Personal Loan Andul

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Andul

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.50% - 18.50%
10.75%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
1 - 5 Years
9 months to 24 months
1 month to 24 months
Processing Fee
0.99% to 2.0% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes

Personal Loan Andul Features

Personal Loan Andul

Personal Loans are a popular and convenient option to meet your monetary shortcomings and solve the dilemma of achieving your dream project in just a few simple steps.

Personal Loan Rewari is an unsecured loan aiming to provide financial support without having to provide security or collateral deposit to the bank.

Avail Personal through DialaBank without wasting time.

Personal Loan Andul Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Andul

Salaried Customers:

  1. Two coloured passport size photos of the applicant
  2. Salaried applicants: The applicants have to show his salary slip of last three months and bank statement of last six months.
  3. Under KYC formality, every applicant has to submit his pan card, which is an essential document.
  4. Proof of address:  (Passport / Voter card /  Ration card / Aadhaar card /Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Two coloured passport size photos of the applicant
  2. The applicants of personal loan should file ITR for the last three years, and his business should be registered
  3. Under KYC formality, every applicant has to submit his pan card, which is an essential document.
  4. Proof of address:  (Passport / Voter card /  Ration card / Aadhaar card /Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Andul

The eligibility criteria for both Salaried and Self-Employed are as follows:

Salaried Applicants

  1. The applicant must be between 21-60 years of age
  2. The applicants must have an excellent CIBIL score and no pending dues
  3. The borrower must have the work experience of the three years and their salary should be incoming to their personal account.
  4. Job location should be mentioned in the form

Self-Employed Applicants

  1. Minimum age of the applicant must be 25 years
  2. If the applicant is a businessman, then the business must be functional from the past three years.
  3. Good credit score with no pending dues or repayment tenure should be left
  4. Applicant should file ITR for the last three years.
  5. The annual income of the applicants should be at least Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click to know more about Eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Andul?

  1. There is no need to deposit any mortgage and collateral security to the bank.
  2. A personal loan can be used for multiple purposes without any limitations
  3. The amount of loan sanctioned by the bank depends on income and repayment capability of the applicant
  4. A guarantor is not needed

How to apply for Personal Loan Andul?

  1. Visit www.dialabank.com. to apply for a personal loan online in few clicks
  2. The applicant should select a personal loan in the loan section
  3. They will be directed to a page where all the personal and professional details shall be provided
  4. Our executives will then get in touch with them
  5. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Andul

Processing of your personal loan application form requires a certain charge known as Processing fee, rates of which vary from bank to bank.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Andul EMI Calculator

The loan amount borrowed needs to be repeated on a monthly basis. This amount is known as Equated Monthly Index or EMI. EMI is dependent on various parameters such as rate of interest, loan tenure, and amount of loan sanctioned by the bank.

Enter Loan Information:
1) Loan Amount (Rs.):
2) Rate of Interest (Annual)
3) Loan Tenure (Years)
Payment Information:
4) Your monthly payment will be:
5) Your total payment will be:
6) Your total interest payments will be:

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Andul

Banks have their own criteria for the CIBIL score required for processing a Personal Loan application in Andul. Most institutions require a minimum score of 750 to process your loan application.

The banks and NBFCs do not only look at the score but also your credit history, and your behaviour on lending and repayment accordingly.

personal loan at 10.75%*

Personal Loan Andul Agents

Dialabank is the leading agent for availing Instant Personal Loan in Andul. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Andul Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Andul. Our executives will then assist you in the further process and approval of your loan.

Pre Calculated EMI Table for Personal Loan Andul

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Andul

A census town in the state of West Bengal, Andul provides free breathing space from the noisy towns of neighbourhoods. Andul is popular for its horticulture and has numerous beautiful parks.

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