Personal Loan Addanki

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Addanki

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Addanki FeaturesPersonal Loan Addanki

If you are finding an unsecured loan to meet your current financial needs, then Personal Loan in the answer for you. A mortgage that creates consumer credit that is granted for personal use; usually unsecured and based on the borrower’s ability to pay.
It is an unsecured loan which helps you meet your current financial needs. Usually, there is no need to provide any Collateral security while availing a Personal Loan, and your lender provides you with the Liability to use the funds as per your requirement.
  1. Personal Loan Addanki depends upon the income and repays ability of the person.
  2. The amount can be used as per your financial requirements.
  3. There is need to pledge any property or asset as collateral to the lender.
  4. No cosigner needed.

Personal Loan Addanki Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Addanki

Applicable to both Salaried and Self-Employed Customers-

  1. Identity proof: (Passport/Id card/voter card/driving license/Aadhar Card) any one of them and should not be expired. Everyone has these documents, so there is no problem with the submission.
  2. Residence proof : (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the borrower is living in a rented apartment, then they have to submit their rental agreement, electricity bill which has to be in the name of the borrower and the address of the owner.
  3. The borrower has to submit their PAN card, which is an essential document under the KYC formality.
  4. If the borrower is a salaried applicant, then he has to submit his salary slip of last three months and his bank statements of the last six months.
  5. And if the borrower is self-employed applicant, then he has to submit the ITR of the last three years and registration of his business should be done.
  6. Two passport size coloured photos. (Applicant should not be wearing glasses)

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Addanki

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

Further, there are different eligibility criteria for both applicants.
Know more: EMI Calculator

Salaried Applicant:

  1. The applicant should be 21-60.
  2. If the applicant inhabited in a metropolitan city, then he must have a minimum income of Rs 18,000. And if the he is from a non-metropolitan city, then he must have a minimum salary of Rs 12,000.
  3. The borrower must have the work experience of at least three years, and the pay should come in their account only.
  4. The applicant should have a good credit history.
  5. The documentation process is easy; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

Read More Personal Loan Salaried

Self-employed Applicant:

  1. If a person is self-employed than the age of the applicant should be 25 years.
  2. The borrower should file ITR for the last three years.
  3. The credit score of the borrower must be good, and no debt should be left due.
  4. The ITR which the applicant files must be of Rs 2.5 lakhs per annum at least.
  5. And the applicant is having a business than his business should be running from the last three years

Click here to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Addanki?

  1. A Personal Loan doesn’t require any underwriter or chosen one for advance endorsement
  2. An individual advance is a multi-reason offer advance. It very well may be utilized for any reason
  3. Banks needn’t bother with any insurance or security store
  4. The measure of credit authorized relies on the candidate’s pay and reimbursement limit.

How to apply for Personal Loan Addanki?

  • Visit Dialabank for issue free understanding
  • You have to choose individual advance under the credit area
  • Candidate should then give all the right subtleties and contact number so we can connect with them
  • Our relationship administrators will at that point help you for an additional procedure
  • For more data and free direction, you may approach 9878981166.
personal loan at 10.75%*

Processing Fee/Prepayment Charges on Personal Loan Addanki

A sum for the further handling of the application structure is charged by each loaning foundation which is known as preparing expense and it varies according to bank standards.

In the event that you wish to abandon your advance before the concurred advance residency, each loaning organization charges you a punitive prepayment expense. As a rule, you can’t close your credit before a year. Contingent upon how long the credit has done the charges vary. These charges fluctuate from 4% of the remarkable credit sum in the second year to 2% in the fourth year of the advance.

Personal Loan Addanki EMI Calculator

Compared Monthly Installments likewise know as EMI are the month to month fixed charges that you pay to the bank as a month to month reimbursement for the advance sum borrowed.  Based on your profile, the financing cost on your advance is resolved. The EMI is determined based on the Interest Rate, the measure of advance you need to take, and the period for which you appreciate the credit.

CIBIL Score required for Personal Loan Addanki

Various banks have their own standards for the base CIBIL score required for handling a Personal Loan application in Addanki. A large portion of the banks and NBFCs offering individual credit require a base score of 750 for additional preparing of your advance application.

Point by point investigation of the record as a consumer alongside the CIBIL score is done by the foundation to keep away from any future burden. Any postponed instalments for past credits can go about as a boundary to your profiting a new advance.

personal loan at 10.75%*

Personal Loan Addanki Agents

Dialabank is the main specialist for benefiting Personal Loan in Addanki. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Addanki Contact Number

Call 9878981166 and get Instant Personal Loan in Addanki.

Pre Calculated EMI Table for Personal Loan Addanki

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Addanki

Addanki is a town in Prakasam district of the Indian state of Andhra Pradesh. Addanki North is the mandal headquarters of Addanki mandal in Ongole revenue division.

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