Personal Loan Adyar

⋆ Interest Rate 9.99% ⋆

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        Rates as low as 9.99%*
        Loans Up to 30 Lacs
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        Personal Loan Adyar

        Major Personal Loan Providers in Adyar

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Adyar Features

        Personal Loan Adyar

        Want funds urgently for personal use? You can easily get funds by applying for a personal loan. A personal loan is available at affordable and cost-effective interest rates in Adyar. All banks and NBFCs provide personal loan in Adyar. The application process is quick and easy.

        A personal loan can be used for various reasons like home renovations, paying medical bills, weddings, etc. There are no restrictions on the use of the loan amount. However, to get a personal loan, the applicant must have a stronger source of income.

        You can easily get a personal loan through Dialabank.

        Personal Loan Adyar Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Personal Loan Adyar Documents Required

        Salaried Applicants:

        1. Identity proof such as Aadhar card/driving license
        2. last three-month salary slips
        3. Bank statements for the last 6 months
        4. PAN Card
        5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments
        6. 2 Passport-sized photographs of the applicant

        Self-Employed Applicants:

        • All financials are required (Balance Sheet, P&L Statement as well as ITR files)
        • PAN Card
        • Aadhar Card as identity proof
        • Residence Proof and rental agreement in case of a rented apartment
        • Two passport-sized photographs of the applicant

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Adyar Eligibility Criteria

        Click here to know more about personal loan eligibility

        Salaried Applicants

        1. The minimum age requirements of the applicant should be 21 years and a maximum of 60 years.
        2. The applicants must have work experience of three years. The salary should be shown in their accounts.
        3. The applicants must complete a credit history suitable for a personal loan
        4. The job location of the applicant
        5.  minimum income should be INR 25,000 per month

        Self-Employed Applicants

        1. The minimum age of the applicant should be 25 years.
        2. The ITR file for the last three years will be required.
        3. The business of the applicant should be running for the past three years.
        4. The CIBIL score should be up to the mark.
        5. The annual income of the applicant should be at least Rs 2.5 lakh.
        6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

        Why Apply for Personal Loan Adyar?

        A personal loan in Adyar is advantageous for you as:

        • Personal Loan Adyar is a simple and safe loan scheme for raising funds in times of need.
        • There is no need to put a precious asset as security to the lender.
        • The money borrowed can be used for almost all purposes.
        • The loan amount depends upon the income and repayment capability of the person.
        • The loan gives an option to choose your own tenure

        How to apply for Personal Loan Adyar?

        1. The process to apply for a personal loan at Dialabank is quick and hassle-free
        2. Apply through our website and provide us with some details
        3. Our experts will give you a call on your number.
        4. We are available to solve all your queries.
        5. You can call us on 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Adyar

        Almost all banks and NBFCs charge a processing fee to process your sanctioned loan amount, and this is 1% of the loan amount

        Prepayment happens when you wish to prepay a part of your loan before the tenure ends, and foreclosure happens when you wish to pay your entire lump sum before the tenure ends. These options help you reduce the burden of your EMIs, but for these, banks often charge you a minimal charge, typically 4% of the loan amount in the initial years.

        However, you can not opt to prepay or foreclose your loan amount before at least 12 months after your loan gets disbursed.

        Personal Loan Adyar EMI Calculator

        The most common way to repay your loan is through Equated Monthly Installments. Dialabank brings you an EMI calculator to help you calculate your EMIs beforehand and plan your repayment accordingly.

        CIBIL Score required for Personal Loan Adyar

        A CIBIL score measures your repayment ability. A good credit score shows that you have a good credit history and show that you are a punctual borrower. This is the first thing that the banks and NBFCs consider to avoid bad debts. You need to have a minimum credit score of 750 to avail of a personal loan easily with low personal loan interest rates.

        In case you fail to repay your loan, your CIBIL score will be affected negatively, and this will make it difficult for you to avail of a loan again for a considerable period of time.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Adyar Contact Number

        Call 9878981166 and get instant help and approval for a Personal Loan in Adyar.

        Pre Calculated EMI Table for Personal Loan Adyar

        Click here for the personal loan EMI calculator

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        About Adyar

        Adyar is a town and residential neighbourhood in the Chennai district of Southern state Tamil Nadu. According to the 2001 India census, the city had a population of 6501. Out of which, males constitute about 50%, and females constitute about 50 % of the city’s total population. Its top sights include Theosophical Park, Elliot’s Beach, and Adyar Eco Park.