Personal Loan Amalner

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Amalner

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Amalner Features

personal loan amalnerAre you looking for additional financial help to meet your personal requirements? If yes, then go for a personal loan. It is a loan that can be used for different purposes like going for a holiday, paying debts, paying tuition fees, and others. Personal Loan provides an answer to all problems of financial needs and cash urgently.

This loan is unsecured in nature with the least documentation and less paperwork. This loan can get approved within 2 days after the verification process. A personal loan will help you to get over with your financial crisis.

Personal Loan in Amalner Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Amalner Documents Required 

The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. PAN Card
  3. Residence Proof (Owned/Rented/Company provided)
  4. Salary slips of last three months
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2
  7. Rent agreement needs to be attached for a rented apartment.

Self-Employed Customers:

  1. Balance Sheet, Profit & Loss Statement as well as ITR files
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Amalner Eligibility Criteria 

The personal loan eligibility criteria for both Self-Employed and Salaried are different. It is based on the lending bank which has to approve the request of the applicant regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

  1. Age requirements of individuals between 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the 3 years. 
  3. The applicants must have an excellent credit history.
  4. Job location of the applicant should be mentioned.

Self-Employed Applicants

  1. Age requirement for a person should be 25 years.
  2. ITR for the last three years.
  3. Financial statement of the previous 3 months.
  4. If a businessman, then the business should be running from the past 3 years.
  5. The credit score of the individual applicants should be excellent 
  6. The annual income minimum of Rs 2.5 lakh.

How to apply for Personal Loan Amalner?

Applying for a loan is easy with DialaBank. Get an instant personal loan on applying with DialaBank. Just follow the steps below to enjoy a good experience:

  1. Visit our website dialabank
  2. Go to the loan section
  3. Click on the personal loan link.
  4. The applicant will be required to fill the details of themselves.
  5. Click on Request a quote
  6. The relationship manager will soon reach you.
  7. Call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Amalner

Every Bank and NBFC charges 2 kinds of fee for on Personal Loan application.

  1. The processing fee charges are mandatory for every lending party. These charges vary between 1% of the sanctioned loan amount.
  2. The other is pre-closure charges which are applicable in case you wish to end your loan before the agreed loan tenure. In most cases, you cannot close your loan before 12 months or 1 year. Post that the charges vary depending on no of years the loan has done. These charges vary from 4% of the loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Amalner EMI Calculator

Equated Monthly Installments also know as EMI is the monthly designated amount that the customer or applicant has to pay to the bank as the loan amount.  EMI varies according to your loan and tenure. You can also find the Personal loan EMI calculator on DialaBank

CIBIL Score required for Personal Loan Amalner

CIBIL Score or marks is the history of your payments that you have done in the past. The CIR  is the record of your credit score which checks your account’s history for different loans that you have taken (if any) and the credit card history (if you have).

  1. Mostly a CIBIL mark of 750 and above is considered good while applying for a personal loan.
  2. The better the CIBIL marks the easier it becomes to avail the loan.

personal loan at 10.75%*

Personal Loan Amalner Agents

Dialabank is associated with various banks and NBFCs in Amalner that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Amalner. Visit online at dialabank or give a call at 9878981166.

  1. We do not charge any extra charge from our customers.
  2. We are always ready to help you and are available 24/7.
  3. The Loan gets disbursed within 24 hours.
  4. Our managers will assist you, and our relationship managers will provide guidance.

Personal Loan Amalner Contact Number

Call9878981166 and get instant help and approval for Personal Loan in Amalner.

Pre Calculated EMI Table for Personal Loan Amalner

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Amalner

Amalner may be a city and a municipal council in Jalgaon district within the state of Maharashtra, India, situated on the bank of the Bori River. Amalner is that the birthplace of the Wipro company, which started the business by producing vanaspati ghee from sunflower seeds there. Amalner may be a tehsil in Jalgaon district.

 

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