the condition is ideal. From this time forward, it is maybe the most preferred credit decisions that profited to meet changing individual supporting necessities unbounded.

      Apply for an overdraft office as a Dena Gujarat Gramin Bank solitary unanticipated turn of events. The versatile improvement office has all the enormous features of a slight overdraft credit.

      Different Personal Loan offers by Dena Gujarat Gramin Bank

      Home Loan

      Dena Gujarat Gramin Bank offers personal loan for a home:

      • Minimum age is 21 yrs
      • Maximum Age should be 60 yrs
      • Regular Income applicants are a must for the Home Loan
      • Earn more than the required monthly income.

      Personal Loan for Government Employees

      Dena Gujarat Gramin Bank offers personal loans to all the Govt. employees. The loan amount depends on the Company in which you are working.

      Education Loan

      • Dena Gujarat Gramin Bank offers Education loan up to Rs 10 lac in India and Rs 20 lac to study Abroad
      • The loan limit should be above Rs 4.00 lac
      • Max Loan to study in India is Rs 10 lac
      • Max Loan to Study in India is Rs 20 lac

      Personal Loan for Pensioners

      • A processing charge can be asked from the bank.
      • Very Affordable Interest Rate

      Personal Loan Balance Transfer

      • Personal Loan balance transfer means the borrower transfer the sum to other institutions.
      • Low-interest rates.
      • Long repayment tenure.

      Dena  Gramin Bank Personal Loan Top Up

      Dena Gujarat Gramin Bank’s personal loan provides a top-up that means an additional amount on the existing loan.

      Home Renovation Loan

      Dena Gujarat Gramin Bank offers home update credit for individuals wishing to have their homes redesigned. This individual credit will back the essential fixes or grant the borrower to buy new home fittings, machines, and furniture. Some goliath highlights of the Dena Gujarat Gramin Bank Home Renovation Loan are:

      • The financing cost of the Dena Gujarat Gramin Bank Home Improvement Loan starts at as low as 11.25%.
      • People will be in danger for a headway level of Rs. 20 Lakhh to have their home changed.
      • The credit of Dena Gujarat Gramin Bank’s home impersonates needs zero documentation, picking up the entire ground timeframe freed from bothering.
      • As a rule, the improvement whole is credited to the record inside 72 hours before the bank favors the solace.

      Holiday Loan

      The Dena Gujarat Gramin Bank’s Holiday Loan will help you with a minor issue while masterminding your dream move away. The pivotal highlights of the Dena Gujarat Holiday Loan are This individual Dena Gujarat Gramin advance will keep up a level of trip-related costs, including booking travel tickets, standing workplaces, guided visits, and so forth

      • Financing costs for event drives start at 11.25 percent p.a.
      • Without a lot of stretch maintained position, you can do a level of up to Rs 20 Lakh.
      • The smart and away from of your move away is guaranteed by made and unimportant work.
      • Energized movement graph and overseeing that is quickly credited to your record.

      Fresher Funding

      Dena Gujarat Gramin Bank’s Fresher Funding is fundamental for a general bit of temperamental individual credits subject to individuals with a standard compensation. This alternative instead of Dena Gujarat Gramin credit is proposed to help freshers, for instance, continuing with graduated class, for example looking for their first work. Coming up next are some reasonable highlights of Dena Gujarat Gramin Fresher Funding’s individual credit:

      • Credit level of up to Rs 1.5 lakh
      • Contenders must, at any rate, be 21 years old.
      • The development of interest for Fresher Funding depends upon the up-and-comer’s profile, the money related record/score, age of the contender, and region.

      NRI Personal Loan

      For NRIs, Dena Gujarat Gramin outfits a person with movement, understanding the necessities and dreams of NRIs. The essential progression picked one should be an Indian occupant, and the co-contender NRI must be a near family member. The Individual Loan for NRIs contains the going with highlights.

      • Individual NRI advances of up to Rs. 10 lakh with versatile end-use pushes are surrendered by Dena Gujarat Gramin Bank.
      • The cost of NRI Personal Loan financing starts at 15.49 percent p.a.
      • The credit requires a residency of as long as three years.

