Paschim Banga Gramin Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Paschim Banga Gramin Bank Personal Loan

        Paschim Banga Gramin Bank Personal Loan Key Features Mar 02 2024

        Eligibility Criteria Details
        Age Criteria 21-58 yrs(at loan maturity)
        CIBIL Score 700
        Paschim Banga Gramin Bank Personal Loan Interest Rate 9.99% p.a.
        Lowest EMI per lakh NIL
        Tenure 12 to 60 months
        Paschim Banga Gramin Bank Personal Loan Processing Fee 1%-2%
        Prepayment Charges Up to 3%
        Part Payment Charges NIL
        Minimum Loan Amount 50,000
        Maximum Loan Amount 20 lakh

         

        Paschim Banga Gramin Bank Personal Loan Eligibility Criteria

        Personal Loan Eligibility Criteria:

        CIBIL score Criteria 700 minimum
        Age Criteria 21-58 yrs
        Min Income Criteria Rs. 18,000
        Occupation Criteria Salaried/Self-Employed

        Paschim Banga Gramin Bank Personal Loan Interest Rate and Charges

        Paschim Banga Gramin Bank Personal Loan Interest Rate 9.99% p.a.
        Paschim Banga Gramin Bank Personal Loan Processing Charges 1%-2%
        Prepayment Charges Up to 3%
        Stamp Duty NIL
        Cheque Bounce Charges NIL
        Penal Interest NIL
        Floating Rate of Interest NIL

        Paschim Banga Gramin Bank Personal Loan Documents Required

        Form Duly signed and filled application form
        Proof of Identity Copy of:
        > Passport
        > Driving License
        > Aadhar Card
        > Voter ID Card
        Proof of Address Rent Agreement (Min. 1 year of stay)
        Utility Bills
        Passport (Proof of permanent residence)
        Ration card
        Proof of Income > ITR: Last two Assessment years
        > Salary Slip: Last 6 months
        > Bank Statement: Last 3 months

        Paschim Banga Gramin Bank Personal Loan EMI Calculator

        EMI Calculator

        Paschim Banga Gramin Bank Personal Loan Compared to Other Banks

        Particulars Paschim Banga Gramin Bank HDFC Bank Bajaj Finserv Axis Bank Citibank Private Bank
        Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
        Tenure 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
        Loan amount NIL Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Up to Rs. 20 lakh
        Processing Fee 1%-2% Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

        Other Loan Products from Paschim Banga Gramin Bank 

        Paschim Banga Gramin Bank Gold Loan Paschim Banga Gramin Bank Car Loan Paschim Banga Gramin Bank Home Loan Paschim Banga Gramin Bank Business Loan
        Paschim Banga Gramin Bank TWL Paschim Banga Gramin Bank LAP Paschim Banga Gramin Bank Credit Card Paschim Banga Gramin Bank Education Loan

        Why should you apply for Paschim Banga Gramin Bank Personal Loan with Dialabank?

        One of the leading and trustworthy providers in Dialabank. Dialabank provides the best and fast services for personal loans. You can apply for Paschim Banga Gramin Bank through Dialabank. It will get your loan approval at a faster rate.

        Also, call 9878981166.

        How to Calculate EMIs for Paschim Banga Gramin Bank  Personal Loan

        There is a need for the following information to calculate Paschim Banga Gramin Bank Personal Loan EMI:

        • Tenure
        • Rate of Interest
        • Loan Amount

        Put these values in the calculator below and find your monthly EMIs

        Personal Loan EMI Calculator.

        Paschim Banga Gramin Bank Personal Loan Processing Time

        Paschim Banga Gramin Bank personal loan, the processing time is 3 days. Fewer documents are required for this personal loan. It has time-saving processing. Your loan will get approved in 30 minutes.

        Paschim Banga Gramin Bank Personal Loan Preclosure

        Preclosure is the process in which you repay your loan amount before the due date. It helps to lower the interest rates.

        Pre Calculated EMI for Personal Loan

        EMI Calculator

        Different Offers For Paschim Banga Gramin Bank Personal Loan

        Paschim Banga Gramin Bank Home Loan   

        • Paschim Banga Gramin Bank offers home loan.
        • It provides personal loans for repairing and construction of the home.

        Paschim Banga Gramin Bank Personal Loan for Government Employees

        • Paschim Banga Gramin Bank provides personal loans to the Govt. Employees.
        • Based on the company name, the loan amount is provided.

        Paschim Banga Gramin Bank Car Loan

        • Paschim Banga Gramin Bank provides a personal loan for a car.
        • It provides a personal loan for the new car and a used car.

        Paschim Banga Gramin Bank Personal Loan for Pensioners

        • Paschim Banga Gramin Bank provides personal loans to pensioners.
        • It provides a personal loan with a minimum service of 10 yrs.

        Paschim Banga Gramin Bank Personal Loan Balance Transfer

        • Paschim Banga Gramin Bank allows you to transfer your balance from one foundation the another.
        • It helps in lowering interest rates.

