Personal Loan Babina

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Babina

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Babina Features

You might have come across many situations in your life when you feel you are not worthy enough to fulfill your family’s dreams. We have the medicine for your problem!

A personal loan Barabanki is the counteractant of all your financial problems circumscribing your serenity. This loan commands the least documentation and will be sanctioned within 48 hours for certified verification.

It is an unsecured type loan with the affordability of interest rates as per your agreeableness. The essential qualifications for applying to this loan is a stable source of livelihood and a satisfactory credit score.

Click here to get an Instant Personal Loan.

Personal Loan Babina Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Babina

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Babina

Click here to know more about personal loan eligibility

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
  3. The applicants must have an excellent credit history.
  4. The job location of the applicant should be mentioned.
  5.  A borrower should have a minimum income of INR 25,000 per month

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Why Apply for Personal Loan Babina?

  1. There is no need to deposit any mortgage and collateral security to the bank.
  2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
  3. The amount of personal loan depends upon the repayment of individual income and capacity.
  4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Babina?

  1. Visit dialabank
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Babina

Every financial institution such as banks or NBFCs charges an application fee for a personal loan. The scope of fees varies between 1.5% – 2.5% of the sanctioned loan sum.

If you are anticipating your loan amount ere the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in a maximum of the times. The prepayment penalty costs depend on the number of years for which loan has been used.

To know about the interest rate click on personal loan interest rate

Personal Loan Babina EMI Calculator

EMI (Equated Monthly Installments) are the stubborn costs that you are accountable to pay periodically to the bank as indemnity of the loan amount. The EMI is fixed but the interest rate is not. It will be determined based on your profile status. And subsequently, your EMI will be calculated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Babina

Lending institutions such as Banks and NBFCs have their own norms for CIBIL score. Mostly lending organizations fancy a CIBIL score of 750 to permit your personal loan application process.

Institutions just resemble your response in your previous loans whether you have reciprocated your loans on time or not. Any withheld installments of history can affect your future.

personal loan at 10.75%*

Personal Loan Babina Agents

Dialabank is the principal-agent for availing Personal Loan in Babina. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank supports you in finding the ideal financial institute out of numerous Banks and NBFCs by furnishing you with a full market comparison of various banks so that you can make an excellent choice. Visit our website www.dialabank.com and fill a simple form with all obligatory details. Our customer relationship handlers will straightaway get in touch with you and will administer you exceptional service.

Personal Loan Babina Contact Number

Call 9878981166 and get immediate help and endorsement for Personal Loan in Babina.

Pre Calculated EMI Table for Personal Loan Babina

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Babina

Personal Loan Babina

Babina is a town in the Jhansi district in Uttar Pradesh, India. It has a population of around 40,000 people.

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