Personal Loan Alibag

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Alibag

      Major Personal Loan Providers in Alibag

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Alibag Features

      personal loan alibag

      Do you need funds for your personal use? then going for a personal loan will be a better option for you. A personal loan can be used for many things like purchasing necessary equipment, paying medical bills, home renovations, etc. You will get a personal loan at an affordable interest rate in Alibag. The documentation process is also simple and quick.

      You can get a personal loan in 2-3 business days. Visit the Dialabank website to get the best loan options.

      Personal Loan Alibag Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Alibag Documents Required

      Documents required for a personal loan are as followed:

      Salaried Customers:

      • Identity proof such as Aadhar card/driving license
      • last three-month salary slips
      • Bank statements for the last 6 months
      • PAN Card
      • Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments
      • 2 Passport-sized photographs of the applicant

      Self-Employed Customers:

      • All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      • PAN Card
      • Aadhar Card as identity proof
      • Residence Proof and rental agreement in case of a rented apartment
      • Two passport-sized photographs of the applicant

      personal loan at 10.75%*

      Personal Loan Alibag Eligibility Criteria

      Click here to know more about personal loan eligibility

        Salaried Applicants

      • The minimum age requirements of the applicant should be 21 years and a maximum of 60 years.
      • The applicants must have the work experience of the three years. The salary should be shown in their accounts.
      • The applicants must a credit history suitable for a personal loan
      • The job location of the applicant
      •  minimum income should be INR 25,000 per month

        Self-Employed Applicants

      • The minimum age of the applicant should be 25 years.
      • The ITR file for the last three years will be required.
      • The business of the applicant should be running for the past three years.
      • The CIBIL score should be up to the mark
      • The annual income of the applicant should be at least Rs 2.5 lakh.
      • The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Why Apply for Personal Loan Alibag?

      • Personal Loan Alibag is a collateral-free loan that does not demand any sort of security.
      • Personal Loan Alibag is a loan that can be easily obtained without following any lengthy procedures.
      • It is a loan available within a time interval of 2-3 days.
      • It is a loan deal that can be repaid between time intervals of 12-60 months.
      • The Loan amount available between Rs 50,000 to Rs 1 Crore.

      How to apply for Personal Loan Alibag?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all details. These details will be used by our team to shortlist loan offers suitable for you.
      • After you click on ‘Apply now’, we will mail you the list of offers we have selected. Then, we will call you to help you compare all of them.
      • Thus, the loan availing process is extremely easy and hassle-free with Dialabank.
      • If you have any queries, visit the nearest Dialabank branch or call us at 9878981166. Remember, we provide you the most trustworthy service!

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Alibag

      These are two extra charges which banks might charge you on your loan.

      A processing fee is a minimal charge taken by the banks and NBFCs to process your loan. It varies from bank to bank but usually 1% of the outstanding loan amount.

      A prepayment fee is charged by the banks if you want to prepay your loan i.e. pay it before the tenure ends. For this, banks charge a minimal fee which ranges from 2% to 4% of your outstanding loan amount.

      When comparing loan offers, make sure you include both of these charges in your calculation to accurately know which offer you should go for.

      Personal Loan Alibag EMI Calculator

      A personal loan EMI calculator helps you calculate your monthly installments for a loan beforehand so that you can plan your repayment accordingly. All have to do is enter your principal amount, interest rate, and your loan tenure in months.

      CIBIL Score required for Personal Loan Alibag

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Alibag. Most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan Alibag Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Alibag.

      Pre Calculated EMI Table for Personal Loan Alibag

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Alibag

      Alibag is a municipal council and coastal town in Raigad district of Maharashtra. The city is the headquarter of Raigad district in the Konkan region. Originally the name of the city was Ramnath adjacent to the main town Alibag. It is famous for its many temples, beaches, as well as many forts such as the 17th Century Kolaba Fort with elephants and tigers, the Korlai Fort, and the island fort of Janjira.