Personal Loan Bagalkot

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Rates as low as 10.99%*
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All about Personal Loan Bagalkot

Personal Loan Bagalkot

If you are finding any unsecured loan to meet your current financial needs, then Personal Loan in the answer for you. A mortgage that creates consumer credit that is granted for personal use; usually unsecured and based on the borrower’s ability to pay.
It is an unsecured loan which helps you meet your current financial needs. Usually, there is no need to provide any Collateral security while availing a Personal Loan, and your lender provides you with the Liability to use the funds as per your requirement.

Why should one go for Personal Loan Bagalkot?

  1. The amount of loan depends upon the income and repays ability of the person.
  2. The amount can be used as per your financial requirements.
  3. There is need to pledge any property or asset as Collateral to the lender.
  4. No cosigner needed.

Personal Loan Bagalkot  Eligibility

There are some eligibility criteria based on applicant ability to pay. There are two categories of applicants:
  • Salaried
  • Self-employed
Further, There are different eligibility criteria for both applicants.
Click here to know more about– EMI Calculator

Salaried Applicant:

  1. The applicant should be 21-60 .
  2. If the applicant inhabited in a metropolitan city, then he must have a minimum income of Rs 18,000. And if the he is from a non-metropolitan city, then he must have a minimum salary of Rs 12,000.
  3. The borrower must have the work experience of atleast three years, and the pay should come in their account only.
  4. The applicant should have a good credit history.
  5. The documentation process is easy; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

Click here to know more about- Salaried Applicant

Self-employed Applicant:

  1. If a person is self-employed than the age of the applicant should be 25 years.
  2. The borrower should file ITR for the last three years.
  3. The credit score of the borrower must be good, and no debt should be left due.
  4. The ITR which the applicant files must be of Rs 2.5 lakhs per annum at least.
  5. And the applicant is having a business than his business should be running from the last three years.

Click here to know more – Self-employed Applicant

Personal Loan Bagalkot Documents

  1. Identity proof: (Passport/Id card/voter card/driving license/Aadhar Card) any one of them and should not be expierd. Everyone have these documents, so there is no problem with the submission.
  2. Residence proof : (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the borrower is living in a rented apartment, then they have to submit their rental agreement, electricity bill which has to be in the name of the borrower and the address of the owner.
  3. The borrower have to submit their PAN card, which is an essential document under the KYC formality.
  4. If the borrower is a salaried applicant, then he have to submit his salary slip of  last three months and his bank statements of  last six months.
  5. And if the borrower is self-employed applicant, then he have to submit the ITR of last three years and registration of his business should be done.
  6. Two passport size colored photos. (Applicant should not be wearing glasses)
  7. Personal Loan Bagalkot Interest Rates
  8. Personal Loan interest rates may vary from person to person as it depends upon the salary and CIBIL score of the applicant. The interest rate of personal Loan starts from 10.75% per year.

Personal Loan Bagalkot Tenure

The tenure of the personal Loan is from 1 year to 5 years.

Why your decision of choosing Dialabank is the right decision?

  1. No extra charges are applicable.
  2. Ready to help 24/7.
  3. Quick pick-up of documents.
  4. Approval in no time.
  5. Assistance from experts.
  6. Personal Loan Addanki Tenure
  7. The tenure of the Personal Loan is from 1 year to 5 years.

How to Apply for Personal Loan Bagalkot?

  1. Visit www.dialabank.com..
  2. Go to the loan section and select a personal loan link.
  3. The applicant will be directed to all details of the personal Loan where they can select their preferred city.
  4. For more information and free guidance, they may call on 9878981166.

About Bagalkot

Bagalkot, or Bagalakote, is a city in the state of Karnataka, India, which is also the headquarters of Bagalkote district. It is an easy and time-saving process to take Personal Loan in Bagalkot only when you apply through Dialabank visit www.dialabank.com. or call on 9878981166.

Personal Loan Interest Rates: Updated

BankInterest Rates

HDFC Bank

10.99% to 18%

ICICI Bank

13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

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