Paschim Banga Gramin Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

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      Paschim Banga Gramin Bank Personal Loan

      Paschim Banga Gramin Bank Personal Loan Key Features Jan 2021

      Eligibility Criteria Details
      Age Criteria 21-58 yrs(at loan maturity)
      CIBIL Score 700
      Paschim Banga Gramin Bank Personal Loan Interest Rate 9.99% p.a.
      Lowest EMI per lakh NIL
      Tenure 12 to 60 months
      Paschim Banga Gramin Bank Personal Loan Processing Fee 1%-2%
      Prepayment Charges Up to 3%
      Part Payment Charges NIL
      Minimum Loan Amount 50,000
      Maximum Loan Amount 20 lakh

      Each Feature Explained in Detail Below


      Paschim Banga Gramin Bank Personal Loan Eligibility Criteria

      Personal Loan Eligibility Criteria:

      CIBIL score Criteria 700 minimum
      Age Criteria 21-58 yrs
      Min Income Criteria Rs. 18,000
      Occupation Criteria Salaried/ Self- Employed

      Paschim Banga Gramin Bank Personal Loan Interest Rate and Charges

      Paschim Banga Gramin Bank Personal Loan Interest Rate 9.99% p.a.
      Paschim Banga Gramin Bank Personal Loan Processing Charges 1%-2%
      Prepayment Charges Up to 3%
      Stamp Duty NIL
      Cheque Bounce Charges NIL
      Penal Interest NIL
      Floating Rate of Interest NIL

      Paschim Banga Gramin Bank Personal Loan Documents Required

      Form Duly signed and filled application form
      Proof of Identity Copy of:
      > Passport
      > Driving License
      > Aadhar Card
      > Voter ID Card
      Proof of Address Rent Agreement (Min. 1 year of stay)
      Utility Bills
      Passport (Proof of permanent residence)
      Ration card
      Proof of Income > ITR: Last two Assessment years
      > Salary Slip: Last 6 months
      > Bank Statement: Last 3 months

      Paschim Banga Gramin Bank Personal Loan EMI Calculator

      EMI Calculator.

      Paschim Banga Gramin Bank Personal Loan Compared to Other Banks

      Particulars Paschim Banga Gramin Bank HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
      Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
      Tenure 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
      Loan amount NIL Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
      Processing Fee 1%-2% Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

      Other Loan Products from Paschim Banga Gramin Bank 

      Paschim Banga Gramin Bank Gold Loan Paschim Banga Gramin Bank Car Loan Paschim Banga Gramin Bank Home Loan Paschim Banga Gramin Bank Business Loan
      Paschim Banga Gramin Bank TWL Paschim Banga Gramin Bank LAP Paschim Banga Gramin Bank Credit Card Paschim Banga Gramin Bank Education Loan

      Why should you apply for Paschim Banga Gramin Bank Personal Loan with Dialabank?

      One of the leading and trustworthy providers in Dialabank. Dialabank provides the best and fast services for personal loans. you can apply for Paschim Banga Gramin Bank through Dialabank. It will get your personal loan approval at a faster rate.

      Also, call at 9878981166.

      How to Calculate EMIs for Paschim Banga Gramin Bank  Personal Loan

      There is a need for the following information to calculate Paschim Banga Gramin Bank Personal Loan EMI:

      • Tenure
      • Rate of Interest
      • Loan Amount

      Put these values in the calculator below and find your monthly EMIs

      Personal Loan EMI Calculator.

      Paschim Banga Gramin Bank  Personal Loan Processing Time

      Paschim Banga Gramin Bank personal loan, the processing time is 3 days. Fewer documents are required for this personal loan. It has time-saving processing. Your loan will get approved in 30 minutes.

      Paschim Banga Gramin Bank Personal Loan Preclosure

      Preclosure is the process in which you repay your loan amount before the due date. It helps to lower the interest rates.

      Pre Calculated EMI for Personal Loan

      EMI Calculator.

      Different Offers For Paschim Banga Gramin Bank Personal Loan

      Paschim Banga Gramin Bank Home Loan   

      • Paschim Banga Gramin Bank offers home loan.
      • It provides personal loans for repairing and construction of the home.

      Paschim Banga Gramin Bank Personal Loan for Government Employees

      • Paschim Banga Gramin Bank provides personal loans to the Govt. Employees.
      • On the basis of the company name, the loan amount is provided.

      Paschim Banga Gramin Bank Car Loan

      • Paschim Banga Gramin Bank provides a personal loan for a car.
      • It provides a personal loan for the new car and for a used car as well.

      Paschim Banga Gramin Bank Personal Loan for Pensioners

      • Paschim Banga Gramin Bank provides personal loans to the pensioners.
      • It provides personal loan with the minimum service of 10 yrs.

      Paschim Banga Gramin Bank Personal Loan Balance Transfer

      • Paschim Banga Gramin Bank allows you to transfer your balance from one foundation the another.
      • It helps in lowering interest rates.

