IndusInd Personal Loan

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      IndusInd Personal Loan Key Features – Jan 2021

      Eligibility Criteria Details
      Age 21 – 60 (at loan maturity)
      CIBIL Score Minimum 750 or above
      IndusInd Personal Loan Interest Rate 9.99% per annum
      Lowest EMI per lakh Rs. 2148
      Tenure 12 to 60 months
      IndusInd Personal Loan Processing Fee 1% of the Loan Amount
      Prepayment Charges NIL
      Part Payment Charges NIL
      Minimum Loan Amount Rs. 50,000
      Maximum Loan Amount Rs. 15 Lakh

      Each Feature Explained in Detail Below


      IndusInd Personal Loan Eligibility Criteria

      Eligibility criteria for a personal loan:

      CIBIL score Criteria 750 and Above
      Age Criteria 21-60 years
      Min Income Criteria Rs 25000/month
      Occupation Criteria Salaried/Self-employed

      IndusInd Personal Loan Interest Rate and Charges

      Interest Rate 9.99% per annum
      Processing Charges 1% of the Loan Amount
      Prepayment Charges NIL
      Stamp Duty As per state laws
      Cheque Bounce Charges As per bank terms
      Penal Interest N/A
      Floating Rate of Interest Not Applicable

      IndusInd Personal Loan Documents Required

      You will need the following documents when filing an application for IndusInd Personal Loan:

      Form Duly filled application form
      Proof of Identity Copy of:
      > Passport
      > Driving License
      > Aadhar Card
      > Voter ID Card
      Proof of Address Rent Agreement (Min. 1 year of stay)
      Utility Bills
      Passport (Proof of permanent residence)
      Ration card
      Proof of Income > ITR: Last two Assessment years
      > Salary Slip: Last 6 months
      > Bank Statement: Last 3 months

      IndusInd Personal Loan EMI Calculator

      IndusInd Personal Loan Compared to Other Banks

      Particulars IndusInd HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
      Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
      Tenure 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
      Loan amount Up to Rs. 15 lakh Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
      Processing Fee 1%-2% of the loan amount Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

      Other Loan Products from IndusInd

      Why should you apply for IndusInd Personal Loan with Dialabank?

      Dialabank is India’s first helpline for financial help and our team is always ready to help you by providing the best financial product.

      How to Calculate EMIs for IndusInd Personal Loan

      The following information will be required to calculate your IndusInd Personal Loan EMI:

      1. Amount of the Loan
      2. Rate of Interest
      3. Tenure

      Put these values in the calculator below and find your monthly EMIs

      IndusInd Personal Loan Processing Time

      A personal loan from IndusInd takes about a week or two to get processed. For existing customers of IndusInd, the processing time is reduced to a measly 48-72 hours.

      IndusInd Personal Loan Preclosure Charges

      IndusInd provides you with the foreclosure facility on your personal loan with a charge of 0.75% to 1.75%. You can pay back your personal loan when you have the required funds.

      Pre Calculated EMI for Personal Loan

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      Different Offers For IndusInd Personal Loan

      IndusInd Marriage Loan

      IndusInd provide you financial help by providing you marriage loan at an affordable interest rate

      IndusInd Personal Loan for Government Employees

      Government employees enjoy a string of benefits; easy and affordable personal loans are one of them. Government employees can apply for a personal loan to meet their personal needs at lower rates of interest.

      IndusInd Doctor Loan

      This loan is for medical professionals and doctors to help them meet their personal and professional needs. An amount of maximum Rs. 15 lakhs can be availed under the scheme at attractive interest rates.

      IndusInd Personal Loan for Pensioners

      This scheme is for all the pensioners that draw their pensions through IndusInd to help them meet their personal and medical expenses. A maximum loan of Rs. 10 lakhs is sanctioned under this scheme. The interest rate for the loan is 0.50%

      IndusInd Personal Loan Balance Transfer

      Personal Loan Balance Transfer is the process of transferring your existing personal loan with another bank to a new lender. Your new lender pays your previous loan and gives you a fresh loan with better interest rates and tenure.

      IndusInd Personal Loan Top Up

      Sometimes, after you take a personal loan, you might need additional funds to meet your expenses. In this case, you can apply for a top-up on your existing personal loan.

      IndusInd Personal Loan Status

      You can check the status of your personal loan with IndusInd by;

      • Visiting the branch in person and asking your loan officer.
      • Log on to the online portal of PNB and check your loan status using your loan reference number.

      How to Apply for IndusInd Personal Loan?

      IndusInd Personal Loan

      Availing a personal loan is very simple; all you have to do is to:

      1. Visit Dialabank and fill the application form.
      2. You will get a call from us.
      3. Our experts will guide you through the entire process and tell you the details of the loan.

      FAQs About IndusInd Personal Loan

      ✅ How to apply for IndusInd Personal Loan?

      You can apply for a personal loan with IndusInd either by visiting the nearby branch of IndusInd or through submitting a simple form with Dialabank. With Dialabank, you get the benefit to apply from anywhere and get quick online approval.

      ✅ What is the Interest Rate for IndusInd Personal Loan?

