Personal Loan Auraiya

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

A Complete Guide for Personal Loan Auraiya

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Auraiya

Personal Loan Auraiya

Human needs are increasing day by day, and the only source of income is salary alone, which is not enough at all. So what should one do when an emergency comes up? One feels the burden of all those bills, the unexpected health problems, or funding your children’s fees. It’s impossible to do anything insurance so; the Personal Loan is here to get you to navigate these crucial periods in your life.

A Personal Loan is a multifunctional loan and can be used to satisfy several requirements. A personal loan is used to satisfy any of the personal needs, which are educational expenses, medical bills, taxes, etc.

A Dialabank Personal Loan allows you to fulfill your varied financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the particular need you are raising at any point in your life. The rapid clearance method ensures you are quickly aware of investing.

In addition, you’ll get the funds within 3 seconds with our instant online Personal Loan facilities. You can secure a personal loan quickly in Auraiya at an interest rate of 10.75 percent to 32 percent, though this depends on several variables.

Features of Personal Loan Auraiya 

Personal loans Auraiya has an immediate clearance mechanism, with loans approved as early as 24-48 hours after the loan application is submitted.

    1. The first and most important benefit of personal loans is that, unlike a home loan, it can be used for any purpose. There are no restrictions on the end-use of personal lending.
    2. If you follow the qualifying conditions and you have a decent credit score, you will get a personal loan within 72 hours. Some of the banks have the facility to accept personal loans online for current customers.
    3. You will not have to provide insurance for it. This is a non-secured loan. To get it, then, is quick.
    4. The applicants can choose the amount and number of EMI to repay the money, according to its availability.
    5. The documentation required for such loans is very simple, and the amount is very limited.
    6. Borrowers will often use such loans as a method for getting a strong credit score.

Personal Loan Auraiya Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Auraiya

Salaried Customers:

  1. Identity verification such as driving license / Aadhar passport.
  2. Only slip of three months’ pay.
  3. Bank declarations over the last 6 months.
  4. PAN Card.
  5. Residence Proof (provided by Owned / Rented / Company), and rental agreement in the case of apartments.
  6. 2 Applicant’s passport-sized photographs.

Self-Employed Customers:

  1. All financials are needed (Balance Sheet and P&L Report ITR documents).
  2. PAN Card.
  3. Aadhar Passport, as evidence of identification.
  4. Residence Proof or rental agreement should an apartment be rented.
  5. The applicant has two passport-size photos.

personal loan at 10.75%*

Personal Loan Auraiya Eligibility Criteria

The eligibility criteria are specific for both salaried and self-employed workers.

Click here to know more about personal loan eligibility

Eligibility Criteria for Personal Loan Auraiya:

There are some criteria for eligibility, based on which bank provides a loan.

Salaried Applicant

  1. The applicant’s age should range between 21 years and 60 years.
  2. The person has to have a strong credit background.
  3. He/she should have the past three years’ work experience and the salary should come in their account only.
  4. The documentation process is straightforward; they must submit their last six months’ salary slip and submit their previous three-month bank statement.

Click here to know more about- Salaried Applicant

Self-employed Applicant

  1. If the applicant is a self-employed individual, then the age should be 25.
  2. Over the last three years, the individual will have to file ITR.
  3. The ITR the person files should be at least 2.5lacs per annum.
  4. The person’s credit score will be fine, so no debt will be due.
  5. Finally, if the person has a business then he should be running his business from the previous three years.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan Auraiya?

  • A personal loan is a multifunctional offer that can be used for all financial life issues.
  • Personal Loan Auraiya relies on a person’s capacity to receive and repay.
  • Any requirement to bring up cash or services to the investor as leverage.
  • Needing no guarantor.

How to apply for Personal Loan Auraiya?

To apply for the best personal loan deals:

  • Visit Dialabank and click on the personal loan option on the menu of the homepage.
  • You will be directed to a page where, along with your phone number, you will have to fill in all your personal and professional details.
  • Wait a while after you click on ‘Apply now’ In a limited time, you can obtain mail threads from various banks and NBFCs who are able to lend ou a personal loan
  • Our advisors will call you to help you pick the right option for you.
  • In case of any queries, call us at 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Auraiya

The interest rates in Personal Loan depend on the profile and salary of an individual in the business.

The base rate starts at 9.99 percent. The added costs apply to any circumstances are applicable. Interest rate according to credit level. Interest rates and bank charges can be influenced by the following factors:

  1. Credit / CIBIL Rating: A high CIBIL rating can be an asset in reducing interest rates and other costs.
  2. Average Ranking for Loans: 640-750.
  3. Company Profile: Well-recognized businesses and government department employees will profit from the volatility in several of the charges.
  4. Bank Customer Relationships: Having a customer before the bank’s relationship would be an asset in reducing prices and charges.
To know about the interest rate click on personal loan interest rate

Personal Loan Auraiya EMI Calculator

CIBIL Score required for Personal Loan Auraiya

In Auraiya, each lending institution has its requirements for the minimum CIBIL score needed to process a Personal Loan application. Most institutions must have a minimum score of 700 to process your loan application.

personal loan at 10.75%*

Personal Loan Auraiya Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Auraiya.

Pre Calculated EMI Table for Personal Loan Auraiya

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Auraiya

Like most other Indian cities, Auraiya is full of temples of all kinds and sizes which attract many locals and tourists. With the Yamuna tributaries flowing through the city and creating many lakes and jhils, the location of Auraiya on the Gangetic Plains also enchants with scenic beauty.

Auraiya is a town and council in the district of Auraiya in the state of Uttar Pradesh, India. NH 19 passes through the town center. The closest Train Station is Phaphund Railway Station.

Two tehsils named Auraiya and Bidhuna were split from Etawah district on 17 September 1997 to create the new district called Auraiya. Ajitmal is the latest district tehsil in Auraiya. It is located at the 19th National Highway.

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