Personal Loan Alipurduar

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Alipurduar

      Major Personal Loan Providers in Alipurduar

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Alipurduar Features

      Personal loan AlipurduarPersonal loans always have been the best loan option for people for a long time because of its basic requirements. This loan is very easy to process and also the most applied in India. Whether it’s a marriage or any other function, personal loans are the best option to choose. Before you apply for a personal loan, there are some basic things which you should know:

      1. The Loan amount is completely dependent upon the individual’s income.
      2. Personal loan can be acquired for any kind of financial problem.
      3. You are not required to submit any kind of collateral in the form of security.
      4. No cosigner is required for Personal Loan in Alipurduar.

      Personal Loan Alipurduar Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Alipurduar

      The documents required for acquiring a personal loan in Alipurduar are:

      Salaried Customers:

      • A PAN Card is required.
      • Residence Proof whether a self-owned house or rented
      • Salary slips of at least previous 3 months
      • Complete Bank statements of the last 6 months
      • Passport-sized photographs – 2
      • Any form of Identity proof
      • Rent agreement needs to be attached in case of residing in a rented apartment

      Self-Employed Customers:

      • Two passport-sized colored photographs
      • Identity proof, preferably Aadhar Card
      • Residence Proof whether own house or rented
      • Balance Sheet, P&L Statement as well as ITR files and other necessary financial records of the business owned
      • A PAN Card

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Alipurduar

      The Personal loan eligibility criteria are required to be fulfilled to be able to apply for a personal loan in Alipurduar.

      Salaried Applicants

      • Work Experience: Should be an Overall of  3 years and a minimum of 1-year experience in the current job.
      • CIBIL Score should be higher than 700.
      • Salary should be accredited to self-account.
      • Minimum Age for personal loan: 21 Years.
      • Maximum Age for personal loan: 60 Years.

      Self-Employed Applicants

      • CIBIL Score should be greater than 700.
      • Minimum Age for personal loan: 25 Years.
      • Maximum Age for personal loan: 65 Years.
      • Should be filing for a regular annual ITR of 2.5 to 3 lakh.
      • Residence: Must be having an Office and Home in one’s own name.
      •  Business should be well operating continuously for the last 3 years.

      Why Apply for Personal Loan Alipurduar?

      • Applying for a personal loan is easier than other loans as no security is required.
      • We will help you choose from a whole lot of options available in the financial market.
      • The online application processes available have made availing of personal loans in Alipurduar easy and hassle-free. The loans once approved can be provided to the customers immediately once the documents have been verified and approved.
      • We are India’s first financial helpline and most trusted brand.

      How to apply for Personal Loan Alipurduar?

      Anybody can apply for Personal Loan Alipurduar online. Its that simple. The process of application is easy and quick. You may also call on the number 9878981166 in case of any issues or guidance regarding the same.

      • Visit www.dialabank.com.
      • Click on Personal Loan.
      • Fill your personal details like name, income, location, etc. to assist us better in providing you offers.
      • Our relationship manager will soon get back to you on your provided contact number to guide you on a personal loan in Alipurduar.

      Dialabank is the best platform available to you to apply for a personal loan as you will get a loan at affordable rates of interest without being charged for it.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Alipurduar

      Availing a personal loan in Alipurduar incurs some kinds of charges. Every Bank and NBFC charges broadly two kinds of fees from its customers.

      • Processing fee for processing your Personal Loan in Alipurduar application. These charges are 1% of the sanctioned loan amount.
      • The Pre-closure charges in-case you want to shut down your loan before your fixed tenure period. Post the fixed tenure the fee varies depending on how many years of the loan is left. These charges start from 4% of the outstanding loan amount in the 2nd year and end up to 2% in the 4th year. This charge will not be applicable if you complete your loan repayment in the decided fixed tenure.

      Personal Loan Alipurduar EMI Calculator

      The  Personal loan EMI Calculator available on DialaBank’s website can be used to know your EMI amount on interest on your loan amount easily.

      Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan amount borrowed combined with its interest amount.  It is based on your profile, income, and tenure the interest rate on your loan borrowed. The EMI is calculated basis the personal loan Interest Rate you are charged by the concerned bank which is required to be paid every month till tenure. EMI is easy to pay and it does not put any kind of burden on you financially.

      CIBIL Score required for Personal Loan Alipurduar

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Alipurduar.

      • The institutions and banks don’t just look at your overall score but also the detailed behavior on each of the previous loans taken.
      • Most institutions require a minimum score of 750 to process your personal loan application in Alipurduar.
      • Others might look into various minute factors like income and job stability to process the loan in Alipurduar.
      • This includes details on the type of loan taken and the amount borrowed previously by you. Any delayed payments on previous loans will be a barrier to your new loan application.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Alipurduar Agents

      Dialabank is your best agent in Alipurduar for availing any kind of loan. It helps you in knowing the various banks and NBFCs so that you can avail of the best offers available according to your need and capacity. DialaBank is you best agent available for a personal loan in Alipurduar. Our relationship manager will ensure you get your loan at the lowest possible interest rate in Alipurduar with hassle-free documentation. The main reason behind choosing DialaBank as your agent for personal loan in Alipurduar is:

      • We do not in any way charge you for our services.
      • Loan gets disbursed within a few hours of applying with us online through our relationship manager.
      • Our relationship manager guides and assists you through every step without charging any fees.

      For any sort of assistance or guidance on a personal loan in Alipurduar kindly contact on 9878981166.

      Personal Loan Alipurduar Contact Number

      Call 9878981166 and get instant help and approval for Instant Personal Loan in Alipurduar.

      Pre Calculated EMI Table for Personal Loan Alipurduar

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Alipurduar

      Alipurduar is a city situated in the north of West Bengal, India. It is a beautiful city and is also a gateway to Bhutan. It is also a home of some of the top Industrial Training Institutes.