      How to Apply Online for Dena Gujarat Gramin Bank Personal Loan?

      Dena Gujarat Gramin Bank Personal Loan

       

      There is less requirement for paperwork. It helps in saving your time and you get your loan approval faster.

      Availing a personal loan is very simple; all you have to do is to:

      1. Visit the website of Dialabank and fill the application form.
      2. You will get a call from us.
      3. Our instructors will guide you through the entire process and tell you the details of the loan.

      Personal Loan Verification Process 

      The following are the means followed for check measure:

      • At the point when you complete the application procedure with Dialabank, your application for a Personal Loan is furthermore proceeded by the Bank.
      • As the bank affirms your application structure, they give you an affirmation call.
      • As of now when the beware of a telephonic conversation is done, the bank designs a get-for-report convenience.
      • At the point when all the vital files are associated the further check occurs.
      • As of now as the ensuing check passes the bank insists on the last credit entirety, advance expense, and the residency for the referred to the total.
      • The bank unobtrusively keeps it together for the customer’s demand, and once the customer avows the development aggregate is quickly administered.

      Dena Gujarat Gramin Bank Personal Loan Status

      • Visit the site of this bank.
      • Check the eligibility.
      • Fill the form with your information.
      • Our managers will contact you.

      How to login into Dena Gujarat Gramin Bank portal

      • You can check the official website of Dena Gujarat Gramin Bank.
      • Click on ‘Login’ in the upper right corner of the screen.
      • Using your User ID and Password or reported mobile number to log in

      How to Check Your Loan Statement

      Clients can download the bank’s very own credit proclamation by following the means given below:

      • Visit the official site of the bank.
      • Select ‘Connect’ and from the drop-down list, choose ‘Administration Requests’.
      • On the following page that opens, under the ‘Advances’ menu, click’ Individual Loan Related.’
      • Tap on ‘Request for Loan Account Statement’ first.
      • Log in using your User ID and the secret word or using your enlisted versatile number and OTP to benefit from the bank’s very own credit clarification.

      Dena Gujarat Gramin Bank Personal Loan Restructuring (COVID-19)

      While there was cross country lockdown, outrageously affected a few borrowers by ethics of the COVID-19 pandemic, and a multi-month disavowing on different term drives was imparted to control its effect on a specific degree. Dena Gujarat Gramin Bank articulated the RBI-guided one-time advantage by the individual credit enlargement of Dena Gujarat Gramin Bank after the half-year blacklist had wrapped up. This instrument is needed to offer assistance to those borrowers who, considering the pushing money related difficulties of the pandemic, are not yet set up to begin repayment of their standard EMI.

      The credit target plan of Dena Gujarat Gramin Bank proposes an additional blacklist of as long as two years or an advancement of the current reimbursement term to decrease EMI pulls out from month to month. As a gigantic concern, it is principal that the recuperation of your individual advancement from Dena Gujarat Gramin Bank will achieve extra stunning charges far past those of the standard improvement. As necessities are, if whatever else misfires with the hankering for not ending up defaulting on your marvelous credit, you can on a very basic level use this assistance instrument.

      Dena Gujarat Gramin Bank Customer Care

      Customers can contact Dena Gujarat Gramin Bank customer care via any of the following means:

      • By Phone: You can call Dena Gujarat Gramin Bank on 9878981166 (toll-free)
      • Callback Request: You can also request a call back by visiting the bank’s website
      • Online Chatbot: You can also get your queries answered by the iPal chatbot online
      • Branch Visit: You can visit the nearby Dena Gujarat Gramin Bank branch to get your queries.

