ING Vysya Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      ING Vysya Bank Personal Loan Key Features Jan 2021

      Features Details
      Age 21-58 yrs (at loan maturity )
      CIBIL 750
      ING Vysya Bank Personal Loan Interest Rate 9.99% per annum 
      Lowest EMI per lakh NIL
      Tenure 12 to 60 months
      ING Vysya Bank Personal Loan Processing Fee 1% to 2%
      Prepayment Charges NIL
      Part Payment Charges NIL
      Minimum Loan Amount Rs. 50,000
      Maximum Loan Amount Rs. 15 lakhs

      Each Feature Explained in Detail Below


      ING Vysya Bank Loan Eligibility Criteria

      Eligibility criteria for a personal loan:

      CIBIL score 750 and above
      Age 21-58 yrs (at loan maturity)
      Min Income Rs. 25,000
      Occupation Salaried/Self-Employed

      ING Vysya Bank Personal Loan Interest Rate and Charges

      ING Vysya Bank Personal Loan Interest Rate 9.99% per annum 
      ING Vysya Bank Personal Loan Processing Charges 1% to 2%
      Prepayment Charges 5%+ Tax
      Stamp Duty NIL
      Cheque Bounce Charges NIL
      Penal Interest NIL
      Floating Rate of Interest NIL

      ING Vysya Bank Personal Loan Documents Required

      Form Duly filled application form
      Proof of Identity Copy of:
      > Passport
      > Driving License
      > Aadhar Card
      > Voter ID Card
      Proof of Address Rent Agreement (Min. 1 year of stay)
      Utility Bills
      Passport (Proof of permanent residence)
      Ration card
      Proof of Income > ITR: Last two Assessment years
      > Salary Slip: Last 6 months
      > Bank Statement: Last 3 months

      ING Vysya Bank Loan EMI Calculator

      EMI calculator.

      ING Vysya Bank Personal Loan Compared to Other Banks

      Particulars ING Vysya Bank HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
      Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
      Tenure 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
      Loan amount Up to Rs. 15 lakh Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Up to Rs. 20 lakh
      Processing Fee Rs.1000 Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

      Other Loan Products from ING Vysya Bank

      Gold Loan Car Loan Home Loan Business Loan
      TWL LAP Credit Card Education Loan

      Why should you apply for ING Vysya Bank Personal Loan with Dialabank?

      Dialabank has a good reputation among customers. It provides the best services all over the country. Dialabank has the most trusted and convenient operators who will guide you about the processing of a personal loan. If you apply for ING Vysya Bank Personal Loan with Dialabank, you will get the approval of your loan application faster.

      How to Calculate EMIs for ING Vysya Bank Personal Loan

      To calculate your ING Vysya Bank Personal Loan, you just follow the given steps:

      1. Loan Amount
      2. Interest Rate
      3. Loan Tenure

      Put these values in the calculator below and find your monthly EMIs

      ING Vysya Bank Loan Processing Time

      ING Vysya Bank Personal Loan Processing Time is the time taken by the bank for the processing of your loan application approval. This bank will take 2 days for the loan application processing.

      ING Vysya Bank Personal Loan Preclosure charges

      ING Vysya Bank Personal Loan Preclosure refers to the loan amount repayment by you before the loan tenure. Preclosure will help you in lowering the interest rate of your personal loan.

      ING Vysya Bank Personal Loan Overdraft Facility

      An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like manner reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is perhaps the most favored credit choices that benefitted to meet changing individual supporting necessities unbounded.

      Apply for an overdraft office as an ING Vysya Bank for a startling new development. The versatile improvement office has all the goliath highlights of a slight overdraft credit.

