Personal Loan Bahraich

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Bahraich

      Best Banks for Personal Loan Bahraich

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Bahraich Features

      Personal Loan BahraichPersonal Loan Bahraich will solve any financial issues of your life and gives you the freedom to work stress-free.

      Some of the benefits of Personal Loan Bahraich are:

      1. Minimum documentation is required.
      2. The fast loan transfer process

      Personal Loan Bahraich Interest Rates and Charges

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Bahraich Documents Required

      Documents required to avail a personal loan vary for salaried customers and self-employed ones. Following are the important documents for both kinds of customers:

      Salaried Customers:

      1. PAN Card is required to be submitted by the applicant.
      2. Residence Proof is required to be submitted by the applicant.
      3. Photographs – 2 is required to be submitted by the applicant.
      4. Bank slips for the last six months are required to be submitted by the applicant.
      5. In the case of rented apartments, rent agreement is required to be submitted by the applicant.

      Self-Employed Customers:

      1.  (Balance Sheet, P&L Statement as well as ITR files) is required to be submitted by the applicant.
      2. PAN Card is required to be submitted by the applicant.
      3. Aadhar Card is required to be submitted by the applicant.
      4. Residence Proof is required to be submitted by the applicant.
      5. Two passport-sized photographs are required to be submitted by the applicant.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Bahraich Eligibility Criteria

      Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
      2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
      3. The applicants must have an excellent credit history.
      4. The job location of the applicant should be mentioned.
      5.  A borrower should have minimum income in metropolitan city RS 18,000 and in non -metro city RS 12,000

      To know more about: Personal Loan for Salaried Applicant

      Self-Employed Applicants

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal Loan should file ITR for the last three years.
      3. If the applicants are the businessman, then the business should be running from the past three years.
      4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal Loan is the applicants have to submit his financial and his bank statement of the previous three months.

      To know more about: Personal Loan for Self-employed Applicant

      Why Apply for Personal Loan Bahraich?

      1. The Loan amount depends upon the income and repayment capability of the applicant.
      2. No cosigner needed for Personal Loan Bahraich.
      3. Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan Bahraich?

      To apply for an Instant Personal Loan Bahraich, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:

      • Click here and fill the form.
      • Relationship Manager Will Call applicant in Next 2 Working Hours.
      • Compare personal loan offers from several banks and NBFCs on the DialaBank website.
      • Check the eligibility and View the best offers available.
      • Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
      • After your documents are verified, the bank’s executive will give the applicant a verification call.
      • The amount will get disbursed to the applicant’s account within 3-5 working days if the Loan gets approved.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Bahraich

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

      Personal Loan Bahraich EMI Calculator

      The Personal Loan EMI Calculator can be used to know your EMI value on your loan amount. Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, income, loan amount, and tenure, the interest rate on your Loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank which is required to be paid every month.

      CIBIL Score required for Personal Loan Bahraich

      Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Bahraich.

      1. Most institutions require a minimum score of 700 to process your loan application.
      2. This includes details on the type of Loan taken and the amount borrowed.
      3. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Bahraich Agent and Contact Number

      Dialabank helps you in comparing various banks and NBFCs so that you can avail of the best offers available according to your need. DialaBank is your best agent available for a Personal Loan Bahraich. Our relationship manager will ensure you get the best Loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your agent is:

      1. We do not charge you for our services and its free.
      2. The Loan gets disbursed within 24 hours of applying with us.
      3. Our relationship manager guides and assists you through the entire process.

      Call 9878981166 and get instant help and approval for Instant Personal Loan Bahraich.

      Pre Calculated EMI Table for Personal Loan Bahraich

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Bahraich

      Bahraich is the former capital and the second-largest city in the Indian state of Uttar Pradesh. Bahraich experiences a tropical wet and dry climate. Bahraich has many temples and religious places. Many festivals are celebrated in Bahraich.

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