Personal Loan Arrah

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Arrah

      Best Banks for Personal Loan in Arrah

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Arrah Features

      Personal loan arrah

      No need to worry if you are running out of funds for your dream vacation, wedding, or healthcare emergency. Personal Loan will come to the rescue which can be availed at affordable rate of interest and minimal documentation.

      Personal Loan Arrah is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history. You can use the money from Personal Loan anywhere you want, for any purpose and due to its flexibility it is highly recommended.

      Personal Loan in Arrah Interest Rates and Charges

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Arrah Documents Required

      Salaried Customers:

      1. Address Proof which includes Voter ID? Telephone Bill/ Electricity Bill
      2. 2 recent passport size photographs
      3. Identity proof (Aadhar card/driving license)
      4. Salary slips of last three months
      5. Bank statements for the last 6 months
      6. PAN Card

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. Two passport-sized photographs (colored)
      3. PAN Card
      4. Aadhar Card
      5. Residence Proof such as Telephone bill/ electricity bill/ Aadhar card, etc.

      personal loan at 10.75%*

      Personal Loan in Arrah Eligibility Criteria 

      The personal loan eligibility criteria for both Salaried and Self-Employed are different in the following ways:

      Salaried Applicants

      1. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
      2. The applicants must have a good CIBIL score
      3. The minimum age of borrower should be 21 years and maximum up to 60 years.
      4. The location of the applicant’s job should be mentioned in the application form.

      Self-Employed Applicants

      1. The applicants applying for the personal loan should file ITR for the last three years.
      2. If the applicants are the businessman, then the business should be running from the past three years.
      3. The credit score of the individual applicants should be good without any debt or dues left.
      4. The minimum age requirement for an independent person should be 25 years.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Click to know more about eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Arrah?

      1. No need to deposit borrower’s asset for security as it is an unsecured loan
      2. A Personal Loan does not require any guarantor or nominee.
      3. A personal loan is a multi-purpose offer loan. It can be utilized for any purpose
      4. The amount of personal loan depends upon the repayment of individual income and capacity.

      How to apply for Personal Loan Arrah?

      1. Visit www.dialabank.com.
      2. Click on personal loan in the loan section
      3. The applicant will be directed to all details of the personal loan where they need to provide the documents along with personal details after which they will be assisted by our relationship manager.
      4. For more information and free guidance, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Arrah

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

      A penalty in the form of prepayment is charged by the bank in case you close your loan tenure before agreed period. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary depending on the year and amount of loan.

      Personal Loan Arrah EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. On the basis of Interest rate, Loan amount sanctioned by bank and repayment period, your EMI is calculated.

      To know more about calculating EMI, click here: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Arrah

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Arrah. Most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes on the type of loan taken and the amount borrowed by the bank. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan in Arrah Agent and Contact Number

      Dialabank is the leading agent for availing Personal Loan in Arrah. You can apply online at www.dialabank.com or give a call at 9878981166

      Call 9878981166 and get Instant Personal Loan in Delhi.

      Pre Calculated EMI Table for Personal Loan Arrah

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Arrah

      Arrah is a city and a Municipal Corporation in Bhojpur district in Bihar and also famous for the temple of goddess Aaranya Devi. This city is located near the junction of the Ganges and Sone rivers.

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