Personal Loan Andul

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Andul

      Major Personal Loan Providers in Andul

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Andul Features

      Personal Loan Andul

      Personal Loans are a popular and convenient option to meet your monetary shortcomings and solve the dilemma of achieving your dream project in just a few simple steps.

      Personal Loan Rewari is an unsecured loan aiming to provide financial support without having to provide security or collateral deposit to the bank.

      Avail Personal loan through DialaBank without wasting time.

      Personal Loan Andul Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Andul

      Salaried Customers:

      1. Two coloured passport size photos of the applicant
      2. Salaried applicants: The applicants have to show his salary slip of last three months and bank statement of last six months.
      3. Under KYC formality, every applicant has to submit his pan card, which is an essential document.
      4. Proof of address:  (Passport / Voter card /  Ration card / Aadhaar card /Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner.

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. Two coloured passport size photos of the applicant
      2. The applicants of personal loan should file ITR for the last three years, and his business should be registered
      3. Under KYC formality, every applicant has to submit his pan card, which is an essential document.
      4. Proof of address:  (Passport / Voter card /  Ration card / Aadhaar card /Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Andul

      The personal loan eligibility criteria for both Salaried and Self-Employed are as follows:

      Salaried Applicants

      1. The applicant must be between 21-60 years of age
      2. The applicants must have an excellent CIBIL score and no pending dues
      3. The borrower must have the work experience of the three years and their salary should be incoming to their personal account.
      4. Job location should be mentioned in the form

      Self-Employed Applicants

      1. Minimum age of the applicant must be 25 years
      2. If the applicant is a businessman, then the business must be functional from the past three years.
      3. Good credit score with no pending dues or repayment tenure should be left
      4. Applicant should file ITR for the last three years.
      5. The annual income of the applicants should be at least Rs 2.5 lakh.
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Click to know more about Eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Andul?

      1. There is no need to deposit any mortgage and collateral security to the bank.
      2. A personal loan can be used for multiple purposes without any limitations
      3. The amount of loan sanctioned by the bank depends on income and repayment capability of the applicant
      4. A guarantor is not needed

      How to apply for Personal Loan Andul?

      1. Visit www.dialabank.com. to apply for a personal loan online in few clicks
      2. The applicant should select a personal loan in the loan section
      3. They will be directed to a page where all the personal and professional details shall be provided
      4. Our executives will then get in touch with them
      5. For more information and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Andul

      Processing of your personal loan application form requires a certain charge known as Processing fee, rates of which are normally 1% but can vary from bank to bank.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. 

      Personal Loan Andul EMI Calculator

      The loan amount borrowed needs to be repeated on a monthly basis. This amount is known as Equated Monthly Index or EMI. EMI is dependent on various parameters such as personal loan interest rate, loan tenure, and amount of loan sanctioned by the bank.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Andul

      Banks have their own criteria for the CIBIL score required for processing a Personal Loan application in Andul. Most institutions require a minimum score of 750 to process your loan application.

      The banks and NBFCs do not only look at the score but also your credit history, and your behaviour on lending and repayment accordingly.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Andul Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Andul. You can apply online at www.dialabank.com or give a call at 9878981166

      Personal Loan Andul Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Andul. Our executives will then assist you in the further process and approval of your loan.

      Pre Calculated EMI Table for Personal Loan Andul

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Andul

      A census town in the state of West Bengal, Andul provides free breathing space from the noisy towns of neighbourhoods. Andul is popular for its horticulture and has numerous beautiful parks.

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