      Pre Calculated EMI for Personal Loan

      Month Loan Balance Principal Amount Interest EMI Outstanding Balance
      1 ₹ 100000 ₹ 7958 ₹ 833 ₹ 8792 ₹ 92042
      2 ₹ 92042 ₹ 8025 ₹ 767 ₹ 8792 ₹ 84017
      3 ₹ 84017 ₹ 8091 ₹ 700 ₹ 8792 ₹ 75926
      4 ₹ 75926 ₹ 8159 ₹ 633 ₹ 8792 ₹ 67767
      5 ₹ 67767 ₹ 8227 ₹ 565 ₹ 8792 ₹ 59540
      6 ₹ 59540 ₹ 8295 ₹ 496 ₹ 8792 ₹ 51245
      7 ₹ 51245 ₹ 8365 ₹ 427 ₹ 8792 ₹ 42880
      8 ₹ 42880 ₹ 8434 ₹ 357 ₹ 8792 ₹ 34446
      9 ₹ 34446 ₹ 8505 ₹ 287 ₹ 8792 ₹ 25941
      10 ₹ 25941 ₹ 8575 ₹ 216 ₹ 8792 ₹ 17366
      11 ₹ 17366 ₹ 8647 ₹ 145 ₹ 8792 ₹ 8719
      12 ₹ 8719 ₹ 8719 ₹ 73 ₹ 8792 ₹ 0

      Different Personal Loan offers by ING Vysya Bank

      ING Vysya Bank Home Loan             

      • ING Vysya Bank offers home loans up to Rs. 10 crores.
      •  Responsive time: 40-45 minutes.

      ING Vysya Bank Personal Loan for Government Employees

      • ING Vysya Bank offers personal loans to Government Employees.
      • The loan amount is dependent on the company in which you are working.

      ING Vysya Bank Car Loan

      • ING Vysya Bank offers car loans.
      • You can get a car loan from an 80 %-100% price of the car.

      ING Vysya Bank PL for Education

      • ING Vysya Bank provides an education loan.
      • Offers a personal loan for studies in India as well as Abroad.

      ING Vysya Bank PL Balance Transfer

      ING Vysya Bank Personal Loan Balance Transfer is the loan amount transferring from one institution to another. It will lower the interest rate on your personal loan.

      ING Vysya Bank PL Top Up

      ING Vysya Bank Personal Loan Top Up is the supplementary loan amount is added by a finance company in your recent loan amount. You can get a top-up loan after the repayment of the 12 EMIs without any delay.

      ING Vysya Bank Personal Loan Status

      ING Vysya Bank Personal Loan Status can be checked by visiting the bank’s website. Every small detail is given on the website.

      How to Apply for ING Vysya Bank Personal Loan?

      ING Vysya Bank Personal Loan

      You can avail of a personal loan by following the simple steps given below:

      1. Visit Dialabank and fill the application form.
      2. You will get a call from the bank.
      3. Our operators will guide you through the entire process and tell you the details of the loan.

      FAQs About ING Vysya Personal Loan

      ✅ How to apply for ING Vysya Bank Personal Loan?

      To apply for a personal loan from ING Vysya Bank through visit the nearest ING Vysya Bank branch or submit a simple form with Dialabank. You can get the benefit to apply from anywhere through Dialabank.

      ✅ What is the Interest Rate for ING Vysya Bank Personal Loan?

      The interest rate for a personal loan from ING Vysya Bank starts from 9.99%.

      ✅ What is the minimum age for getting a Personal Loan from ING Vysya Bank?

      You must have a minimum age of 21 years for getting a personal loan from ING Vysya Bank.

      ✅ What is the maximum age for getting a Personal Loan from ING Vysya Bank?

      The maximum age for getting a personal loan from ING Vysya Bank is 58 years.

      ✅ What is the minimum loan amount for ING Vysya Bank Personal Loan?

      The minimum loan amount for a personal loan from ING Vysya Bank is Rs. 50,000.

      ✅ What is the maximum loan amount for ING Vysya Bank Personal Loan?

      The maximum loan amount that you can avail for a personal loan from ING Vysya Bank Personal Loan is up to Rs. 15 lakh.

      ✅ What are the documents required for ING Vysya Bank Personal Loan?

      The documents required to apply for a personal loan with ING Vysya Bank are Aadhaar card, driving license, voter ID card, PAN card, salary certificate and form number 16, bank statements of the last 6 months, ITR file of the last two financial years.

      ✅ What is the Processing Fee for ING Vysya Bank Personal Loan?

      The processing fee for a personal loan for ING Vysya Bank is 1% to 2%.

      ✅ How to get ING Vysya Bank Personal Loan for Self Employed?

