Personal Loan Adampur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Adampur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Adampur Features

Want to devise a holiday overseas? Does financial aid require? Dialabank has devised a remedy to your dilemma!

A personal loan Shegaon is the antidote of all your financial problems restricting your peace of mind. This loan requires no collateral security and the least paperwork and will be approved within 48 hours for certified verification.

It is an unsecured type loan with the affordability of interest rates as per your ease. The essential provisions for applying to this loan is a permanent source of sustenance and competent creditworthiness.

Click here to get an instant personal loan

Personal Loan Adampur Interest Rates

To apply for personal loan Adampur click on Personal Loan

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Adampur

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Adampur

Click here to know more about personal loan eligibility

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
  3. The applicants must have an excellent credit history.
  4. The job location of the applicant should be mentioned.
  5.  A borrower should have a minimum income of INR 25,000 per month

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Why Apply for Personal Loan Adampur?

  1. There is no need to deposit any mortgage and collateral security to the bank.
  2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
  3. The amount of personal loan depends upon the repayment of individual income and capacity.
  4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Adampur?

  1. Visit Dialabank
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Adampur

Every financial institution such as banks or NBFCs charges an application fee for a personal loan. The value of fees varies between 1.5% – 2.5% of the sanctioned loan amount.

If you are foreclosing a part of your loan amount before the planned date, then you have to pay a punishment for prepayment. You cannot close your loan before 12 months in most of the conditions. The prepayment penalty costs depend on the number of years for which loan has been used.

To know about the interest rate click on personal loan interest rate

Personal Loan Adampur EMI Calculator

EMI (Equated Monthly Installments) are the fixed returns that you are liable to pay to the bank per month as repayment of your loan amount. The EMI is fixed but the interest rate is not. It will be discovered through your financial situation. Afterward, your EMI will be estimated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Adampur

CIBIL score is very important in order to get a loan. Mostly, all lending institutions have their own standards for the CIBIL score. Usually, banks prefer a CIBIL score of 750.

Institutions just look at your conduct in your preceding loans whether you have repaid your loans on time or not. Any suspended payments of the past can mitigate your future.

personal loan at 10.75%*

Personal Loan Adampur Agents

Dialabank is the leading agent for availing Personal Loan in Adampur. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank operates as your assistant in finding the most prominent lending institute out of many Banks and NBFCs by supplying you with a thorough analysis of different banks so that you can make a good decision. Visit our website www.dialabank.com and fill a simple form with all mandatory details. Our specialists in client association administrators will soon get in touch with you.

Personal Loan Adampur Contact Number

Call 9878981166 and get prepared for help and consent for Personal Loan in Adampur.

Pre Calculated EMI Table for Personal Loan Adampur

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Adampur

Adampur is a town in Jalandhar district in Punjab. Around 20,000 people live in this town.

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