Leading Personal Loan Providers

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Leading Personal Loan Providers

      Leading Personal Loan Providers

      Leading Personal Loan Providers

      Personal Loan in India Available from the following Banks

      Personal Loan Provider Banks 
      HDFC Bank  Citibank  South Indian Bank 
      Yes Bank ICICI  Allahabad Bank 
      ICICI Bank Indian Overseas Bank  State Bank Of Indore 
      Bajaj Fiserv ING Vysya Bank  State Bank of Mysore 
      Kotak Mahindra Bank  Karnataka Bank State Bank of Patiala 
      TATA Capital  Karur Vysya Bank  State Bank Of Travancore 
      IndusInd Bank Kotak Mahindra Bank  Syndicate Bank
      Axis Bank Oriental Bank  Tamilnad Mercantile Bank
      Bank Of Baroda  Punjab National Bank  UCO Bank Personal Loan
      Andhra Bank  SBI  Union Bank Of India 
      Dhanlaxmi Bank  Federal Bank  HSBC 
      Oriental Bank  Bank of Maharashtra  City Union Bank 
      Karnataka Bank  Barclays Bank  Deutsche Bank 
      State Bank Of Bikaner And Jaipur  Catholic Syrian Bank  IDBI 
      Bank Of India  Central Bank of India  Indian Bank 
      Vijaya Bank Andhra Bank Standard Chartered Bank
      Citibank Bank Allahabad Bank  Kotak Mahindra Bank
      ING Vysya Bank Fullerton  Bandhan Bank
      Dena Bank HDFC Bank  Other Banks
      Personal Loan EMI Calculator SIP Calculator

      FAQs

      What is the tenure of a Personal Loan?

      Most banks and NBFCs offer a Personal Loan for a minimum period of 1 Yr and a maximum of 5 Years. There are some Banks which expand the maximum period to 7 Years also. The tenure is determined and cannot be extended. You have to pay your loan amount in equal monthly installments within the agreed tenure of the loan.

      ✅ Are there any other charges involved in a Personal Loan?

      Yes, there are 2 types of charges that one needs to pay to avail of a personal loan:

      Processing Fee: The customer charges a fee for every lending institution you borrow from, known as Processing Fee. The processing fee amount alters for each lending institution and is normally 1%  of the loan amount.

      Pre-closure Charges: Whenever you wish to close a running loan before its agreed tenure duration, the Banks and NBFCs charge a supplementary amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary on how many years your loan has been completed before you decide to pre-close it.

      Can my application for Personal Loan get rejected due to my CIBIL score?

      Since a Personal Loan is a not secured loan, one of the important criteria for getting your Personal Loan application approval is your CIBIL Score. Having a good CIBIL score becomes extremely important if you wish to get a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments, as that will decrease your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.