Oriental Bank Personal Loan

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Why us?

Rates as low as 10.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Oriental Bank Personal Loan

Oriental Bank of Commerce deals with your immediate money related needs such as medical expenses, home renovation, traveling expenses or any family functions. Oriental Bank of Commerce is an Indian bank; it is a private sector bank and established in 1943. Bank gives numerous budgetary items to the customers at entirely sensible rates. These monetary items incorporate banking, web based banking, loans, and credit cards.

What is Personal Loan?

A personal loan is a sort of unsecured loan and allows you meet your present day monetary needs. You don’t need to submit any collateral for availing Oriental Bank Personal Loan and your bank allows you to use the money according to your need. It can be family function , tour expenses and wedding expenses as well as the expenses of a medical emergency, home renovationnand others

Why to Choose Oriental Bank Personal Loan?

Oriental Bank of Commerce gives numerous preferences and advantages to the general population to satisfy their needs by provding you the required principal amount. The bank is one of the oldest banks in India. In addition to this Oriental Bank provides special features and schemes to its customers on personal loan, You can use the principal amount of loan in anywhere like building a home for yourself and for the wedding costs and so many reason which the vast majority of the general population face .
Easily Available: Oriental Bank Personal Loan is easily available in all the banks and it is useful to satisfy individual needs.
Least Documents: Minimal documentation and nothing to be given as a security reason.
Quick Approval: Instant approval with hassle free within 24 to 48 hours.

Oriental Bank Personal Loan Benefits

Oriental Bank Personal Loan

Adaptable usage of  Money: Apart from different loans, the cash which you’ll be getting through personal loan can be used anyplace according to your needs. This loan is to manage the issue emerge at home like fixing the home, to pay emergency clinic bills and for the surprising occasions.
No insurance: Apart from different loans, the documentation methodology is straightforward and no requirement for guaranteer.
Adaptable Amount of loan: It relies upon the customer money related history and credit report as indicated by them and you will get the advance.
Adaptable Terms: 1 year to 3-year terms will be given and it is relied upon banks to banks.
Loan Disbursal: After the approval of Oriental Bank Personal Loan the submission of the documents, the process of loan disbursal is very quick.
Endorsed Loan: If you are qualified ,Oriental Bank Personal Loan gets authorized inside 24 hours.
No Third gathering contribution: Oriental Bank Personal Loan is easiy given to the borrower without the involvement of the outsider. It is a connection between the borrower and the moneylender.
Hassle free: Getting a Personal Loan is presently an issue free procedure. Online loan procedure makes it easy and fast.

Oriental Bank Personal Loan Eligibility

Practically all banks and the Non-Banking Financial Company (NBFC) offer loans to every one of the clients by fulfilling their needs based on some eligibility however not every person can get a personal loan. There are a few criteria based on them the bank give Oriental Bank Personal Loan to the candidates., while various banks have diverse eligibility yet the most widely recognized criteria for a large portion of the bank and NBFC to the client forOriental Bank Personal Loan will be the accompanying

Eligibility

Salaried

Self-Employed

Age

Min 21 years, Max-60years

Min 21 years, Max 65 years

Income

18000 per month at least

ITR of 2.5 lac minimum for last 3 years

CBIL Score

Should be 750

Should be 750

ID Proof

Addhaar Card/Pan Card/Voter Id

Addhaar Card/Pan Card/Voter Id

Address Proof

Addhaar Card/Pan Card/Voter Id /Passport/Driver License/Electricity Bill

Addhaar Card/Pan Card/Voter Id /Passport/Driver License/Electricity Bill

Employment Tenure

Minimum 12 year

Minimum 60 years

Minimum Loan Amount

1.5 lacs

2.5 lacs

Maximum Loan Amount

20 lacs

Lacs

How to avail Oriental Bank Personal Loan?

Purpose:

To meet personal/ family expenses like marriage/education/family functions.

For purchase of consumer durables, gold/gold ornaments.

To meet expenditure on medical treatment of self and/or dependent at Hospitals/Nursing Homes registered with local Govt. bodies.

To meet travel expenses of legitimate travel by himself & family.

To cover travel cost, hotel stay, and other travel related expenses

Eligibility:

A permanent and regular employee in the Centre/State Govt. Deptt. And other institutions like Universities, Schools/College, PSUs, reputed hospitals, and well established corporate. Professionals and doctors shall also be eligible for loan

Minimum 3 years of service, including service with the previous employer(s), if any.

The net monthly salary should not be less than Rs 6

Amount:

Up to 15 months net take-home salary, subject to a maximum of Rs.1.50 Lac.

Up to 20 times net salary with a maximum of Rs.3 lakh in case, the salary account is maintained with the branch for a minimum period of 6 months or Employee undertaking to deduct and remit the due installments to the bank.

Security:

One personal guarantee preferably of a fellow employee, subject to the condition that one employee will not stand as guarantor in more than two accounts.

Margin:

Nil

The rate of interest:

BR + 5 % p.a with monthly rest.

Penal Interest

2% penal interest over the normal interest rate on the overdue amount for the irregular period. No prepayment penalty to be charged.

Process/ upfront: fee

0.50% of the loan amount with a minimum of Rs.500/ +Service tax, if any.

Disbursement:

The loan amount may be credited to SB / Salary Account of the borrower.

Repayment:

60 EMIs (subject to a remaining period of service)

Why to apply for Personal Loan Dialabank?

You can apply for an Oriental Bank of Commerce personal loan online on the site of dialabank.com. You simply need to look for Dialabank on the google. As the financial business will be the third biggest  by 2025 and a ton of development will be there in advanced promoting and we Dialabank help the client to get a loan and conveys in time. As Dialabank is connected up with different banks. Furthermore, It is India’s first money related helpline organization it provides loan to its clients. Presently clients can apply for a personal loan through Dialabank. So look for Oriental Bank of Commerce personal loan there. Fill the application structure with the fundamental data of yours and snap on apply catch. You will get a call from our side within 5 minutes. You can approach 60011600 too for more data about Oriental Bank Personal Loan.
Check your Eligibility: We have a calculator so that it will be helpful for the customer to know their EMI.
Instant loan Approval: After submitting all the documents for the personal loan then the customer will get the instant approval.
Doorstep Facility: You will get a document pickup facility from your doorstep.
Responsive: The customer query response is very quick.
No other charges: There are no other charges for the guidance of the customer’s queries.
For more information, you may call on 60011600.

How to Apply?

Visit our website in www.dialabank.com
Fill the online application form with the contact number
Submit all the document

Other Leading Personal Loan Providers (Click to Apply)

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  2. ICICI Bank Personal Loan
  3. Axis Bank Personal Loan
  4. SBI Personal Loan
  5. PNB Personal Loan
  6. Citibank Personal Loan
  7. Fullerton India Personal Loan
  8. Personal Loan from Other Banks

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