      Paschim Banga Gramin Bank  Personal Loan Top Up

      Loan top-up is the additional amount provided by the bank fo the loan. Home loans, home renovation customers can apply for a loan top-up.

      Paschim Banga Gramin Bank Personal Loan Overdraft Scheme

      Paschim Banga Gramin Bank Personal Loan Offers an Overdraft Scheme. With this, you are provided a loan amount as an overdraft facility. It works like a Credit Card, where you can spend your Personal Loan Amount as you want anytime anywhere. The overall loan amount will have a Credit/Loan Limit. In Paschim Banga Gramin Personal Loan Overdraft facility, the bank charges interest only on the amount you withdraw/utilize.

      Paschim Banga Gramin Bank Personal Loan Status

      • Visit our bank website.
      • At the top, fill your city or district.
      • Then, check your loan status.

      How to Apply for Paschim Banga Gramin Bank Personal Loan?

      Dialabank provides the best services all over the country. Dialabank has relationship managers who will guide you and give all the information about your personal loan.

      Paschim Banga Gramin Bank Personal Loan

      Availing a personal loan is very simple; all you have to do is to:

      1. Visit Dialabank and fill the application form.
      2. You will get a call from us.
      3. Our experts will guide you through the entire process and tell you the details of the loan.

      FAQs About Paschim Banga Gramin Bank Personal Loan

      What is Paschim Banga Gramin Bank  personal loan?

      The Paschim Banga Gramin Bank provides a personal loan with up to 9.99% p.a. interest rate.

      How does Paschim Banga Gramin Bank personal loan work?

      As there is no security issue, there is no need of any collateral. The basic documents are required to be submitted here. It is a simple process. Visit the branch along with the application form and documents. After approval, the amount of the loan will be credited to your bank account. Then, use your money for financial needs. Repay money in easy monthly installments.

      What is the personal loan rate of interest in Paschim Banga Gramin Bank?

      In Paschim Banga Gramin bank, the rate of interest for a personal loan is up to 9.99% p.a.

      How to apply for a personal loan in Paschim Banga Gramin Bank?

      Apply Online

      • Visit our bank website.
      • Check your eligibility.
      • Fill general information in the application form.
      • Then, submit it.
      • Our representative will call you back.

      Apply Offline

      • Visit the nearest branch of a bank.
      • Fill the form there.
      • Then, get your loan approval.

      How much EMI on Paschim Banga Gramin Bank personal loan?

      EMI is an Equated Monthly Installments. You can clear your loan amount by paying monthly payments from your salary. 12 Lowest EMIs are allowed.

      How much CIBIL score is required for a personal loan from Paschim Banga Gramin Bank?

      For Paschim Banga Gramin Bank, the minimum CIBIL score for a personal loan is 700 and above.

      What can I use Paschim Banga Gramin Bank personal loan for?

      Paschim Banga Gramin bank provides loans for multipurpose for a personal loan. This bank offers personal loans for a home, car, business, and education. There are endless opportunities.

      How to prepay Paschim Banga Gramin Bank personal loan?

      Settling of your loan amount before the due date refers to the Prepayment. It will help in lower your interest rates.

      What documents are needed for Paschmin Banga Gramin Bank personal loan?

      There is a requirement of Aadhaar Card, Driving License, Voter ID Card, Salary Certificate, ITR of the last two financial yrs.

      ✅ What is the Paschim Banga Gramin  Bank Personal Loan closure procedure?

      • Just go to the bank with the documents.
      • Write a letter for pre-closure of the Paschim Banga Gramin Bank Personal loan account.
      • Pay the pre-closure charges as per Paschim Banga Gramin Bank Personal Loan.

      ✅ What is Paschim Banga Gramin Bank Personal Loan preclosure charges?

      Paschim Banga Gramin Bank Personal Loan preclosure charges are Nil.

      ✅ What is Paschim Banga Gramin Bank Personal Loan overdraft scheme?

      For simplifying the process and providing you with a hassle-free service while processing an overdraft scheme at Paschim Banga Gramin Bank Personal Loan is provided, it gives you an online way to get your own overdraft, also known as Smartdraft – Overdraft Against Salary. You do not need to visit bank branches and go through a boring process. Just log in to the Paschim Banga Gramin online banking portal and from there you can fill out a simple form and get an overdraft under your name.

      ✅ What is Paschim Banga Gramin Bank Personal Loan maximum tenure?

      Paschim Banga Gramin Bank Personal loan maximum tenure is 60 months.

      ✅ What is Paschim Banga Gramin Bank Personal Loan minimum tenure?

      Paschim Banga Gramin Bank Personal Loan minimum tenure is 12 months.

      ✅ What is Paschim Banga Gramin Bank Personal Loan customer care number?

      The customers get in touch with the bank via call on 9878981166.

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