Personal Loan Anakapalle

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Anakapalle

      Major Personal Loan Providers in Anakapalle

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Anakapalle Features

      personal loan anakapalleNeed money for personal use? No worries! We have a personal loan for you. A personal loan is financial help provided by banks to the applicants for their personal use. A personal loan is available at an affordable rate of interest in Anakapalle. The loan application process is transparent and simple.

      This type of loan does not require many documents. Also, you can get the loan within 48 hours after the verification process. In order to get the personal loan check the following details.

      Dialabank will help you to get a personal loan easily.

      Personal Loan Anakapalle Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Anakapalle Documents Required

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan Anakapalle Eligibility Criteria

      Salaried Applicants:

      1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
      2. The applicants must have work experience of three years. And the salary should be received in their accounts only.
      3. The applicants must have an excellent credit history.
      4. The job location of the applicant should be mentioned.
      5.  A borrower should have a minimum income of INR 25,000 per month.
      6. You can use our personal loan eligibility checker.

      Self-Employed Applicants:

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan should file ITR for the last three years.
      3. If the applicants are the businessman, then the business should be running from the past three years.
      4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Why Apply for Personal Loan Anakapalle?

      • Personal Loan Anakapalle is based only upon the candidate’s income per annum and his credit history.
      • No collateral is required and thus the loan gets sanctioned and disbursed easily
      • Personal loans offer a higher loan amount, up to 25 lakhs. The tenure ranges from 12 months to 60 months, at your discretion
      • Personal Loan Anakapalle is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.
      • With Dialabank, the process is easy and hassle-free

      How to apply for Personal Loan Anakapalle?

      If you apply offline, you will have to visit the branches of all banks and NBFCs personally multiple times, which will become a hectic experience for you. So we decided to come to you online instead! To avail of the best offers:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
      • After you click on ‘Apply now.
      • Our experts will soon give you a call and assist you through the entire process
      • In case of any queries, you can call us at 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Anakapalle

      The processing fee is charged by banks and NBFCs to process the loan you applied for so that they can sanction and subsequently disburse it. This fee is 1% of the loan amount.

      Prepayment happens when you wish to repay a part of your loan before the tenure ends. Foreclosure happens when you wish to repay the entire amount of your outstanding loan before the tenure ends, usually a lump sum. For both of these options, you will have to pay a small fee, which usually amounts to 4% of the loan amount.

      You cannot prepay or foreclose before 12 months.

      Personal Loan Anakapalle EMI Calculator

      Calculate your EMIs beforehand and make your repayment process easier with Dialabank’s personal loan EMI calculator.

      CIBIL Score required for Personal Loan Anakapalle

      All banks and NBFCs first check your credit score to decide whether you are eligible to avail of a loan or not. They do this so that they can avoid bad debts and unpaid loans. Your credit score or CIBIL score shows the banks how trustworthy you are as a borrower and how likely you are to repay your loan amount.

      Mostly, you need to have a credit score of 750 and above to avail of a personal loan of your choice. In case your CIBIL score is very less, you may first take short term loans and repay them on time to improve your score. You can also show the papers of any rented property under your name to show that you are regular in your payments

      personal loan at 10.75%*

      Personal Loan Anakapalle Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Anakapalle.

      Pre Calculated EMI Table for Personal Loan Anakapalle

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Anakapalle

      Anakapalle is a municipality in the district of Vishakhapatnam in Andhra Pradesh. It has the second largest jaggery market in India. It is also one of the largest Buddhist sites in Andhra Pradesh. One can find many rock-cut caves ad Satvahana coins here. Top sites here include the Kotilingam temple, the Bojjannakonda temple, and the Nookambica temple.