Odisha Gramya Bank NRI Personal Loan

Odisha Gramya Bank is a regional rural bank established founded in 2013 with the merger of Neelachala Gramya Bank, Kalinga Gramya Bank and Baitarani Gramya Bank as per the norms of the Regional Rural Banks Act 1976. Its headquarters is in Bhubaneshwar. The bank is jointly owned by the Government of India, Government of Odisha and Indian Overseas Bank. The bank operates in 13 districts of Odisha.

A personal loan is a type of instalment debt availed of by borrowers from banks and financial institutions. The loan is repaid by the borrower through equated monthly instalments (EMI), which includes a part of the principal amount and an interest rate charged upon it, every month. Factors such as income stability, debt history, repayment abilities, etc. determine the eligibility of the borrower.

Odisha Gramya Bank NRI Personal Loan Interest Rate

Odisha Gramya Bank Personal Loan Documents Required

Odisha Gramya Bank NRI Personal Loan Eligibility

Features of Odisha Gramya Bank NRI Personal Loan

An interest rate of 13.75% is charged by the bank.
A borrower can avail of a maximum amount of Rs 10,00,000.
The document verification process is simple and instant.
The applicant must be a resident Indian, while the co-applicant can be an NRI.
This loan is offered without any collateral or security.
Document proofs must be submitted by both the applicant and the co-applicant.

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