Personal Loan Alwar

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Alwar

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Alwar Features

Personal Loan AlwarPersonal Loan AlwarShort out of cash? Don’t you worry? Personal Loan is here for you. This is an unsecured loan with minimal documentation and the least paperwork. It takes 48 hours after the verification process and the loan to get approved.

Personal Loan Alwar is an unsecured form of loan that provides financial help at very affordable interest rates. In order to be eligible for a Personal Loan, applicants must have a stable source of income along with a good credit record.

There is no end-use restriction on the use of your personal loan amount.

Personal Loan in Alwar Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Alwar Documents Required 

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Aadhar Card/ Driving License/ PAN Card/ Voter ID/ Passport
  4. Residence Proof (Owned/Rented/Company provided)
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Balance Sheet, P&L Statement, Tax Return files and other financial statements
  2. Aadhar Card/ Driving License/ PAN Card/ Voter ID/ Passport
  3. Residence Proof of the applicant.
  4. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Alwar Eligibility Criteria 

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. Age boundary – 21 years to 60 years.
  2. Work experience of the three years.
  3. Job location details.
  4. Minimum income requirement of INR 25,000 per month
  5. Stable and trustworthy credit history

Click here to know more about- Salaried Applicant

Self-Employed Applicants

  1. The minimum age requirement of 25 years.
  2. In the case of businesses, they should be running from the past 3 years.
  3. Stable and trustworthy credit history.
  4. ITR for the last 3 years.
  5. The minimum annual income of Rs 2.5 lakh.
  6. Financial and his bank statement for the previous 3 months.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan Alwar?

  1. No need to deposit any mortgage and collateral security.
  2. Personal Loan does not require any nominee or co-borrower.
  3. A personal loan is a multi-purpose offer loan.
  4. The personal loan amount is directly proportional to the repayment capacity of the individual.

How to apply for Personal Loan Alwar?

  1. Visit www.dialabank.com.
  2. Select the loan section
  3. Click on the personal loan link.
  4. Choose your preferred city.
  5. For more information, call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Alwar

Every NBFC and lending institutions charge a fee for processing your Personal Loan application. The charges vary between 1.5% to 2.5% for the loan amount.

In case the applicant wishes to close the loan before the agreed loan tenure, every lending institution charges a penal prepayment fee. In most cases, the applicant cannot close your loan before 12 months. Post that the charges vary depending on a total number of years the loan has done. These charges vary from 4% of the outstanding amount in the 2nd year to 2% in the 4th year of the outstanding loan.

Personal Loan Alwar EMI Calculator

Equated Monthly Installments (EMI) is the monthly fixed charges that the applicant pays to the bank as monthly repayment for the loan amount borrowed.  Based on the applicant’s profile, the interest rate on your loan is determined. The EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan have to take and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Alwar

Every lending institution has its own set of criteria for a minimum CIBIL score which is mandatory for processing a Personal Loan application in Alwar. Most institutions demand a minimum score of 750 to process the loan application.

CIBIL doesn’t look only at the overall score but also the detailed behaviour on the past loans taken. This includes details on the type of loan taken along with the amount borrowed. Any delayed payments for past loans can act as a barrier to your availing a new loan.

personal loan at 10.75%*

Personal Loan Alwar Agents

Dialabank is the leading agent for availing Personal Loan in Alwar. You can apply online at dialabank or give a call at 9878981166

Personal Loan Alwar Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Alwar.

Pre Calculated EMI Table for Personal Loan Alwar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Alwar

Personal Loan AlwarAlwar is in the northern Indian state of Rajasthan housing the Alwar City Palace, from 1793. The palace blends architectural styles and has marble pavilions on lotus-shaped bases in its courtyard. An additional attraction is a museum with rare manuscripts. It’s next to the sandstone and marble Moosi Maharani Chhatri shrine. A steep path leads to the Bala Qila fort, with latticed balconies and marble pillars. Sariska Tiger Reserve lies southwest of Alwar.

Menu