Personal Loan Armoor

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Armoor

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Armoor FeaturesPersonal Loan Armoor

Carrying on with a remarkable life require cash and that you need something more. In the event that your activity is secure, you can take an individual advance, the investor will see your CIBIL score, and other fundamental reports and the credit will get sanctioned. Personal Loan is an unstable advance, so you don’t need to stress over selling any property consequently. Banks will dispense the sum rapidly subsequent to checking all your data and reports.

Personal Loan Armoor Interest Rates

Get low-interest rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

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Documents for Personal Loan Armoor

Salaried Customers:

  1. ID proof: One ought to have these following reports with him(Passport/Id card/voter card/driving permit/Aadhar Card) any of them will work.
  2. Under, KYC formality: The candidate needs to give his PAN card.
  3. Home proof: The records required as evidence of habitation are:  (Passport/Id card/voter card/driving permit/Ration Card/Aadhar Card).  And on the off chance that the candidate is living in a leased condo, at that point he needs to submit, power bill on his name and the location of the proprietor and his tenant contract.
  4. Self-employed: The individual applying for an individual advance should document ITR throughout the previous three years, and the business ought to be enlisted.
  5. Salaried applicant: The candidate needs to present his bank articulations of the most recent a half year and the compensation mistake of the past a quarter of a year.
  6. Shaded photograph: applicant must have two passport size photo

Personal Loan Armoor Eligibility Criteria 

Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

  1. Salaried
  2. Self-employed       

There are various eligibility criteria for both applicants.

Click here to know more about– EMI Calculator

Salaried Applicant:-

  1. An applicant applying for the Personal Loan must have a good credit history.
  2. The minimum age of an applicant should be 21 years and maximum up to 60 years.
  3. An applicant has to submit his bank statement of last three months and salary slip of the last 6 months.
  4. The applicant must have three years of work experience, and the salary should be received in their account only.
  5. An applicant from the metropolitan city should have a minimum income of Rs 18,000. And for the non-metropolitan city, the minimum salary should be Rs 12,000.

Click here to know more about- Salaried Applicant

  Self-employed Applicant:-

  1. The age of the applicant is 25 years.
  2. A credit score of the applicant must be good.
  3. The minimum amount should be of Rs 2.5 lakhs per annum at least.
  4. The applicant applying for a Personal Loan should file ITR for the last three years.
  5. If the applicant is a businessman than his business should be running at least from last three years.
  6. The whole documentation process is straightforward; the applicant has to submit his financials and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan Armoor?

  1. The approval process is time-saving if you apply through dialabank.
  2. We are always ready to help our applicants and are available at 24/7.
  3. Our experts will assist you, and our relationship managers will provide guidance.
  4. We do not charge any extra fees from our customers.
  5. The Loan get disbursed within 24 hours.

How to apply for Personal Loan Armoor?

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal Loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Armoor

Each Bank and NBFC charges an expense for handling your Personal Loan application. These charges change between 1.5% to 2.5% of the authorized credit sum.

On the off chance that you wish to dispossess your credit before the concurred advance residency, each loaning establishment charges you a reformatory prepayment expense. Much of the time, you can’t close your credit before a year. Post that the charges fluctuate contingent upon how long the credit has done. These charges change from 4% of the remarkable advance sum in the second year to 2% in the fourth year of the credit.

Personal Loan Armoor EMI Calculator

Likened Monthly Installments additionally know as EMI are the month to month fixed charges that you pay to the bank as month to month reimbursement for the credit sum borrowed.  Based on your profile, the financing cost on your advance is resolved. Your EMI is determined premise the Interest Rate you are charged by the bank and the measure of advance you need to take and the period for which you appreciate the credit.

CIBIL Score required for Personal Loan Armoor

Each loaning establishment has its own standards for the base CIBIL score required for preparing a Personal Loan application in Armoor. Most foundations require a base score of 750 to process your advance application.

The establishments don’t simply take a gander at the general score yet, in addition, the nitty-gritty conduct on the past advances taken. This remembers subtleties for the kind of advance taken and the sum obtained. Any deferred instalments for past advances can go about as a boundary to your benefiting a new advance.

personal loan at 10.75%*

Personal Loan Armoor Agents

Dialabank is the leading agent for availing Personal Loan in Thoubal. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Armoor Contact Number

For, instant help and approval for Personal Loan in Armoor call 9878981166

Pre Calculated EMI Table for Personal Loan Armoor

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Armoor

Armoor is a place in Andhra Pradesh, India. It is an easy and time-saving process to take personal Loan only when you apply through Dialabank. In personal loan, there is no need to mortgage any property as it is a secured loan. so, it is very beneficial for an individual to take a personal loan, all you have to do is to visit www.dialabank.com or call on 9878981166.

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