Personal Loan Asansol

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Asansol

      Major Personal Loan Providers in Asansol

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Asansol Features

      personal loan asansol

      If you have any urgent requirement of money than Personal Loan Asansol is available for you to help you get your work done easily. This loan is unsecured in nature with many features such as:

      • Easy, faster, and smooth process with Minimal documentation and Less paperwork and approved within 48 hours after the verification process.

      You need to have a good credit score to apply for a personal loan.

      Personal Loan Asansol Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Asansol Documents Required

      Salaried Customers:

      1. Salary slips of the last three months document and Bank statements for the last 6 months document and Need just 2 passports sized photographs
      2. Identity proof  document(Aadhar card/driving license/Voter Id), PAN Card copy, Residence Proof (Owned/Rented/Company provided) document

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. Balance Sheet, P&L Statement as well as ITR files in detail.
      2. PAN Card, Aadhar Card, Residence Proof( Current and Permanent), and Two passport-sized photographs are a must.

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Asansol

      Personal loan Eligibility criteria are different for both the salaried and self-employed employers for Personal Loan Asansol:

      Salaried Applicants

      1. The minimum age requirements of the applicant should be 21 years and a maximum of 60 years.
      2. The applicants must have a good credit history and income of INR 25,000 per month with the job location mentioned and 3 years of job experience.

      Click here to know more everything about: personal loan for Salaried Applicant

      Self-Employed Applicants

      1. A minimum of 25 years. years old with an annual income of min. Rs 2.5 lakh and a good credit score with no dues left can apply by submitting the financial and bank statement of the previous 3 months.
      2. The applicants applying for the loan need to file an Income Tax report for the last three years before applying for the loan.
      3. The business should be running for the past three years if the individual is a businessman.

      Click here to know better about a personal loan for self-employed Applicant

      Why Apply for Personal Loan Asansol?

      1. You do not need to deposit mortgage or collateral security to the bank and getting a Personal Loan does not require any type of guarantor or nominee.
      2. A personal loan is a multi-purpose offer loan used for all the problems related to your financial needs and the amount of personal loan sanctioned depends upon the individual capacity to repay.

      How to apply for Personal Loan Asansol?

      1. Visit our website on mobile or PC by typing www.dialabank.com.
      2. Go to the loan section in it and click on the personal loan link on the website and get to all details of the personal loan.
      3. Choose your preferred personal loan city and submit all the details.
      4. For more information and free guidance, you may call on 9878981166 at any time.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Asansol

      Every Bank and NBFC charges a fee of 1% of the loan amount for processing the application of personal loans.

      If you foreclose your loan before the agreed-upon loan tenure, every bank charges you a penal prepayment fee for this. In most cases, you should not and cannot close your loan before the 12 months. After that, the charges depend on how many years the loan has gone through. These charges vary from 4% of the outstanding personal loan in the 2nd year to 2% in the 4th year of the loan taken.

      Personal Loan Asansol EMI Calculator

      You can use personal loan EMI calculator to calculate EMIs. Equated Monthly Installments also know as EMI are the fixed charges paid monthly for the loan repayment. The interest rate on your loan is also determined based on your profile. EMI is calculated on the basis of the personal loan Interest Rate you are charged by the institution you applied to and the amount of loan you want to take and the period for which you avail the loan.

      CIBIL Score required for Personal Loan Asansol

      Each lending institution has its own criteria for the minimum CIBIL score but most of them require a score of 750 to process your loan application further. and not just that they also look at the overall score but also at the individual behavior on the previous loans taken as credit history, which includes details on the type and amount of loan taken. Any kind of delayed payment of the person can act as a barrier to get the loan.

      personal loan at 10.75%*

      Personal Loan Asansol Agents

      Dialabank is the top agent for availing Personal Loan in Asansol.

      Apply online at www.dialabank.com or just give a call at 9878981166.

      Dialabank helps you to find a better option of Banks and NBFCs and other lending institutions by providing you with a more detailed market comparison of lending institutions so that you can make the right choice yourself. Visit the website www.dialabank.com and fill a very simple form with your personal and employment details and our relationship managers will soon get in touch with you as soon as you fill the form.

      Personal Loan Asansol Contact Number

      Call 9878981166 quickly and get instant help and approval for Personal Loan in Asansol.

      Pre Calculated EMI Table for Personal Loan Asansol

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Asansol

      Asansol is a city located in the state of West Bengal. It is the second-largest and the most populated city of West Bengal and the 39th largest urban agglomeration in India. Asansol is the district headquarters of Paschim Bardhaman district in West Bengal.

      FAQs About Personal Loan Asansol

      Who can apply for a Personal Loan in Asansol?

      People who have have a regular source of income (from employment or business) with no debt or dues left can apply for a Personal Loan in Asansol.

      What is the tenure of Personal Loan in Asansol?

      Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years and only extended to a max. period of 7 Years on some conditions, usually fixed before using the loan.

      Are there any other charges involved in Personal Loan Asansol?

      Yes, there are 2 types of charges to avail a personal loan in Asansol

      Processing Fee: For every lending institution that you borrow from, there is a very small fee that they charge from the user as a processing fee, and the amount of fee varies and is 1% of the loan amount.

      Pre-closure Charges: Whenever you want to close a running loan before its agreed tenure period, the Banks and NBFCs charge pre-closure charges on the borrowed loan, which is different for each bank depending on how many years has your loan completed before you decide to pre-close it.

      Can my application for Personal Loan Asansol get rejected due to my CIBIL score?

      A Personal Loan is an unsecured loan and having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan. Make sure you don’t skip loan EMI payments or credit card payments to maintain your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.

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