Personal Loan Alappuzha

Major Personal Loan Providers in Alappuzha

Personal Loan Alappuzha Features

Personal Loan Alappuzha is a great medium to manage financial issues in life. It can be availed for many reasons and can be used for various purposes such as Marriage, paying other loans, and getting financial help for other reasons.

Benefits of Personal Loan Alappuzha :

• Minimum Documentation is required
• Flexible repayment options.
• Solves Immediate need for money.

Personal Loan Alappuzha Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Alappuzha

Documents required for a personal loan are as followed:

Salaried Customers:

1. Identity Proof: An identity proof can be an Aadhar card, PAN card, Driving license, voter ID card or passport
2. Residence proof: Your Aadhar card, PAN card, Ration card, voter ID card, driving license, or passport can be considered as proof of residence. In addition to this, if you are living on rent, then the rent agreement or water/electricity bills for the last three months can be considered.
3. Income proof for the salaried applicant: 6 months of bank statements along with six months of salary slips.
4. 2 recent passport size photographs of the applicant

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required such as Balance sheets and ITR files.
2. Identity Proof: An identity proof can be an Aadhar card, PAN card, Driving license, voter ID card or passport
3. Residence proof: Your Aadhar card, PAN card, Ration card, voter ID card, driving license, or passport can be considered as proof of residence. In addition to this, if you are living on rent, then the rent agreement or water/electricity bills for the last three months can be considered.
4. Income proof for the self-employed applicant: latest ITR documents and audited financial papers of business.
5. Two passport-sized photographs

Eligibility Criteria for Personal Loan Alappuzha

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants: 

1. Firstly, your age should be in between 21 years to 60 years to avail Loan.
2. Also, your salary has to come to a bank account with the bank you are applying for.
3. Moreover, at the time of availing of a Personal loan, your credit score needs to be above 700.
4. Furthermore, you must be working with your current employer for at least three years.
5. In addition to this, the salaried applicant must have Three years of working experience.

Self-Employed Applicants:

The base age prerequisite for an autonomous individual ought to be 25 years to benefit from this advance.

1. The candidates applying for the individual advance should record ITR throughout the previous three years and ought to be examined routinely.
2. On the off chance that the candidates are the specialist, at that point, the business ought to be running from the previous three years and the Balance sheet ought to be clear.
3. The FICO assessment of the individual candidates ought to be acceptable and the candidate must not be a defaulter.
4. The yearly pay of the candidates ought to be at least Rs 2.50 lakh.

To know more about eligibility, click on Personal Loan Eligibility Criteria

Why Apply for Personal Loan Alappuzha?

1. Collaterals or Mortgages are not necessary.
2. Less paperwork involved.
3. Lowest Interest Rate.
4. No security or guarantee requirement.
5. Instant approval within 48 hours.
6. Flexible loan tenure – until 6 to 12 months.

How to apply for Personal Loan Alappuzha?

To Apply For Personal Loan visit the Dialabank website and follow some basic steps:

1. Fill the form of the Dialabank website.
2. Personal Loan Alappuzha is essential that you provide the contact details that you carry with you.
3. We will look for the best deal for you which you can easily avail of near your location without wasting any time.
4. A Relationship Manager is assigned to you to help you continuously.
5. You don’t need to pay us a thing. Yes, you read that correct our service is free of cost we don’t charge you anything.

Processing Fee / Prepayment Charges on Personal Loan Alappuzha

Each Bank and NBFC charges an expense for preparing your Personal Loan application. These charges are 1% of the endorsed advance sum.

Personal Loan Alappuzha EMI Calculator

Likened Monthly Installments additionally know as EMI are the month to month fixed charges that you pay to the bank as a month to month reimbursement for the credit sum acquired. In view of your profile, the financing cost on your credit is resolved. Your EMI is determined premise the Interest Rate you are charged by the bank and the measure of credit you need to take and the period for which you appreciate the advance.

Get to know more about calculating EMI: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Alappuzha

Each loaning foundation has its own measures for the base CIBIL score required for preparing a Personal Loan application in Delhi. Most organizations require a base score of 750 to process your advance application.

Personal Loan Alappuzha Agents

You can apply online at Dialabank or give a call at 9878981166

Personal Loan Alappuzha Contact Number

Call 9878981166 and get your benefits on a Personal Loan in Alappuzha.

Pre Calculated EMI Table for Personal Loan Alappuzha

About Alappuzha

Alappuzha is the second-largest city of Kerala which lies at a distance of 130 km from the state capital. Alappuzha is well known for its famous silk sarees and sandalwood oil. It is a city of palaces, gardens, shady avenues, and holy temples and is famous for its Dussehra celebrations when various tourists visit this place every year.

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