Personal Loan Arwal

Major Personal Loan Providers in Arwal

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Arwal

Personal Loan Arwal Features

This credit isn’t just of an unstable nature with the least required documentation and considerably lesser desk work. This credit may take as long as 48 hours to get affirmed following the cycle of the check.

Personal Loan Arwal is an advance that gives budgetary help to clients at moderate and financially savvy loan costs. To get a Personal Loan, the candidate is needed to have a solid and dependable wellspring of salary and great record as a consumer.

Personal Loan Arwal Interest Rates

Interest rates are feasible.

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Arwal

Salaried Customers:

  1.  ID proof (Aadhar card/driving license)
  2. Salary Slips for the last three months 
  3. The Bank’s accounts for the last months
  4. PAN Card
  5. Proof of Residence (Own/Rent/Company provided)
  6. Two Passport-size photograph
NOTE: It is important to insert lease agreement in the case of leased apartments.

Self-Employed Customers:

  1. All financial statements (Balance Sheet, P&L Statement and ITR files) are necessary.
  2. PAN Card
  3. Aadhar
  4. Proof of residence
  5. Two passport-sized photographs
personal loan at 10.75%*

Eligibility Criteria for Personal Loan Arwal

Click here to know more about personal loan eligibility

Salaried Applicants

  1. The applicant’s minimum age should not be less than 21 years or more than 60 years old. 
  2. The applicant must have at least three years of work experience. 
    The income was just allocated to their accounts. 
  3. There should be an excellent credit background for the applicant. 
  4. It is important to state the location of the applicant‘s work. 
  5. The creditor must have an INR 25,000 p.m. minimum income.

Click here to know more Salaried Applicant

Self-Employed Applicants

  1. The age of an individual ought to be in any event 25 years.
  2. The candidate applying for the individual credit ought to have been documenting ITR for as long as three years.
  3. On the off chance that the candidate is a money manager, at that point, the business is needed to be effectively running from the most recent 3 years.
  4. The CIBIL score of the candidate ought to be acceptable, and there must not be any obligation or duty forthcoming.
  5. The yearly pay of the candidate ought to be at least Rs 2.5 lakh.
  6. The entire archive check cycle of the individual advance requires the candidates to present his monetary and his bank explanation of the past a quarter of a year.

Click here to know more Self-employed Applicant

How to apply for Personal Loan Arwal?

  1. Visit this website: Dialabank
  2. Then navigate to the section of the loan and go to the page for personal loans. 
  3. You will be guided to comprehensive personal loan details where you can select your city. 
  4. For further information and free guidance, feel free to call on 9878981166.
personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Arwal

All Banks and NBFCs charge a specific expense for preparing a Personal Loan application. The Personal Loan Arwal processing fee is 1% of the endorsed advance sum.

To know about the interest rate click on personal loan interest rate

Personal Loan Arwal EMI Calculator

CIBIL Score required for Personal Loan Arwal

All the loaning organizations have their own models for an insignificant CIBIL score that is expected to handle a Personal Loan application in Arwal. Generally, the organizations need a base score of in any event 750 to deal with an application additionally.

personal loan at 10.75%*

Personal Loan Arwal Agents

You can easily apply online at Dialabank or give a call at 9878981166

Personal Loan Arwal Contact Number

Call 9878981166 and get timely assistance and approval for Personal Loan in Arwal.

Pre Calculated EMI Table for Personal Loan Arwal

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Arwal

Arwal region is one of the 38 locales of Bihar state, India, and Arwal town is the regulatory central command of this region. It was before part of Jehanabad region. Starting in 2011, it is the third least crowded area of Bihar, after Sheikhpura and Sheohar.

FAQs About Personal Loan Arwal

Who can apply for a Personal Loan in Arwal?

Individuals who have a pressing requirement for money and have a customary wellspring of pay (from work or business) can apply for a Personal Loan in Arwal.

What is the tenure of Personal Loan in Arwal?

A large portion of the Banks and NBFCs give a Personal Loan to a min time of 1 Yr and a Max time of 5 Years. There are a few Banks which stretch out the most extreme time frame to 7 Years moreover. The residency is fixed and can’t be expanded. The reimbursement must be done in equivalent regularly scheduled payments inside the concurred residency of the advance.

Can my application for Personal Loan Arwal get rejected due to my CIBIL score?

Since Personal Loan is an unstable advance, one of the most significant choice standards for getting your Personal Loan application affirmed is your CIBIL Score. Having a High CIBIL score turns out to be critical if you wish to profit of a Personal Loan later on. Ensure you don’t skirt any of your advances EMI instalments or any charge card instalments as that will bring about diminishing your CIBIL score.