      Benefits of Applying for Personal Loan on Dialabank

      There are several points of concern when applying for a personal advance on the Dialabank website. Underneath some of them are provided:

      • 24 x 7 Availability: At whatever point and anyplace you can get to the site of Dialabank, and thusly, when your home or office is agreeable, apply for individual development.
      • Various moneylenders: com engages you to get singular credit offers from different planned advance experts on a single stage and along these lines wipes out the need to visit distinctive bank locales or branches.
      • Know EMI: On the EMI calculator, you can check the EMIs you would be paying on an individual credit even before you apply for one. It will help you with getting the reasonable total that you can without a very remarkable stretch repay and have a supportive repayment plan
      • Free Help: Additionally, you are not supposed to pay any charges when you apply for an individual advance on Dialabank.com 

      Important Aspects

      Below are some critical points you ought to consider while applying for an individual Dena Gujarat Gramin Bank credit:

      • It is ideal to check your money related assessment in any condition while applying for an individual new unanticipated turn of events. The chances of your credit keep up are worked by a strong credit appraisal and can allow you to benefit from an individual advancement on better concordance.
      • Before picking a specific bank, it is astute to think about the cost of an individual credit (premium expense and each and every sensible expense and charges) offered by different moneylenders on Dialabank.com.
      • Secure as showed up by the need and reimbursement limit. Make the basic advances not to win since you’re set up to get a higher total. It just adds to the expense of your maintained position and has a sensibly couple of focal brilliant lights over the long haul.
      • Make the central advances not to apply simultaneously with various moneylenders for particular advances. This shows that you are prepared for credit and extends the degree of complex credit report rules, which can ridiculously impact your FICO score.

      FAQs About Dena Gujarat Gramin Bank Personal Loan

      ✅ How to apply for Dena Gujarat Gramin Bank Personal Loan?

      There are two ways to apply for a personal loan from Dena Gujarat Gramin Bank. You can apply for a personal loan with Dena Gujarat Gramin Bank by visiting the nearest Dena Gujarat Gramin Bank branch or simple form submission with Dialabank. With Dialabank, you get the satisfaction to apply from anywhere and get your personal loan approval faster.

      ✅ What is the Interest Rate for Dena Gujarat Gramin Bank Personal Loan?

      The interest rate charged by Dena Gujarat Gramin Bank starts at 9.99% per annum for their personal loan products.

      ✅ What is the minimum age for getting a Personal Loan from Dena Gujarat Gramin Bank?

      You must be 21 years old to apply for a personal loan with Dena Gujarat Gramin Bank.

      ✅ What is the maximum age for getting a Personal Loan from Dena Gujarat Gramin Bank?

      The maximum age for getting a personal loan from Dena Gujarat Gramin Bank is 58 years.

      ✅ What is the minimum loan amount for Dena Gujarat Gramin Bank Personal Loan?

      The minimum loan amount for availing a personal loan from Dena Gujarat Gramin Bank is Rs. 5,000.

      ✅ What is the maximum loan amount for Dena Gujarat Gramin Bank Personal Loan?

      Dena Gujarat Gramin Bank lets you take a maximum loan amount of Rs. 20 lakhs under the personal loan scheme.

      ✅ What are the documents required for Dena Gujarat Gramin Bank Personal Loan?

      You will need Aadhaar card/Voter ID, PAN card, salary slips of the last 6 months/ITR files of the last two financial years, and two recently clicked photographs for a personal loan from Dena Gujarat Gramin Bank.

      ✅ What is the Processing Fee for Dena Gujarat Gramin Bank Personal Loan?

      Dena Gujarat Gramin Bank’s processing fee is 1% to 2%.

      ✅ How to get Dena Gujarat Gramin Bank Personal Loan for Self Employed?

      Dena Gujarat Gramin Bank provides special offers for self-employed borrowers for their financial help. You must have the ITR files of the last two years as your income proof.

      ✅ What is the Maximum Loan Tenure for Dena Gujarat Gramin Bank Personal Loan?

      The maximum loan tenure period for a personal loan from Dena Gujarat Gramin Bank is 60 months.

      ✅ What should be the CIBIL Score for Dena Gujarat Gramin Bank Personal Loan?

      You must have a CIBIL score of at least 750 or above for getting a personal loan from Dena Gujarat Gramin Bank.

      ✅ Do I have a preapproved offer for Dena Gujarat Gramin Bank Personal Loan?

      You can examine for your personal loan preapproved offers from Dena Gujarat Gramin Bank with Dialabank. You just fill the form, and we will check all the offers for you and get back to you to help you choose the best one.

