Personal Loan Angamaly

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Angamaly

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Angamaly Features

personal loan angamaly

A personal mortgage is an unsecured mortgage that offers financial useful resources and helps the clients at interest expenses. To get a mortgage, the applicant desires to have a high pleasant, and accurate supply of income and has a terrific credit report. There stands no stop-use restriction on the usage of the personal loan quantityyou could use this mortgage amount anywhere you wish to do. Non-public loans are quickspark off, and without difficulty reachable.

These loans are surely a blessing for all of the ones, who are handling economic crises and are not getting way to meet their non-nonprivate desiresthose debts are unsecured in nature and require tons much less paperwork. There stands no end-use restriction on the usage of the non-public-private mortgage quantityyou can use this mortgage amount everywhere you desire to do.

Personal Loan Angamaly Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Angamaly

Documents required to avail a personal loan vary for salaried customers and self-employed ones. The following are important documents for both kinds of customers:

Salaried Customers:

  1. Bank statements for the last 6 months
  2. In the case of rented apartments, the rent agreement needs to be attached.
  3. PAN Card
  4. Residence Proof (Owned/Rented/Company provided)
  5. Passport-sized photographs – 2
  6. Identity proof (Aadhar card/driving license)
  7. Salary slips of last three months

Self-Employed Customers:

  1. Two passport-sized photographs
  2. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  3. PAN Card
  4. Aadhar Card
  5. Residence Proof

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Angamaly

The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers in Angamaly:

Salaried Applicants

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience: Total 3 years and 1-year experience in the ongoing job.
  5. CIBIL Score must be more than 700.

Self-Employed Applicants

  1. Residence: Must be having an Office or Home.
  2.  The business should be running for the last 3 years.
  3. CIBIL Score must be more than 700.
  4. Minimum Age: 25 Years.
  5. Maximum Age: 65 Years.
  6. Should be filing for an annual ITR of 2.5 to 3 lakh.

Why Apply for Personal Loan Angamaly?

  1. It is a simple and safe loan scheme for raising funds in times of need.
  2. It is easily available within 48 hours.
  3. It can solve any kind of financial issues.
  4. Free of any type of cost.

How to apply for Personal Loan Angamaly?

Anybody can apply for Personal Loan Angamaly online only in 2 minutes. The process of application is straightforward and quick.

  1. Visit www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Fill your details like name, income, location to assist us better in providing you offers.
  4. Our relationship manager will soon get back to you.
  5. Dialabank is the best platform available online to apply for a personal loan in Angamaly as you will get a loan at affordable rates of interest.

You may also call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Angamaly

Availing a private mortgage incurs some varieties of prices for a personal mortgage in Angamaly. each financial institution and NBFC fees particularly two sorts of charges from its customers. The primary is a charge for processing your mortgage utility. The fee is 1% of the loan amount.

The second one being Pre-closure prices for a state of affairs while you need to shut your mortgage before your constant tenure. In most cases, you can not for-near your loan before the tenure of twelve months. Submit that the prices also range depending on how many years the loan has executedthose fees range from four% of the terrific loan amount in the 2nd yr to twoinside the 4th 12 months of the loan and are only relevant in case you do no longer complete your mortgage reimbursement inside the constant tenure.

Personal Loan Angamaly EMI Calculator

The  Personal loan EMI Calculator can be used anytime freely to know your EMI value on your loan amount. Equated Monthly Installments additionally realize as EMI are the monthly prices that you pay to the financial institution as monthly reimbursement for the mortgage amount borrowed for monetary desires.  based totally in your profile, incomeloan amount, and tenure the interest charge to your mortgage is determined thus. Your EMI has calculated basis the interest charge you are charged by the particular financial institution which is required to be paid every month till completion of the tenure. EMI is easy to pay and does now not positioned any sort of burden on you financially.

CIBIL Score required for Personal Loan Angamaly

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Angamaly.

  1. The institutions don’t just check the overall score but also the detailed behaviour on the previous loans taken.
  2. Most institutions want a CIBIL score of 750 and above to process your loan application.
  3. Some might look into other factors like income and job stability to process the personal loan.
  4. This includes details on the type of loan taken previously by you and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your getting a new loan.

personal loan at 10.75%*

Personal Loan Angamaly Agents

Dialabank is your first-class agent in Angamaly for availing any sort of loan. It facilitates you in comparing deals from various banks and NBFCs so that you can avail of the nice gives available in keeping with your capability and requirement. DialaBank is your nice agent available for a personal mortgage in Angamaly. Our relationship supervisor will ensure you get the first-class loan at the bottom feasible hobby rate with problemloose and minimum documentation. The motive in the back of choosing DialaBank as your agent for a private loan is:

  1. We do not charge you for our services rendered.
  2. The loan gets disbursed within a few hours of applying with us.
  3. Our relationship manager guides you through the entire process of personal loans.

Do reach us for guidance and contact on 9878981166.

Personal Loan Angamaly Contact Number

Call 9878981166 and come to a step closer to Instant Personal Loan in Angamaly.

Pre Calculated EMI Table for Personal Loan Angamaly

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Angamaly

Angamaly is a municipality and the northernmost suburb of the city of Kochi in Kerala, India. situated about 30 km north of the metropolis centre, the vicinity is the northern gateway to the industrial capital of Kerala and is an essential part of the Kochi metropolitan location.

Other Cities For Personal Loan In Kerela

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Personal Loan Kozhikode Personal Loan Kayamkulam
Personal Loan Kondotty Personal Loan Karunagappally

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