Personal Loan Alibag

⋆ Interest Rate 9.99% ⋆

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        Personal Loan Alibag

        Major Personal Loan Providers in Alibag

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Alibag Features

        personal loan alibag

        Do you need funds for your personal use? then going for a personal loan will be a better option for you. A personal loan can be used for many things like purchasing necessary equipment, paying medical bills, home renovations, etc. You will get a personal loan at an affordable interest rate in Alibag. The documentation process is also simple and quick.

        You can get a personal loan in 2-3 business days. Visit the Dialabank website to get the best loan options.

        Personal Loan Alibag Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Personal Loan Alibag Documents Required

        Documents required for a personal loan are as followed:

        Salaried Customers:

        • Identity proof such as Aadhar card/driving license
        • last three-month salary slips
        • Bank statements for the last 6 months
        • PAN Card
        • Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments
        • 2 Passport-sized photographs of the applicant

        Self-Employed Customers:

        • All financials are required (Balance Sheet, P&L Statement as well as ITR files)
        • PAN Card
        • Aadhar Card as identity proof
        • Residence Proof and rental agreement in case of a rented apartment
        • Two passport-sized photographs of the applicant

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Alibag Eligibility Criteria

        Click here to know more about personal loan eligibility

          Salaried Applicants:

        • The minimum age requirements of the applicant should be 21 years and a maximum of 60 years.
        • The applicants must have work experience of three years. The salary should be shown in their accounts.
        • The applicants must a credit history suitable for a personal loan
        • The job location of the applicant
        •  minimum income should be INR 25,000 per month

          Self-Employed Applicants:

        • The minimum age of the applicant should be 25 years.
        • The ITR file for the last three years will be required.
        • The business of the applicant should be running for the past three years.
        • The CIBIL score should be up to the mark
        • The annual income of the applicant should be at least Rs 2.5 lakh.
        • The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

        Why Apply for Personal Loan Alibag?

        • Personal Loan Alibag is a collateral-free loan that does not demand any sort of security.
        • Personal Loan Alibag is a loan that can be easily obtained without following any lengthy procedures.
        • It is a loan available within a time interval of 2-3 days.
        • It is a loan deal that can be repaid between time intervals of 12-60 months.
        • The Loan amount is available is between Rs 50,000 to Rs 1 Crore.

        How to apply for Personal Loan Alibag?

        To apply for the best personal loan deals:

        • Visit Dialabank and click on the personal loan option on the menu of the homepage.
        • You will be directed to a page wherein you will have to fill in all details. These details will be used by our team to shortlist loan offers suitable for you.
        • After you click on ‘Apply now, we will mail you the list of offers we have selected. Then, we will call you to help you compare all of them.
        • Thus, the loan availing process is extremely easy and hassle-free with Dialabank.
        • If you have any queries, visit the nearest Dialabank branch or call us at 9878981166. Remember, we provide you with the most trustworthy service!

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Alibag

        These are two extra charges which banks might charge you on your loan.

        A processing fee is a minimal charge taken by the banks and NBFCs to process your loan. It varies from bank to bank but usually 1% of the outstanding loan amount.

        A prepayment fee is charged by the banks if you want to prepay your loan i.e. pay it before the tenure ends. For this, banks charge a minimal fee which ranges from 2% to 4% of your outstanding loan amount.

        When comparing loan offers, make sure you include both of these charges in your calculation to accurately know which offer you should go for.

        Personal Loan Alibag EMI Calculator

        A personal loan EMI calculator helps you calculate your monthly instalments for a loan beforehand so that you can plan your repayment accordingly. All have to do is enter your principal amount, interest rate, and your loan tenure in months.

        CIBIL Score required for Personal Loan Alibag

        Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Alibag. Most institutions require a minimum score of 750 to process your loan application.

        The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Alibag Contact Number

        Call 9878981166 and get instant help and approval for a Personal Loan in Alibag.

        Pre Calculated EMI Table for Personal Loan Alibag

        Click here for personal loan EMI calculator

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        About Alibag

        Alibag is a municipal council and coastal town in the Raigad district of Maharashtra. The city is the headquarter of the Raigad district in the Konkan region. Originally the name of the city was Ramnath adjacent to the main town Alibag. It is famous for its many temples, beaches, as well as many forts such as the 17th Century Kolaba Fort with elephants and tigers, the Korlai Fort, and the island fort of Janjira.