Personal Loan Araria

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Rates as low as 10.50%*
Loans Up to 30 Lacs
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About Personal Loan Araria

Personal Loan Araria

Personal Loan is a unsecured loan where no collateral is kept  with the bank.

In this modern world, with increasing expenses and a new lifestyle, it is essential to cope up with the trend. So Personal Loan is a feature provided by banks & NBFIs to get the best loan option to manage all expenses easily, especially for the people in a metro cities.

Personal Loan Araria is a loan that can be used in multiple ways that can be utilized for fulfilling many purposes. These purposes could be debt repayment, taxes, paying medical bills and more. Personal finance is instant finance, which a person can avail within 2-3 working days with minimal documentation required.

Eligibility Criteria for Personal Loan Araria

Personal Loan Araria does not apply to everyone, and there are some eligibility criteria based on which the bank provides a loan to the applicant. There are two categories of applicants:

1.    Salaried

2.    Self-employed

There are different eligibility criteria for both applicants.

Salaried Applicant:

1.    The minimum age of the applicant should be 21 years and maximum up to 60 years.

2.    If the borrower should have a salary of minimum Rs.18,000 per month

3.    The borrower must have the work experience of the last three years, and the salary should come in their account only.

4.    The person must have a good CIBIL score, i.e., at least 700+

The documentation process for Personal Loan Araria is straightforward; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

To Know more click here:-

Self-employed Applicant:

1.    The self-employed person’s age should be minimum of 25 years.

2.    The applicant should file ITR at least for the last three years.

3.    The CIBIL of the applicant should be good, and no debt should be left due.

4.    The ITR(Income tax return) which the applicant files should be Rs 2.5 lakhs per annum at least.

5.    And the applicant is a businessman than his business should be running from the last three years.

To Know more click here:-

Documents Required for Personal Loan Araria

Identity proof:(Passport/Id card/voter card/driving license/Aadhar Card) It can be any one of them.

2.Residence proof:(Passport/voter card/driving license/Aadhar Card/Ration Card). And the applicant living in a rented house, then they have to submit their rental agreement.

3.    The applicant must submit their PAN card, which is an essential document under the KYC formality.

4.    Salaried applicants have to submit their salary slip of the last three months and the bank statements of the last six months.

5.   The self-employed applicant has to submit the ITR of the last three years, and registration of their business should be done.

6.    Two passport size colored photos.

Personal Loan Araria Rate of Interest

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of Personal Loan Araria starts from 10.75% per year.

Personal Loan Araria Interest Rates: Updated 2020

BankInterest Rates

HDFC Bank

10.99% to 18%

ICICI Bank

13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

How to Apply for Personal Loan Araria

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal Loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

About Araria

Araria is a city and a municipality that is the headquarters of Araria district in the state of Bihar, India. Araria is situated in the northern part of Bihar.Araria is primarily a rural district; 93% of the total population live in the rural areas (713 villages). Only two out of nine tehsils have urban population that is concentrated in Forbesganj and Araria(Census 2001).

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