Personal Loan Andul

Major Personal Loan Providers in Andul

Personal Loan Andul Features

Personal Loans are a popular and convenient option to meet your monetary shortcomings and solve the dilemma of achieving your dream project in just a few simple steps.

Personal Loan Rewari is an unsecured loan aiming to provide financial support without having to provide security or collateral deposit to the bank.

Avail Personal loan through DialaBank without wasting time.

Personal Loan Andul Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Andul

Salaried Customers:

1. Two coloured passport size photos of the applicant
2. Salaried applicants: The applicants have to show his salary slip of last three months and bank statement of last six months.
3. Under KYC formality, every applicant has to submit his pan card, which is an essential document.
4. Proof of address:  (Passport / Voter card /  Ration card / Aadhaar card /Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. Two coloured passport size photos of the applicant
2. The applicants of personal loan should file ITR for the last three years, and his business should be registered
3. Under KYC formality, every applicant has to submit his pan card, which is an essential document.
4. Proof of address:  (Passport / Voter card /  Ration card / Aadhaar card /Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner

Eligibility Criteria for Personal Loan Andul

The personal loan eligibility criteria for both Salaried and Self-Employed are as follows:

Salaried Applicants

1. The applicant must be between 21-60 years of age
2. The applicants must have an excellent CIBIL score and no pending dues
3. The borrower must have the work experience of the three years and their salary should be incoming to their personal account.
4. Job location should be mentioned in the form

Self-Employed Applicants

1. Minimum age of the applicant must be 25 years
2. If the applicant is a businessman, then the business must be functional from the past three years.
3. Good credit score with no pending dues or repayment tenure should be left
4. Applicant should file ITR for the last three years.
5. The annual income of the applicants should be at least Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click to know more about Eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Andul?

1. There is no need to deposit any mortgage and collateral security to the bank.
2. A personal loan can be used for multiple purposes without any limitations
3. The amount of loan sanctioned by the bank depends on income and repayment capability of the applicant
4. A guarantor is not needed

How to apply for Personal Loan Andul?

1. Visit www.dialabank.com. to apply for a personal loan online in few clicks
2. The applicant should select a personal loan in the loan section
3. They will be directed to a page where all the personal and professional details shall be provided
4. Our executives will then get in touch with them
5. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Andul

Processing of your personal loan application form requires a certain charge known as Processing fee, rates of which are normally 1% but can vary from bank to bank.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. 

Personal Loan Andul EMI Calculator

The loan amount borrowed needs to be repeated on a monthly basis. This amount is known as Equated Monthly Index or EMI. EMI is dependent on various parameters such as personal loan interest rate, loan tenure, and amount of loan sanctioned by the bank.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Andul

Banks have their own criteria for the CIBIL score required for processing a Personal Loan application in Andul. Most institutions require a minimum score of 750 to process your loan application.

The banks and NBFCs do not only look at the score but also your credit history, and your behaviour on lending and repayment accordingly.

Personal Loan Andul Agents

Dialabank is the leading agent for availing Instant Personal Loan in Andul. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Andul Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Andul. Our executives will then assist you in the further process and approval of your loan.

Pre Calculated EMI Table for Personal Loan Andul

About Andul