Personal Loan Angamaly

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

      I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Personal Loan Angamaly

      Major Personal Loan Providers in Angamaly

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Angamaly Features

      personal loan angamaly

      A personal mortgage is an unsecured mortgage that offers financial useful resources and helps the clients at interest expenses. To get a mortgage, the applicant desires to have a high pleasant, and accurate supply of income and has a terrific credit report. There stands no stop-use restriction on the usage of the personal loan quantityyou could use this mortgage amount anywhere you wish to do. Non-public loans are quickspark off, and without difficulty reachable.

      These loans are surely a blessing for all of the ones, who are handling economic crises and are not getting way to meet their non-nonprivate desiresthose debts are unsecured in nature and require tons much less paperwork. There stands no end-use restriction on the usage of the non-public-private mortgage quantityyou can use this mortgage amount everywhere you desire to do.

      Personal Loan Angamaly Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Interest Rate.

      Documents for Personal Loan Angamaly

      Documents required to avail a personal loan vary for salaried customers and self-employed ones. The following are important documents for both kinds of customers:

      Salaried Customers:

      1. Bank statements for the last 6 months
      2. In the case of rented apartments, the rent agreement needs to be attached.
      3. PAN Card
      4. Residence Proof (Owned/Rented/Company provided)
      5. Passport-sized photographs – 2
      6. Identity proof (Aadhar card/driving license)
      7. Salary slips of last three months

      Self-Employed Customers:

      1. Two passport-sized photographs
      2. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      3. PAN Card
      4. Aadhar Card
      5. Residence Proof

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Angamaly

      The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers in Angamaly:

      Salaried Applicants

      1. Salary: Rs 18,000 (Monthly).
      2. Minimum Age: 21 Years.
      3. Maximum Age: 60 Years.
      4. Work Experience: Total 3 years and 1-year experience in the ongoing job.
      5. CIBIL Score must be more than 700.

      Self-Employed Applicants

      1. Residence: Must be having an Office or Home.
      2.  The business should be running for the last 3 years.
      3. CIBIL Score must be more than 700.
      4. Minimum Age: 25 Years.
      5. Maximum Age: 65 Years.
      6. Should be filing for an annual ITR of 2.5 to 3 lakh.

      Why Apply for Personal Loan Angamaly?

      1. It is a simple and safe loan scheme for raising funds in times of need.
      2. It is easily available within 48 hours.
      3. It can solve any kind of financial issues.
      4. Free of any type of cost.

      How to apply for Personal Loan Angamaly?

      Anybody can apply for Personal Loan Angamaly online only in 2 minutes. The process of application is straightforward and quick.

      1. Visit Dialabank.
      2. After that, apply for a Personal Loan online.
      3. Fill in your details like name, income, location to assist us better in providing you with offers.
      4. Our relationship manager will soon get back to you.
      5. Dialabank is the best platform available online to apply for a personal loan in Angamaly as you will get a loan at affordable rates of interest.

      You may also call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Angamaly

      Availing a private mortgage incurs some varieties of prices for a personal mortgage in Angamaly. each financial institution and NBFC fees particularly two sorts of charges from its customers. The primary is a charge for processing your mortgage utility. The fee is 1% of the loan amount.

      The second one being Pre-closure prices for a state of affairs while you need to shut your mortgage before your constant tenure. In most cases, you can not for-near your loan before the tenure of twelve months. Submit that the prices also range depending on how many years the loan has been executedthose fees range from four% of the terrific loan amount in the 2nd yr to twoinside the 4th 12 months of the loan and are only relevant in case you do no longer complete your mortgage reimbursement inside the constant tenure.

      Personal Loan Angamaly EMI Calculator

      The Personal loan EMI Calculator can be used anytime freely to know your EMI value on your loan amount. Equated Monthly Installments additionally realize as EMI are the monthly prices that you pay to the financial institution as monthly reimbursement for the mortgage amount borrowed for monetary desires.  based totally in your profile, incomeloan amount, and tenure the interest charge to your mortgage is determined thus. Your EMI has calculated basis the interest charge you are charged by the particular financial institution which is required to be paid every month till completion of the tenure. EMI is easy to pay and does now not positioned any sort of burden on you financially.

      CIBIL Score required for Personal Loan Angamaly

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Angamaly.

      1. The institutions don’t just check the overall score but also the detailed behaviour on the previous loans taken.
      2. Most institutions want a CIBIL score of 750 and above to process your loan application.
      3. Some might look into other factors like income and job stability to process the personal loan.
      4. This includes details on the type of loan taken previously by you and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your getting a new loan.

      personal loan at 10.75%*

      Personal Loan Angamaly Agents

      Dialabank is your first-class agent in Angamaly for availing of any sort of loan. It facilitates you in comparing deals from various banks and NBFCs so that you can avail of the nice gives available in keeping with your capability and requirement. DialaBank is your nice agent available for a personal mortgage in Angamaly. Our relationship supervisor will ensure you get the first-class loan at the bottom feasible hobby rate with problemloose and minimum documentation. The motive in the back of choosing DialaBank as your agent for a private loan is:

      1. We do not charge you for our services rendered.
      2. The loan gets disbursed within a few hours of applying with us.
      3. Our relationship manager guides you through the entire process of personal loans.

      Do reach us for guidance and contact on 9878981166.

      Personal Loan Angamaly Contact Number

      Call 9878981166 and come to a step closer to Instant Personal Loan in Angamaly.

      Pre Calculated EMI Table for Personal Loan Angamaly

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Angamaly

      Angamaly is a municipality and the northernmost suburb of the city of Kochi in Kerala, India. situated about 30 km north of the metropolis centre, the vicinity is the northern gateway to the industrial capital of Kerala and is an essential part of the Kochi metropolitan location.

      Other Cities For Personal Loan In Kerela

      Personal Loan Muvattupuzha Personal Loan Kollam
      Personal Loan Mavelikkara Personal Loan Kerala
      Personal Loan Kozhikode Personal Loan Kayamkulam
      Personal Loan Kondotty Personal Loan Karunagappally