Personal Loan at Prosper

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Why us?

Rates as low as 10.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Personal Loan at Prosper

Personal Loan at Prosper

Going to the banks and then applying for a loan is quite traditional. You can now apply for a personal loan online within a few minutes. You can apply to any banking or non-banking financial organization for a personal loan. If you are not being able to get a loan here then there is no need to worry about. You can apply for a personal loan at prosper.com.

What is prosper.com?

Proper.com is basically an online platform for lending and availing the money. It was founded in 2006. It is the original peer to peer online platform to find an online lender. In easy words, we may say it is an “e-bay for loans”. Rather than going to the banks you may get a loan from an online group of lenders.

Charges on Prosper

Borrowing personal loan at prosper.com is less expensive as compared to the credit cards. Obviously, they offer interest rates less than credit cards and almost the same as the banks. But there is a requirement of 640 CIBIL score minimum. Besides that, you will have to pay the interest rates to the lender just like in banks.

Closing Fees

There is a fee to close your loan online. As a result of this, you will not get the whole amount of loan you applied for. But this fees is not that much, hardly is it 0.50% to 4.95%.

Eligibility For Personal Loan at Prosper

To get a personal loan from prosper.com you need to fulfill some conditions. These are discussed below

  • First of all your credit score will be checked. It should be a minimum 640.
  • Your debt to income ratio should be less. Debt to income ratio basically signifies your debts and incomes. If your debts are more than your income than it is not a good financial status.
  • Besides that, you are required to have some source of income.

Safety

It obvious that while dealing with money you will definitely think twice about the safety. Prosper.com is an organization of millions of people. So as long as you are dealing with the lender online on prosper.com it is quite safe.

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