Personal Loan Anupshahr

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Anupshahr

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Anupshahr Features

Personal Loan AnupshahrSearching for an unsecured loan, or worried about collateral security? No need to worry.A personal loan is an answer for you. There is no need to provide collateral security for availing a personal loan and the lender provides the liability to use the amount for your own requirement and need. If you are in search of such loan then a personal loan is the answer for you!

Avail the best offers on Personal loan through DialaBank in just few simple steps.

Personal Loan Anupshahr Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Anupshahr

Salaried Customers:

  1. ID Proof: (Passport/voter card/Aadhar Card/driving license)
  2. Coloured photograph: applicant must have two passport size photograph.
  3. Residence proof: Passport/Aadhar Card/voter card/driving license/Ration Card.  And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
  4.  Under, KYC formality: The applicant has to provide his PAN card.
  5. Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1.  Applicant should file ITR for the last three years, and the business should be registered.
  2. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  3. ID Proof: (Passport/voter card/Aadhar Card/driving license)
  4. Coloured photograph: applicant must have two passport size photograph.
  5. Residence proof: Passport/Aadhar Card/voter card/driving license/Ration Card.  And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
  6.  Under, KYC formality: The applicant has to provide his PAN card.

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Anupshahr

There are various eligibility criteria for salaried as well as self-employed applicants are:

Salaried Applicants

  1. The applicants must have an excellent credit history and a decent CIBIL score
  2. Age requirement: 21-60 years
  3. The borrower must have the work experience of the three years. And the salary should be received in their accounts only.
  4. The job location of the applicant should be mentioned.

Self-Employed Applicants

  1. Age requirement: 25-65 years
  2. ITR for the last three years should be filed
  3. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  4. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  5. The business should be running from the past three years if the applicant is a businessman
  6. Financial and his bank statement of the previous three months required

Click here to know more about Eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Anupshahr?

  1. Amount of loan to be sanctioned depends upon the income of the persona and his repayment capabilities.
  2. Personal Loan Anupshahr is a multipurpose loan which can fulfil all your requirements.
  3. Does not require borrower’s asset to be kept as security.
  4. The Guarantor is not needed.
  5. Personal Loan Anupshahr will help you to enhance your credit score.

How to apply for Personal Loan Anupshahr?

  1. Visit our website www.dialabank.com. and apply for a personal loan in a hassle-free process
  2. Go to the loan section and click on the personal loan. You’ll be directed to a page which required your personal and income details
  3. Provide your correct contact number so that our executives can contact you afterwards for further process
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Anupshahr

The processing fee is an amount that is charged by the lending institutions for your personal loan application processing. These charges vary bank to bank.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Anupshahr EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank one monthly basis as a mode of repayment. EMI is calculated depending upon several factors such as the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

To know more about EMI Calculator, click here: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Anupshahr

Different banks have different criteria for analysing the credit score. A CIBIL score of more than 700 is considered to be decent.

Banks look up all the previous history of your credits and repayments and accordingly approve your loan request.

personal loan at 10.75%*

Personal Loan Anupshahr Agents

Dialabank is the leading agent for availing Personal Loan in Anupshahr. You can apply online at www.dialabank.com or give a call at 987898116.

Personal Loan Anupshahr Contact Number

Call 9878981166 and get Instant approval for Personal Loan in Anupshahr.

Pre Calculated EMI Table for Personal Loan Anupshahr

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Anupshahr

Anupshahr is a city and a municipal board in Bulandshahr district in the state of Uttar Pradesh, India. It is located near the holy River Ganga. Also known as Choti Kashi, it is well-known for its cotton and forest produce.

Other Cities For Personal Loan

Personal Loan Chandauli Personal Loan Bharthana
Personal Loan Bulandshahr Personal Loan Bhadohi
Personal Loan Bulandshahar Personal Loan Basti
Personal Loan Bijnor Personal Loan Bareilly
Menu