Personal Loan Bahraich

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan Bahraich

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Bahraich Features

Personal Loan BahraichPersonal Loan Bahraich will solve any financial issues of your life and gives you the freedom to work stress-free.

Some of the benefits of Personal Loan Bahraich are:

  1. Minimum documentation is required.
  2. The fast loan transfer process

Personal Loan Bahraich Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Bahraich Documents Required

Documents required to avail a personal loan vary for salaried customers and self-employed ones. Following are the important documents for both kinds of customers:

Salaried Customers:

  1. PAN Card is required to be submitted by the applicant.
  2. Residence Proof is required to be submitted by the applicant.
  3. Photographs – 2 is required to be submitted by the applicant.
  4. Bank slips for the last six months are required to be submitted by the applicant.
  5. In the case of rented apartments, rent agreement is required to be submitted by the applicant.

Self-Employed Customers:

  1.  (Balance Sheet, P&L Statement as well as ITR files) is required to be submitted by the applicant.
  2. PAN Card is required to be submitted by the applicant.
  3. Aadhar Card is required to be submitted by the applicant.
  4. Residence Proof is required to be submitted by the applicant.
  5. Two passport-sized photographs are required to be submitted by the applicant.

personal loan at 10.75%*

Personal Loan Bahraich Eligibility Criteria

Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
  3. The applicants must have an excellent credit history.
  4. The job location of the applicant should be mentioned.
  5.  A borrower should have minimum income in metropolitan city RS 18,000 and in non -metro city RS 12,000

To know more about: Personal Loan for Salaried Applicant

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal Loan should file ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal Loan is the applicants have to submit his financial and his bank statement of the previous three months.

To know more about: Personal Loan for Self-employed Applicant

Why Apply for Personal Loan Bahraich?

  1. The Loan amount depends upon the income and repayment capability of the applicant.
  2. No cosigner needed for Personal Loan Bahraich.
  3. Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Bahraich?

To apply for an Instant Personal Loan Bahraich, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:

  • Click here and fill the form.
  • Relationship Manager Will Call applicant in Next 2 Working Hours.
  • Compare personal loan offers from several banks and NBFCs on the DialaBank website.
  • Check the eligibility and View the best offers available.
  • Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
  • After your documents are verified, the bank’s executive will give the applicant a verification call.
  • The amount will get disbursed to the applicant’s account within 3-5 working days if the Loan gets approved.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Bahraich

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

Personal Loan Bahraich EMI Calculator

The Personal Loan EMI Calculator can be used to know your EMI value on your loan amount. Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, income, loan amount, and tenure, the interest rate on your Loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank which is required to be paid every month.

CIBIL Score required for Personal Loan Bahraich

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Bahraich.

  1. Most institutions require a minimum score of 700 to process your loan application.
  2. This includes details on the type of Loan taken and the amount borrowed.
  3. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Bahraich Agent and Contact Number

Dialabank helps you in comparing various banks and NBFCs so that you can avail of the best offers available according to your need. DialaBank is your best agent available for a Personal Loan Bahraich. Our relationship manager will ensure you get the best Loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your agent is:

  1. We do not charge you for our services and its free.
  2. The Loan gets disbursed within 24 hours of applying with us.
  3. Our relationship manager guides and assists you through the entire process.

Call 9878981166 and get instant help and approval for Instant Personal Loan Bahraich.

Pre Calculated EMI Table for Personal Loan Bahraich

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bahraich

Bahraich is the former capital and the second-largest city in the Indian state of Uttar Pradesh. Bahraich experiences a tropical wet and dry climate. Bahraich has many temples and religious places. Many festivals are celebrated in Bahraich.

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