Personal Loan Addanki

⋆ Interest Rate 9.99% ⋆

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        Rates as low as 9.99%*
        Loans Up to 30 Lacs
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        Personal Loan Addanki

        Best Banks for Personal Loan Addanki

        Feature
        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        12%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        50000
        100000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Nil
        Overdraft Facility
        No
        No
        Yes

        Personal Loan Addanki FeaturesPersonal Loan Addanki

        If you are finding an unsecured loan to meet your current financial needs, then Personal Loan is the answer for you. A mortgage that creates consumer credit that is granted for personal use; usually unsecured and based on the borrower’s ability to pay.
        Personal Loan Addanki
        It is an unsecured loan that helps you meet your current financial needs. Usually, there is no need to provide any Collateral security while availing a Personal Loan, and your lender provides you with the Liability to use the funds as per your requirement.
        1. Personal Loan Addanki depends upon the income and repays the ability of the person.
        2. The amount can be used as per your financial requirements.
        3. There is a need to pledge any property or asset as collateral to the lender.
        4. No cosigner needed.

        Personal Loan Addanki Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Addanki

        Applicable to both Salaried and Self-Employed Customers-

        1. Identity proof: (Passport/Id card/voter card/driving license/Aadhar Card) any one of them and should not be expired. Everyone has these documents, so there is no problem with the submission.
        2. Residence proof : (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the borrower is living in a rented apartment, then they have to submit their rental agreement, electricity bill which has to be in the name of the borrower, and the address of the owner.
        3. The borrower has to submit their PAN card, which is an essential document under the KYC formality.
        4. If the borrower is a salaried applicant, then he has to submit his salary slip of the last three months and his bank statements for the last six months.
        5. And if the borrower is a self-employed applicant, then he has to submit the ITR of the last three years and registration of his business should be done.
        6. Two passport size colored photos. (Applicant should not be wearing glasses)

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Eligibility Criteria for Personal Loan Addanki

        The eligibility criteria for both Salaried and Self-Employed are different:

        Salaried Applicants

        Further, there are different eligibility criteria for both applicants.
        Know more: EMI Calculator

        Salaried Applicant:

        1. The applicant should be 21-60.
        2. If the applicant inhabited in a metropolitan city, then he must have a minimum income of Rs 18,000. And if he is from a non-metropolitan city, then he must have a minimum salary of Rs 12,000.
        3. The borrower must have the work experience of at least three years, and the pay should come in their account only.
        4. The applicant should have a good credit history.
        5. The documentation process is easy; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

        Read More Personal Loan Salaried

        Self-employed Applicant:

        1. If a person is self-employed than the age of the applicant should be 25 years.
        2. The borrower should file ITR for the last three years.
        3. The credit score of the borrower must be good, and no debt should be left due.
        4. The ITR in which the applicant files must be of Rs 2.5 lakhs per annum at least.
        5. And the applicant is having a business than his business should be running from the last three years

        Click here to know more about eligibility: Personal Loan Eligibility

        Why Apply for Personal Loan Addanki?

        1. A Personal Loan doesn’t require any underwriter or chosen one for advance endorsement
        2. An individual advance is a multi-reason offer advance. It very well may be utilized for any reason
        3. Banks needn’t bother with any insurance or security store
        4. The measure of credit authorized relies on the candidate’s pay and reimbursement limit.

        How to apply for Personal Loan Addanki?

        • Visit Dialabank for issue free understanding
        • You have to choose individual advance under the credit area
        • Candidate should then give all the right subtleties and contact number so we can connect with them
        • Our relationship administrators will at that point help you for an additional procedure
        • For more data and free direction, you may approach 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee/Prepayment Charges on Personal Loan Addanki

        Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

        In the event that you wish to abandon your advance before the concurred advance residency, each loaning organization charges you a punitive prepayment expense. As a rule, you can’t close your credit before a year. Contingent upon how long the credit has done the charges vary. These charges fluctuate from 4% of the remarkable credit sum in the second year to 2% in the fourth year of the advance.

        Personal Loan Addanki EMI Calculator

        Compared Monthly Installments likewise know as EMI are the month to month fixed charges that you pay to the bank as a month to month reimbursement for the advance sum borrowed.  Based on your profile, the financing cost on your advance is resolved. The EMI is determined based on the Interest Rate, the measure of advance you need to take, and the period for which you appreciate the credit.

        CIBIL Score required for Personal Loan Addanki

        Various banks have their own standards for the base CIBIL score required for handling a Personal Loan application in Addanki. A large portion of the banks and NBFCs offering individual credit require a base score of 750 for additional preparation of your advance application.

        Point by point investigation of the record as a consumer alongside the CIBIL score is done by the foundation to keep away from any future burden. Any postponed installments for past credits can go about as a boundary to your profiting a new advance.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Addanki Agents

        Dialabank is the main specialist for benefiting Personal Loan in Addanki. You can apply online at Dialabank or give a call at 9878981166

        Personal Loan Addanki Contact Number

        Call 9878981166 and get Instant Personal Loan in Addanki.

        Pre Calculated EMI Table for Personal Loan Addanki

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        About Addanki

        Addanki is a town in the Prakasam district of the Indian state of Andhra Pradesh. Addanki North is the Mandal headquarters of Addanki Mandal in the Ongole revenue division.