North East Small Finance Bank Personal Loan

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Why us?

Rates as low as 10.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About North East Small Finance Bank Personal Loan

A lot of times when life is treating you in a way you were not treated before, and you do not know what to do next then take a deep breath and leave all your anxieties behind. North East Small Finance Bank Personal Loan is at your service when you are up against a mountain of financial needs. North East Small Finance Bank Personal Loan can lessen your stress and burden of the current crisis and let you live the way you dreamt of from the very start. Apply today for North East Small Finance Bank Personal Loan on our website, Dialabank, to avail the most suitable services of North East Small Finance Bank Personal Loan.

What is the North East Small Finance Bank Personal Loan?

Personal loans are unsecured loans, which grant you the privilege of availing the loan amount without any security or collateral to the North East Small Finance Bank. The process of this loan is swift and worry-free. The bank gives you reasonable and attractive interest rates on personal loans.

Why Should You Choose North East Small Finance Bank Personal Loan through Dialabank?

North East Small Finance Bank Personal Loan

First of all, our website provides you with a decent set of offers according to your profile and needs.

Also, we give you exclusive offers through our specialized relationship managers.

Next, we will recommend you the offers and deals which are available in your specific area.

Lastly, you can avail maximum funding and reasonable interest rates with the North East Small Finance Bank.

What Are The Benefits of North East Small Finance Bank Personal Loan?

  1. North East Small Finance Bank Personal Loan are instantly available on fixed interest rates, which mean the EMI (Equated Monthly Installment) will be fixed for the entire loan tenure.
  2. You can avail the service of a personal loan in a few clicks, all you have to do is apply online on Dialabank, and our expert relationship associates to contact will contact you in 30 minutes.
  3. If your CIBIL score is incredible, then the bank will provide you with the required amount within 24-72 hours.
  4. You also have the benefit to choose the loan tenure that assists you the most. Longer tenure has lower EMIs, whereas shorter tenure has higher EMIs. You can decide the tenure after calculating the EMI for your loan amount.
  5. A North East Small Finance Bank Personal Loan is that loan which one can avail to for nearly any purpose in life. Generally, there is no end on the usage of the loan amount. In case of the urgency of money, personal loans are the most opted way to help yourself in a crisis.

Documentation for North East Small Finance Bank Personal Loan

List of documents for Salaried:

  1. You must attach proof of your Identity. It can be a Voters ID/ Driving License/ Passport/ PAN Card.
  2. To avail the service of a personal loan, you must affix a residence proof along with your loan application. It can be a Lease and Rent Agreement/ Utility Bills (not more than 3 months old) / Passport.
  3. You are needed to attach the latest 3 months bank statement with the application form (income/salary account).
  4. You must attach your salary slips of the last 3 months.
  5. And you must fasten two passport size photographs.

List of documents for Self-Employed:

  1. To apply for a personal loan, you must fasten the KYC Documents (Proof of Identity/Address proof/ DOB proof) with your application form.
  2. You must affix a proof of your residence. It can be a Passport/ Utility Bills/ Lease or Rent Agreement.
  3. A document is needed, which supports the claim that you are filing an ITR of Rs. 2.50 Lakhs for the last 3 years.
  4. The bank statement of the past 6 months is required.
  5. You must attach two passport size photographs.
  6. You must affix proof of office address.
  7. And you should submit evidence of office ownership.

Eligibility Criteria for North East Small Finance Bank Personal Loan

SALARIED:

  1. You should be a national or a permanent resident of the Republic of India.
  2. The minimum eligible age is 21 years, and the maximum is 65 years.
  3. Your work experience to apply for a personal loan is 6 months in the current company and 3 years in total.
  4. The minimum income is Rs. 18,000/- per month.
  5. Your residence should be either rented or owned, or the company should arrange for it.

To know more, visit Personal Loan for Salaried.

SELF EMPLOYED:

  1. You should be a citizen or a permanent resident of India.
  2. The minimum acceptable age is 25 years and maximum age of 65 years.
  3. A minimum of 3 years of work expertise in the same business is needed.
  4. You must be filing an Income Tax Return (ITR) of Rs. 2.50 lakhs per annum for the past 3 years.
  5. Your office/residence either should be rented or owned by you.
  6. One out of your residence or your office should be your own, which means you should own it.
  7. The mobile/telephone is required at your office and residence.

To know more, visit Personal Loan for Self Employed.

Personal Loan Interest Rates

A North East Small Finance Bank Personal Loan interest rates differs due to many details such as your earnings, credit history, CIBIL score, and a lot more. Nonetheless, the starting interest rate is 10.75% per annum, which is under 1% per month.

Also, the processing fees lie in 0-2% of the loan amount.

To know more, click Interest rates Personal loan.

About North East Small Finance Bank

In September 2015, Reserve Bank of India conferred the “In-principle approval” to set up Small Finance Bank to 10 Financial Institutions, including RGVN (North-East) Micro Finance Limited.

It is the only institution from the North-Eastern region of India to receive this honour to North Eastthorize a Small Finance Bank. The primary purpose behind setting up small finance bank by RBI was to drive the use of financial incorporation by making terms of savings and to provide credit to small business units, small and marginal farmers, micro and small industries and other unorganized sector entities, through high-end technology, low-cost functionalities.