      ING Vysya Bank provides special offers for the self-employed to aid them economically. You will have to present the ITR files for the last two years.

      ✅ What is the Maximum Loan Tenure for ING Vysya Bank Personal Loan?

      The maximum loan tenure duration for a personal loan from ING Vysya Bank Personal Loan is 60 months.

      ✅ What should be the CIBIL Score for ING Vysya Bank Personal Loan?

      The CIBIL score for availing a personal loan from ING Vysya Bank should be 750 and above.

      ✅ Do I have a preapproved offer for ING Vysya Bank Personal Loan?

      You can check out your preapproved personal loan offers from ING Vysya Bank with Dialabank. You can check the best offers for you at Dialabank.

      ✅ How to calculate EMI for ING Vysya Bank Personal Loan?

      To calculate your personal loan EMI for ING Vysya Bank, through the EMI calculator available at Dialabank’s website.

      ✅ How to pay ING Vysya Bank Personal Loan EMI?

      Your personal loan EMIs of ING Vysya Bank automatically deducted from your bank account. You also use the net-banking service of ING Vysya Bank.

      ✅ How to close ING Vysya Bank Personal Loan?

      You will pay all the outstanding loan amount then contact the ING Vysya Bank branch to receive your no dues certificate.

      ✅ How to check ING Vysya Bank Personal Loan Status?

      To check your personal loan status for ING Vysya Bank, you will visit the ING Vysya Bank branch. Also, you can visit Dialabank.

      ✅ How to close ING Vysya Bank Personal Loan Online?

      For closing the personal loan online from ING Vysya Bank, the steps are given below:

      • Visit the net-banking page of ING Vysya Bank.
      • Log in by filling in your details.
      • Pay your personal loan.
      • Save the transaction receipt.

      ✅ How to pay ING Vysya Bank Personal Loan EMI Online?

      You can pay your personal loan EMI using the net-banking facility provided by ING Vysya Bank. To get a low-EMI personal loan, you must visit Dialabank’s online platform.

      ✅ How to check Personal Loan Balance in ING Vysya Bank?

      To check your personal loan balance in ING Vysya Bank, you will need to contact the customer care number of ING Vysya Bank. If you are in search of low-interest personal loans, you must contact Dialabank and apply for Personal Loan Balance Transfer.

      ✅ How to download ING Vysya Bank Personal Loan Statement?

      You can download your personal loan statement of ING Vysya Bank through the ING Vysya bank’s mobile banking app.

      ✅ How to Top Up Personal Loan in ING Vysya Bank?

      If you require a top-up on the personal loan from ING Vysya Bank, you will visit the bank branch and contact the loan officer. You can also apply for Personal Loan Top Up by filling a simple form with Dialabank.

      ✅ What happens if I don’t pay my ING Vysya Bank Personal Loan EMIs?

      If you don’t pay your personal loan EMIs of ING Vysya Bank, You can apply for a balance transfer using Dialabank to avail of low-interest personal loans.

      What relaxation scheme and moratorium ING Vysya Bank provides about Personal Loan due to Covid 19?

      A moratorium of 6 months will be provided by ING Vysya Bank due to COVID-19.

      ✅ How to find ING Vysya Bank Personal Loan account number?

      To find your personal loan account number, you will require to contact your ING Vysya Bank loan branch. Also, fill the form available at Dialabank.

      What is the ING Vysya Bank personal loan customer care number?

      Contact 9878981166 for any queries.

      What are the ING Vysya Bank Personal Loan pre-closure charges?

      ING Vysya Bank Personal Loan Preclosure refers to the loan amount repayment by you before the loan tenure. Preclosure will help you in lowering the interest rate of your personal loan.

      ✅What is the ING Vysya Bank personal loan closure procedure?

      1. Visit the bank with the complete set of documents (as mentioned above).
      2. You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
      3. Pay the pre-closure amount.
      4. Sign the required documents, if any.
      5. Take acknowledgment of the balance amount you have paid.

      ✅What is the ING Vysya Bank Personal Loan Overdraft Facility?

      An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like manner reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is perhaps the most favored credit choices that benefitted to meet changing individual supporting necessities unbounded.

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