      IndusInd charges an interest rate of 9.99% per annum for their personal loan products.

      ✅ What is the minimum age for getting a Personal Loan from IndusInd?

      You must be at least 21 years old to apply for a personal loan with IndusInd.

      ✅ What is the maximum age for getting a Personal Loan from IndusInd?

      The maximum age for getting a personal loan from IndusInd is 60 years.

      ✅ What is the minimum loan amount for IndusInd Personal Loan?

      The minimum loan amount for IndusInd’s Personal Loan is Rs 50000.

      ✅ What is the maximum loan amount for IndusInd Personal Loan?

      IndusInd lets you to take a maximum loan amount of Rs. 15 lakhs under the personal loan scheme.

      ✅ What are the documents required for IndusInd Personal Loan?

      You will need Aadhaar card/Voter ID, PAN card, salary slips of the last 6 months, the ITR files of the last two years, and two recently clicked photographs for a personal loan from IndusInd.

      ✅ What is the Processing Fee for IndusInd Personal Loan?

      IndusInd charges a processing fee of 1% of the loan amount plus GST for the personal loan.

      ✅ How to get IndusInd Personal Loan for Self Employed?

      IndusInd provides special offers for self-employed borrowers to meet their financial needs. You will present the ITR files of the last two years as your income proof.

      ✅ What is the Maximum Loan Tenure for IndusInd Personal Loan?

      The maximum tenure period for a personal loan from IndusInd is 60 months.

      ✅ What should be the CIBIL Score for IndusInd Personal Loan?

      You must have a CIBIL score of at least 750 or above for availing a personal loan from IndusInd.

      ✅ Do I have a preapproved offer for IndusInd Personal Loan?

      You can examine for your preapproved personal loan offers from IndusInd with Dialabank. All you have to do is fill the form, and we will check all the offers for you and get back to you to help you choose the best one.

      ✅ How to calculate EMI for IndusInd Personal Loan?

      You can use the EMI calculator available at Dialabank’s website for the calculation of your personal loan EMIs from IndusInd.

      ✅ How to pay IndusInd Personal Loan EMI?

      Your personal loan EMIs from IndusInd is automatically take off from your bank account on a monthly basis. You can also use the net-banking facility of IndusInd for the payment of your personal loan.

      ✅ How to close IndusInd Personal Loan?

      You must pay all the outstanding personal loan amount and then contact the IndusInd branch to collect your no dues certificate.

      ✅ How to check IndusInd Personal Loan Status?

      You must visit the IndusInd branch in-person to check the status of your personal loan. Another, you can visit Dialabank and fill a simple form to let us do the hard work for you.

      ✅ How to close IndusInd Personal Loan Online?

      Closing of a personal loan from IndusInd demands the following steps:

      • Visit the net-banking page of IndusInd.
      • Login by filling your details.
      • Pay for your personal loan and save the transaction receipt.

      ✅ How to pay IndusInd Personal Loan EMI Online?

      Your personal loan EMI can be paid through the net-banking services of IndusInd. Dialabank allows you to compare offers and deals from different banks to choose the best, to get a low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.

      ✅ How to check Personal Loan Balance in IndusInd?

      For checking the personal loan balance in IndusInd, you will contact the customer care number of IndusInd. If you are seeking low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.

      ✅ How to download IndusInd Personal Loan Statement?

      The personal loan statement of IndusInd can be downloaded using the IndusInd mobile banking app. You can visit the online platform of Dialabank and fill a simple form to compare and know about all the offers that we have for you.

      ✅ How to Top Up Personal Loan in IndusInd Bank?

      If you want a top-up on your personal loan from IndusInd, you will have to visit the bank branch and contact the loan officer. You can also fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us

      ✅ What happens if I don’t pay my IndusInd Personal Loan EMIs?

      IndusInd may charge you with a penal interest if you don’t pay your personal loan EMIs. You can apply for a balance transfer using Dialabank to avail of low-interest personal loans that will not put a hole in your pocket.

      ✅ How to find the IndusInd Personal Loan account number?

      You will need to contact your IndusInd loan branch to find your personal loan account number. You may also fill out the form available at Dialabank and let us do all the work for you.

      ✅ What is the IndusInd personal loan closure procedure?

      Visit the bank with the complete set of documents (as mentioned above). You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account. Pay the pre-closure amount. Sign the required documents, if any. Take acknowledgment of the balance amount you have paid.

      ✅ What is IndusInd personal loan maximum tenure? 

      The maximum tenure of the IndusInd personal loan is 60 months.

      ✅ What is IndusInd personal loan minimum tenure? 

      The minimum tenure of the IndusInd personal loan is 12 months.

      ✅ What is the IndusInd personal loan customer care number?

      The customer care number of IndusInd personal loan is 9878981166.

      ✅ What are the IndusInd Personal Loan pre-closure charges?

      IndusInd gives you the option of pre-closing your loan after a period of a minimum of 12 months of taking the loan and paying 12 successful EMIs on your mortgage. However, IndusInd charges a Prepayment or Pre-closure charge. Refer to the table mentioned above.

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