      ✅ How to calculate EMI for Dena Gujarat Gramin Bank Personal Loan?

      You can use the EMI calculator available at Dialabank’s website to calculate your personal loan EMIs from Dena Gujarat Gramin Bank.

      ✅ How to pay Dena Gujarat Gramin Bank Personal Loan EMI?

      Your personal loan EMIs from Dena Gujarat Gramin Bank are automatically take away from your bank account every month. You can also use the net-banking services of Dena Gujarat Gramin Bank to pay for your personal loan.

      ✅ How to close Dena Gujarat Gramin Bank Personal Loan?

      You must pay all the outstanding personal loan amounts before close your personal loan and then contact the branch of Dena Gujarat Gramin Bank to collect your no dues certificate.

      ✅ How to check Dena Gujarat Gramin Bank Personal Loan Status?

      You must visit the Dena Gujarat Gramin Bank branch to know your personal loan status. Alternatively, you can visit Dialabank and fill a simple form to let us do the hard work for you.

      ✅ How to close Dena Gujarat Gramin Bank Personal Loan Online?

      Closing of a personal loan from Dena Gujarat Gramin Bank demands the following steps:

      • Visit the net-banking page of Dena Gujarat Gramin Bank.
      • Login with your details.
      • Pay your personal loan amount and save the transaction receipt.

      ✅ How to pay Dena Gujarat Gramin Bank Personal Loan EMI Online?

      Your personal loan EMI can be paid through the net-banking facility of Dena Gujarat Gramin Bank. Dialabank lets you compare offers and deals from different banks to choose the best, to get a low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.

      ✅ How to check Personal Loan Balance in Dena Gujarat Gramin Bank?

      For checking your personal loan balance in Dena Gujarat Gramin Bank, you must contact the customer care number of Dena Gujarat Gramin Bank. If you are seeking low-interest personal loans, you must visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the work for you.

      ✅ How to download Dena Gujarat Gramin Bank Personal Loan Statement?

      The personal loan statement of Dena Gujarat Gramin Bank can be downloaded through the Dena Gujarat Gramin Bank mobile banking app. You can visit the online platform of Dialabank and fill a simple form and know about all the offers that we have for you.

      ✅ How to Top Up Personal Loan in Dena Gujarat Gramin Bank?

      If you want a top-up on your personal loan from Dena Gujarat Gramin Bank, you have to visit the bank branch and contact the loan officer. You can also fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us.

      ✅ What happens if I don’t pay my Dena Gujarat Gramin Bank Personal Loan EMIs?

      Dena Gujarat Gramin Bank will charge a penal interest if you don’t pay your personal loan EMIs. You can apply for a balance transfer using Dialabank to get low-interest personal loans.

      What relaxation scheme and moratorium Dena Gujarat Gramin Bank provide about Personal Loan due to Covid 19?

      Credit target plan offers assistance to those borrowers who, considering the pushing money related difficulties of the pandemic are not yet set up to begin repayment of their standard EMI.

      ✅ How to find the Dena Gujarat Gramin Bank Personal Loan account number?

      You will require to contact your Dena Gujarat Gramin Bank loan branch to know your personal loan account number. You may also fill out the form available at Dialabank and allow us to do all the work for you.

      ✅What is the Dena Gujarat Gramin Bank personal loan customer care number?

      Contact 9878981166 for any queries.

      What are the Dena Gujarat Gramin Bank Personal Loan pre-closure charges?

      Then you can apply for Preclosure. For more details make a call or visit to the branch.

      ✅What is the Dena Gujarat Gramin Bank personal loan closure procedure?

      1. Visit the bank with the complete set of documents (as mentioned above).
      2. You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
      3. Pay the pre-closure amount.
      4. Sign the required documents, if any.
      5. Take acknowledgment of the balance amount you have paid.

      ✅What is the Dena Gujarat Gramin Bank Personal Loan Overdraft Facility?

      An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like way repay the got out absolutely at whatever point the condition is ideal. From this time forward, it is maybe the most preferred credit decisions that profited to meet changing individual supporting necessities unbounded.

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