Personal Loan Alwar

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Best Banks for Personal Loan in Alwar

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Alwar Features

      Personal Loan AlwarShort out of cash? Don’t you worry? Personal Loan is here for you. This is an unsecured loan with minimal documentation and the least paperwork. It takes 48 hours after the verification process and the loan to get approved.

      Personal Loan Alwar is an unsecured form of loan that provides financial help at very affordable interest rates. In order to be eligible for a Personal Loan, applicants must have a stable source of income along with a good credit record.

      There is no end-use restriction on the use of your personal loan amount.

      Personal Loan in Alwar Interest Rates and Charges 

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Alwar Documents Required 

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Aadhar Card/ Driving License/ PAN Card/ Voter ID/ Passport
      4. Residence Proof (Owned/Rented/Company provided)
      5. Bank statements for the last 6 months
      6. Passport-sized photographs – 2

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. Balance Sheet, P&L Statement, Tax Return files and other financial statements
      2. Aadhar Card/ Driving License/ PAN Card/ Voter ID/ Passport
      3. Residence Proof of the applicant.
      4. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan in Alwar Eligibility Criteria 

      The eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. Age boundary – 21 years to 60 years.
      2. Work experience of the three years.
      3. Job location details.
      4. Minimum income requirement of INR 25,000 per month
      5. Stable and trustworthy credit history

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants

      1. The minimum age requirement of 25 years.
      2. In the case of businesses, they should be running from the past 3 years.
      3. Stable and trustworthy credit history.
      4. ITR for the last 3 years.
      5. The minimum annual income of Rs 2.5 lakh.
      6. Financial and his bank statement for the previous 3 months.

      Click here to know more – Self-employed Applicant

      Click here to know more about personal loan eligibility

      Why Apply for Personal Loan Alwar?

      1. No need to deposit any mortgage and collateral security.
      2. Personal Loan does not require any nominee or co-borrower.
      3. A personal loan is a multi-purpose offer loan.
      4. The personal loan amount is directly proportional to the repayment capacity of the individual.

      How to apply for Personal Loan Alwar?

      1. Visit www.dialabank.com.
      2. Select the loan section
      3. Click on the personal loan link.
      4. Choose your preferred city.
      5. For more information, call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Alwar

      Every NBFC and lending institutions charge a fee for processing your Personal Loan application. The charges vary between 1% for the loan amount.

      In case the applicant wishes to close the loan before the agreed loan tenure, every lending institution charges a penal prepayment fee. In most cases, the applicant cannot close your loan before 12 months. Post that the charges vary depending on a total number of years the loan has done. These charges vary from 4% of the outstanding amount in the 2nd year to 2% in the 4th year of the outstanding loan.

      Personal Loan Alwar EMI Calculator

      Equated Monthly Installments (EMI) is the monthly fixed charges that the applicant pays to the bank as monthly repayment for the loan amount borrowed.  Based on the applicant’s profile, the interest rate on your loan is determined. The EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan have to take and the period for which you enjoy the loan.

      You can calculate your EMI here: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Alwar

      Every lending institution has its own set of criteria for a minimum CIBIL score which is mandatory for processing a Personal Loan application in Alwar. Most institutions demand a minimum score of 750 to process the loan application.

      CIBIL doesn’t look only at the overall score but also the detailed behaviour on the past loans taken. This includes details on the type of loan taken along with the amount borrowed. Any delayed payments for past loans can act as a barrier to your availing a new loan.

      personal loan at 10.75%*

      Personal Loan Alwar Agents

      Dialabank is the leading agent for availing Personal Loan in Alwar. You can apply online at dialabank or give a call at 9878981166

      Personal Loan Alwar Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Alwar.

      Pre Calculated EMI Table for Personal Loan Alwar

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Alwar

      Alwar is in the northern Indian state of Rajasthan housing the Alwar City Palace, from 1793. The palace blends architectural styles and has marble pavilions on lotus-shaped bases in its courtyard. An additional attraction is a museum with rare manuscripts. It’s next to the sandstone and marble Moosi Maharani Chhatri shrine. A steep path leads to the Bala Qila fort, with latticed balconies and marble pillars. Sariska Tiger Reserve lies southwest of Alwar.