Personal Loan Aizawl

What is Personal Loan Aizawl?

With a Personal Loan now you can consider satisfying his wants or needs. It assists individuals with taking cash from the bank for any reason, for instance, health-related crisis, instruction purposes, a wedding event or some other individual explanation. You should simply give the bank a couple of individual subtleties of yours and get simple and bother free disbursal. Personal Loans are authorized by different banks the nation over and are accessible at sensible financing costs.

Personal Loan Aizawl Eligibility Criteria

Eligibility criteria Salaried Applicants:

1. Age criteria = minimum of 21 years and maximum of 60 years
2. Job experience = 3 years (salary in their account should be received)
3. There must be an excellent credit background for the applicants.
4. It should state the work position of the applicant.
5. Minimum income = Rs. 18,000 (metropolitan city) and Rs. 12,000 (non-metropolitan city) 

Know more about CIBIL Score

Click here to know more about personal loan eligibility

Self-Employed Applicants:

1. Mandatory age = 25 years (minimum)
2. ITR for the last three years should be filed by the applicants.
3. If the applicants run a business, it should run for the past three years.
4. The credit score should be right (no debt or dues should be left)
5. Income per annum = Rs 2.5 lakh (minimum)

Personal Loan Aizawl Interest Rates

The pace of Interest relies upon the individual’s profile and furthermore where he works. On account of an self employed individual, his organization’s life expectancy is considered.  ROI (Rate of Interest) differs from bank to bank.

At whatever point there is a change made in the Rate of Interest of Personal Loan by RBI, at that point, it is adjusted by each bank in the nation. return for money invested may change after a time frame however has no such huge changes.

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Aizawl Documents Required

Salaried Applicants:

1. Last 3 months salary slips
2. Previous six months bank statements
3. PAN Card
4. Adhar Card
5. Residence Proof (Owned/Rented/Company’s Apartment)
6. Two passport-sized photographs

*NOTE: In case of rented apartments, rent agreement is to be attached.

Self-Employed Applicants:

1. All financials are considered

2. PAN Card

3. Adhar Card

4. Residence Proof

5. Two passport-sized photographs

Why Personal Loan Aizawl?

There are several reasons listed below that will help you clear your mind while going for an option of Personal Loan:

Personal Loan Aizawl EMI Calculator

Presently you can figure your month to month EMI dependent on your advance sum and your net compensation.

Know more about EMI Calculator

You can calculate your EMI here: Personal Loan EMI Calculator

Personal Loan Aizawl Processing Fee

There is in every case some credit processing fee that each bank charges at the hour of endorsing of the advance. The sum differs from bank to bank. The base measure of processing fee is @ 1% that a few banks offer to its clients

*NOTE: The amount of loan is decided on the person’s salary (for salaried applicants) and the turn-over of the company (in case of self-employed applicants)

Personal Loan Aizawl Apply Online

1. Go Dialabank and click on ‘Personal Loan’
2. Fill up the form
3. Click on Apply now. We will call you some time.

Click here to get an instant personal loan