Personal Loan Adyar

⋆ Interest Rate 9.99% ⋆

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      Personal Loan Adyar

      Major Personal Loan Providers in Adyar

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Adyar Features

      Personal Loan Adyar

      Want funds urgently for personal use? You can easily get funds by applying for a personal loan. A personal loan is available at affordable and cost-effective interest rates in Adyar. All banks and NBFCs provide personal loan in Adyar. The application process is quick and easy.

      A personal loan can be used for various reasons like home renovations, paying medical bills, weddings, etc. There are no restrictions on the use of the loan amount. However, to get a personal loan, the applicant must have a stronger source of income.

      You can easily get a personal loan through Dialabank.

      Personal Loan Adyar Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Adyar Documents Required

      Salaried Applicants:

      1. Identity proof such as Aadhar card/driving license
      2. last three-month salary slips
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments
      6. 2 Passport-sized photographs of the applicant

      Self-Employed Applicants:

      • All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      • PAN Card
      • Aadhar Card as identity proof
      • Residence Proof and rental agreement in case of a rented apartment
      • Two passport-sized photographs of the applicant

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Adyar Eligibility Criteria

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The minimum age requirements of the applicant should be 21 years and a maximum of 60 years.
      2. The applicants must have work experience of three years. The salary should be shown in their accounts.
      3. The applicants must complete a credit history suitable for a personal loan
      4. The job location of the applicant
      5.  minimum income should be INR 25,000 per month

      Self-Employed Applicants

      1. The minimum age of the applicant should be 25 years.
      2. The ITR file for the last three years will be required.
      3. The business of the applicant should be running for the past three years.
      4. The CIBIL score should be up to the mark.
      5. The annual income of the applicant should be at least Rs 2.5 lakh.
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Why Apply for Personal Loan Adyar?

      A personal loan in Adyar is advantageous for you as:

      • Personal Loan Adyar is a simple and safe loan scheme for raising funds in times of need.
      • There is no need to put a precious asset as security to the lender.
      • The money borrowed can be used for almost all purposes.
      • The loan amount depends upon the income and repayment capability of the person.
      • The loan gives an option to choose your own tenure

      How to apply for Personal Loan Adyar?

      1. The process to apply for a personal loan at Dialabank is quick and hassle-free
      2. Apply through our website and provide us with some details
      3. Our experts will give you a call on your number.
      4. We are available to solve all your queries.
      5. You can call us on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Adyar

      Almost all banks and NBFCs charge a processing fee to process your sanctioned loan amount, and this is 1% of the loan amount

      Prepayment happens when you wish to prepay a part of your loan before the tenure ends, and foreclosure happens when you wish to pay your entire lump sum before the tenure ends. These options help you reduce the burden of your EMIs, but for these, banks often charge you a minimal charge, typically 4% of the loan amount in the initial years.

      However, you can not opt to prepay or foreclose your loan amount before at least 12 months after your loan gets disbursed.

      Personal Loan Adyar EMI Calculator

      The most common way to repay your loan is through Equated Monthly Installments. Dialabank brings you an EMI calculator to help you calculate your EMIs beforehand and plan your repayment accordingly.

      CIBIL Score required for Personal Loan Adyar

      A CIBIL score measures your repayment ability. A good credit score shows that you have a good credit history and show that you are a punctual borrower. This is the first thing that the banks and NBFCs consider to avoid bad debts. You need to have a minimum credit score of 750 to avail of a personal loan easily with low personal loan interest rates.

      In case you fail to repay your loan, your CIBIL score will be affected negatively, and this will make it difficult for you to avail of a loan again for a considerable period of time.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Adyar Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Adyar.

      Pre Calculated EMI Table for Personal Loan Adyar

      Click here for the personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Adyar

      Adyar is a town and residential neighbourhood in the Chennai district of Southern state Tamil Nadu. According to the 2001 India census, the city had a population of 6501. Out of which, males constitute about 50%, and females constitute about 50 % of the city’s total population. Its top sights include Theosophical Park, Elliot’s Beach, and Adyar Eco Park.