Some of the most alleged organizations in India and abroad such as SIDBI Venture Capital Limited (Samirdhi Fund), M/s RNT Associates Private Limited, M/s PI Venture LLC, Norwegian Microfinance Initiative and IDBI Bank have expressed their confidence to our organization and agreed to partner with RGVN (North East) Microfinance Limited for the transformation into the Banking Business of “Small Finance Bank”.

We have created various Asset and Liability products to meet the financial needs of our customers who have been derived from formal banking and other financial services until now. We also have kept in mind of their savings and have customized products that will take care of their Small and Regular savings as well as target-based savings that are simple and easy to understand and have the maximum benefit. Besides, we shall also provide them with the facility of Doorstep Banking.

The Bank has begun its Banking Business with RBI Press release dated 17th October 2017.

How to Apply for North East Small Finance Bank Personal Loan?

Primitively, you can apply for a personal loan in North East Small Finance Bank through our website:

Secondarily, you have to fill a web-form which will ask for your personal information given on Dialabank.

Moreover, our relationship executives will contact you within 30 minutes.

Furthermore, if you meet the acceptability criteria, then we will endorse you the best personal loans according to your credit summary.

And after submitting the documents to the bank, you will get North East Small Finance Bank Personal Loan amount within 24-72 hours.

FAQ’s About North East Small Finance Bank Personal Loan

What is the North East Small Finance Bank Personal Loan?

If you find yourself in need of urgent funds for your expenses like wedding, travel, payment of bills, etc. You can apply for a Personal Loan from North East Small Finance Bank and fulfill all your needs. Personal Loans come with long tenures for easy repayment with attractive interest rates.

What is Personal Loan rate of interest in North East Small Finance Bank?

Personal Loan rate of interest in North East Small Finance Bank starts at 10.75% per annum. You can visit Dialabank’s online portal to compare the rates of different banks and finance companies across India.

How can I get North East Small Finance Bank Personal Loan?

To get a Personal Loan you will have to visit the nearest branch with basic KYC documents, PAN card, and income proofs(salary slips, bank statement). You can also contact Dialabank to avail of the best financial advice and get the personally curated deals and offers for all your financial needs.

How to apply for Personal Loan in North East Small Finance Bank?

Apply for a Personal Loan by walking into the nearest North East Small Finance Bank branch with all the requisite documents. You can also apply online with Dialabank and avail personalized assistance for all your financial needs.

Why apply for North East Small Finance Bank Personal Loan?

North East Small Finance Bank Personal Loans can be used for any personal financial needs. Be it a wedding, travel, bills, repair and renovation of home, etc. You do not have to provide any collateral security in exchange for your loan and the repayment can be done in monthly installments, EMIs.

How much EMI on North East Small Finance Bank Personal Loan?

Calculate your North East Small Finance Bank Personal Loan EMI using your loan tenure, loan amount, and rate of interest on Dialabank’s EMI calculator and apply for all your loan needs with us.

How much CIBIL score required for North East Small Finance Bank Personal Loan?

A CIBIL score above 700 is preferred by North East Small Finance Bank to disburse a Personal Loan. Being an unsecured loan your CIBIL score plays a big role in determining your loan eligibility as it calculates the risk of default for your lender.

Minimum credit score needed for North East Small Finance Bank Personal Loan?

The credit score is a measurement and estimate of your creditworthiness. North East Small Finance Bank requires you to have a credit score of at least 700 to consider your loan application for approval.

How to calculate North East Small Finance Bank Personal Loan EMI?

Use your loan amount, loan tenure, and rate of interest to calculate your Personal Loan EMI using the EMI calculator available on Dialabank’s website.

What can I use North East Small Finance Bank Personal Loan for?

You can use your North East Small Finance Bank Personal Loan for several financial needs such as funding your marriage or that of a relative, pay all your big and small bills, renovate or repair your home, etc.

Can I prepay North East Small Finance Bank Personal Loan?

If you have the required funds you can pre-close your loan by visiting the branch of North East Small Finance Bank from where your loan was approved and asking your banker about the prepayment facilities.

How to prepay North East Small Finance Bank Personal Loan?

When you have the required money and feel the need to close your loan at once, just visit the nearest North East Small Finance Bank branch with your loan documents and apply for a foreclosure. You may be asked to pay a small foreclosure fee in addition to your outstanding loan amount.

How to repay the North East Small Finance Bank Personal Loan?

Repay your Loan in easy burden-free EMIs that are automatically deducted from your bank account each month. Your North East Small Finance Bank Personal Loan can be repaid through post-dated cheques too.

What documents are needed for North East Small Finance Bank Personal Loan?

Aadhar Card/Voter ID, PAN Card, Salary Slips, Bank Statement, and ITR File are the documents that are required to avail of a Personal Loan from the North East Small Finance Bank.

How to check North East Small Finance Bank Personal Loan status?

Visit your loan branch or contact the customer care number of North East Small Finance Bank to know the status of your loan application and stay updated.

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