Personal Loan Aizawl

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

What is Personal Loan Aizawl?

personal loan aizawl

With a personal loan now you can think of fulfilling his desires or needs. It helps people take money from the bank for any purpose, for example, medical emergency, education purposes, wedding occasion or any other personal reason. All you need to do is provide the bank with a few personal details of yours and get easy and hassle-free disbursal. Personal Loans are sanctioned by various banks across the country and are available at reasonable interest rates.

*NOTE: Freshers can also apply and avail Personal Loan now.

Who can apply for Personal Loan Aizawl?

 A person who is an employee of any company or organization and a person, who is self-employed, both can apply for personal depending on various factors. We will find out below more about this under the eligibility criteria.

Personal Loan Aizawl Eligibility Criteria

Eligibility criteria Salaried Applicants:

1.    Age: The applicant’s age must be 21 years or above.

2.    Salary: The salary of the person living in metropolitan cities must be 18,000 or above and for people living in other urban towns or cities must be 15,000 or above.

3.    Amount of loan: The amount that is sanctioned to an applicant depends on his net salary.

4.    CIBIL Score: While giving credit to a customer, his CIBIL Score is kept at priority.

5.    Location: Another important factor while considering eligibility criteria is the applicant’s location. The candidate will get a loan from the banks located near his current location only.

6.    Company’s Profile: Company’s profile in which the customer is working also plays a vital role.

Know more about CIBIL Score

Self-Employed Applicants:

1. Type of Company: Whether the company is on proprietorship based or owned by two or more than two people.

2. Company’s Profit: This includes the turn-over of the company.

3. Age of Company: In this, we check the lifespan of the company, which tells us about the origin of the company (how old the company is).

4. Finances: Company’s financials are considered at priority.

5. CIBIL Score: The history of the person’s bank profile is tracked with the help of CIBIL Score, so this is very important.

Personal Loan Aizawl Interest Rates

Rate of Interest depends on the person’s profile and also where he works. In the case of a self-employed person, his company’s lifespan is considered.  ROI (Rate of Interest) varies from bank to bank.

Whenever there is a change made in the Rate of Interest of Personal Loan by RBI, then it is modified by every bank in the country. ROI may change after an interval of time but has no such significant changes.

Personal Loan Aizawl Documents Required

Salaried Applicants:

  1. Last 3 months salary slips
  2. Previous six months bank statements
  3. PAN Card
  4. Adhar Card
  5. Residence Proof (Owned/Rented/Company’s Apartment)
  6. Two passport-sized photographs

*NOTE: In case of rented apartments, rent agreement is to be attached.

Self-Employed Applicants:

1. All financials are considered

2. PAN Card

3. Adhar Card

4. Residence Proof

5. Two passport-sized photographs

Why Personal Loan Aizawl?

There are several reasons listed below that will help you clear your mind while going for an option of Personal Loan:

1. Within 24 hours disbursal

2. There is no need for a guaranteer unlike other loans in Personal Loan Aizwal

3. Hassle-free simple application steps are involved in Personal Loan Aizwal

4. Only the applicant’s necessary personal documents are required

5. No need to submit papers of any asset in Personal Loan Aizwal

Personal Loan Aizawl EMI Calculator

It is the monthly amount that the customer has to pay after the disbursal of the loan. Now you can calculate your monthly EMI based on your loan amount and your net salary.

Know more about EMI Calculator

Personal Loan Aizawl Processing Fee

There is always some loan processing fee that every bank charges at the time of sanctioning of the loan. The amount varies from bank to bank. The minimum amount of processing fee is @ 1% that some banks offer to its customers.

*NOTE: The amount of loan is decided on the person’s salary (for salaried applicants) and the turn-over of the company (in case of self-employed applicants)

Personal Loan Aizawl Apply Online

  1. Go Dialabank and click on ‘Personal Loan’
  2. Fill up the form
  3. Click on Apply now. We will call you some time.

Personal Loan Interest Rates in Sindhanur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

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