        Paschim Banga Gramin Bank  Personal Loan Top Up

        Loan top-up is the additional amount provided by the bank for the loan. Home loans, home renovation customers can apply for a loan top-up.

        Paschim Banga Gramin Bank Personal Loan Overdraft Scheme

        Paschim Banga Gramin Bank Personal Loan Offers an Overdraft Scheme. With this, you are provided with a loan amount as an overdraft facility. It works like a Credit Card, where you can spend your Personal Loan Amount as you want anytime, anywhere. The overall loan amount will have a Credit/Loan Limit. The bank charges interest only on the amount you withdraw/utilize in the Paschim Banga Gramin Personal Loan Overdraft facility.

        Paschim Banga Gramin Bank Personal Loan Status

        • Visit our bank website.
        • At the top, fill your city or district.
        • Then, check your loan status.

        How to Apply for Paschim Banga Gramin Bank Personal Loan?

        Paschim Banga Gramin Bank Personal Loan

        Dialabank provides the best services all over the country. Dialabank has relationship managers who will guide you and give all the information about your personal loan.

         

        Availing a personal loan is very simple; all you have to do is to:

        1. Visit Dialabank and fill the application form.
        2. Then, you will get a call from us.
        3. Our experts will guide you through the entire process and tell you the loan details.

        FAQs About Paschim Banga Gramin Bank Personal Loan

        What is Paschim Banga Gramin Bank  personal loan?

        The Paschim Banga Gramin Bank provides a personal loan with a 9.99% p.a. interest rate.

        How does Paschim Banga Gramin Bank personal loan work?

        There is no security issue, and there is no need for any collateral. The essential documents are required to be submitted here. It is a simple process. Visit the branch along with the application form and documents. After approval, the loan amount will be credited to your bank account. Then, use your money for financial needs. Repay money in easy monthly instalments.

        What is the personal loan rate of interest in Paschim Banga Gramin Bank?

        In Paschim Banga Gramin bank, the interest rate for a personal loan is up to 9.99% p.a.

        How to apply for a personal loan in Paschim Banga Gramin Bank?

        Apply Online

        • Visit our bank website.
        • Check your eligibility.
        • Fill in general information in the application form.
        • Then, submit it.
        • Our representative will call you back.

        Apply Offline

        • Visit the nearest branch of a bank.
        • Fill the form there.
        • Then, get your loan approval.

        How much EMI on Paschim Banga Gramin Bank personal loan?

        EMI is an Equated Monthly Installments. You can clear your loan amount by paying monthly payments from your salary. 12 Lowest EMIs are allowed.

        How much is the CIBIL score required for a personal loan from Paschim Banga Gramin Bank?

        For Paschim Banga Gramin Bank, the minimum CIBIL score for a personal loan is 700 and above.

        What can I use Paschim Banga Gramin Bank personal loan for?

        Paschim Banga Gramin bank provides loans for multipurpose personal loans. This bank offers personal loans for homes, cars, businesses, and education. There are endless opportunities.

        How to prepay Paschim Banga Gramin Bank personal loan?

        You are settling your loan amount before the due date refers to the Prepayment. It will help lower your interest rates.

        What documents are needed for Paschmin Banga Gramin Bank personal loan?

        There is a requirement of an Aadhaar Card, Driving License, Voter ID Card, Salary Certificate, ITR for the last two financial yrs.

        ✅ What is the Paschim Banga Gramin  Bank Personal Loan closure procedure?

        • Just go to the bank with the documents.
        • Write a letter for the Paschim Banga Gramin Bank Personal loan account pre-closure.
        • Pay the pre-closure charges as per Paschim Banga Gramin Bank Personal Loan.

        ✅ What are Paschim Banga Gramin Bank Personal Loan preclosure charges?

        Paschim Banga Gramin Bank Personal Loan preclosure charges are Nil.

        ✅ What is the Paschim Banga Gramin Bank Personal Loan overdraft scheme?

        For simplifying the process and providing you with a hassle-free service while processing an overdraft scheme at Paschim Banga Gramin Bank, Personal Loan is provided. It gives you an online way to get your overdraft, also known as Smartdraft – Overdraft Against Salary. You do not need to visit bank branches and go through a tiresome process. Just log in to the Paschim Banga Gramin online banking portal, and from there, you can fill out a simple form and get an overdraft under your name.

        ✅ What is Paschim Banga Gramin Bank Personal Loan maximum tenure?

        Paschim Banga Gramin Bank Personal loan maximum tenure is 60 months.

        ✅ What is Paschim Banga Gramin Bank Personal Loan minimum tenure?

        Paschim Banga Gramin Bank Personal Loan minimum tenure is 12 months.

        ✅ What is Paschim Banga Gramin Bank Personal Loan customer care number?

        The customers get in touch with the bank via call on 9878981166.