Personal Loan Amethi

⋆ Interest Rate 9.99% ⋆

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A Complete Guide for Personal Loan Amethi

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Amethi

Personal Loan Amethi

There are several days when the individual gets some kind of financial trouble and can’t meet his / her financial needs. A personal loan is a loan that helps us solve the financial problems of this type. This is an unsecured debt sort of.

A personal loan helps the applicant, as they want, to invest the funds. The borrower doesn’t hold something in the account as collateral. The provider helps the investor to make use of the fund according to their needs, making it a convenient product to use.

A Dialabank Personal Loan personal loan enables you to meet your varying financial needs; you can take advantage of loans up to Rs 20 lakh and fulfill the specific needs you pose at any period of your life. The fast clearance system means you are informed of the expenditure easily.

Features of Personal Loan Amethi 

Amethi Personal Loans has an immediate clearance mechanism, with loans approved as early as 24-48 hours after submission of the loan application.

    1. Personal loan up to 25 rs Lakh. They have a flexible tenor that varies from 12 to 60 months. No collateral or guarantor for such loans is needed.
    2. You can apply for Personal Loan online and have your loan application accepted within 5 minutes.
    3. You won’t have to take out insurance for it. This is an unguaranteed loan.
    4. It is easy, then, to get it. The applicants can choose the amount and number of EMI to repay the money, according to its availability.
    5. The requisite paperwork for these loans is very clear, and the sum is very small.
    6. Loans like these are often used by borrowers as a method of getting a strong credit score.

Personal Loan Amethi Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Amethi

Salaried Customers:

  1. Identity verification such as driving license / Aadhar passport.
  2. Only slip of three months’ pay.
  3. Bank declarations over the last 6 months.
  4. PAN Card.
  5. Residence Proof (provided by Owned / Rented / Company), and rental agreement in the case of apartments.
  6. 2 Applicant’s passport-sized photographs.

Self-Employed Customers:

  1. All financials are needed (Balance Sheet and P&L Report ITR documents).
  2. PAN Card.
  3. Aadhar Passport, as evidence of identification.
  4. Residence Proof or rental agreement should an apartment be rented.
  5. The applicant has two passport-size photos.

personal loan at 10.75%*

Personal Loan Amethi Eligibility Criteria

The eligibility criteria are specific for both salaried and self-employed workers.

Click for further details on personal loan eligibility

Eligibility Criteria for Personal Loan Amethi:

There are some criteria for eligibility, based on which bank provides a loan.

Salaried Applicant

  1. Individual minimum age requirements should be 21 years, and up to a maximum of 60 years.
  2. The candidates will have three years of job experience. And they will earn the salaries only in their accounts.
  3. The applicants must have an outstanding credit history.
  4. It should mention the applicant ‘s job location.
  5. A borrower should have a minimum income in RS 18,000 in the metro city and RS 12,000 in the non-metro city.

Click for further details- Salaried Applicant

Self-employed Applicant

  1. For a single adult, the minimum age threshold would be 25 years.
  2. For the last three years, ITR will be submitted by borrowers seeking a personal loan.
  3. If the applicants are the businessman, then from the last three years the business should be running.
  4. The individual applicants’ credit score should be good. No debt or duties should be left.
  5. The applicants’ annual income would have to be a minimum of Rs 2.5 lakh.
  6. The whole personal loan reporting phase is where the borrowers have to apply their accounting records and their bank accounts from the past three months.

Click for further details – Self-employed Applicant

Why Apply for Personal Loan Amethi?

  • There is no requirement to add any mortgage or insurance collateral to the fund.
  • A personal loan is a loan with a multipurpose deal. It can be used for all finance-related problems.
  • The amount of personal loan depends on the individual income and willingness to be paid back.
  • No guarantor or nominee is required on a Personal Loan.

How to apply for Personal Loan Amethi?

To apply for the best personal loan deals:

  • Visit Dialabank and click on the personal loan option on the menu of the homepage.
  • You will be directed to a page where, along with your phone number, you will have to fill in all your personal and professional details.
  • Wait a while after you click on ‘Apply now’ In a limited time, you can obtain mail threads from various banks and NBFCs who can lend you a personal loan
  • Our advisors will call you to help you pick the right option for you.
  • In case of any queries, call us at 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Amethi

The interest rates in Personal Loan depend on the profile and salary of an individual in the business.

The base rate starts at 10.75 percent. The added costs apply to any circumstances are applicable. Interest rate according to credit level. Interest rates and bank charges can be influenced by the following factors:

  1. Credit / CIBIL Rating: A high CIBIL rating can be an asset in reducing interest rates and other costs.
  2. Average Ranking for Loans: 640-750.
  3. Company Profile: Well-recognized businesses and government department employees will profit from the volatility in several of the charges.
  4. Bank Customer Relationships: Having a customer before the bank’s relationship would be an asset in reducing prices and charges.
To know about the interest rate click on personal loan interest rate

Personal Loan Amethi EMI Calculator

CIBIL Score required for Personal Loan Amethi

In Amethi, each lending institution has its requirements for the minimum CIBIL score needed to process a Personal Loan application. Most institutions must have a minimum score of 700 to process your loan application.

Your credit score and report is one of the most important parameters facilitating your approval of the loan. Since you don’t have to provide the lenders with security/collateral, they risk losing money in case you default on your payments. Therefore borrowers review and assess your financial background closely before accepting your loan application.

personal loan at 10.75%*

Personal Loan Amethi Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Amethi.

Pre Calculated EMI Table for Personal Loan Amethi

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Amethi

Amethi is a town in the Uttar Pradesh province of India. It is a popular town on the Amethi biome, in the division of Faizabad. This is the Nehru-Gandhi family ‘s political population after 1980. After its founding in 1966, Amethi has become a fortress of Congress. Additionally, Amethi is praised for the Hanumangarhi sanctuary.

Amethi was previously renamed Raipur-Amethi. Raipur is where the Amethi Raja fort is situated. His forerunners used to live in Raipur-Phulwari, where there is still the old stronghold. Amethi is often known for the sanctuary named Hanumangarhi, and a mosque which operated about one hundred years ago.

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