About Personal Loan Baikunthpur
What’s to come is questionable, and once in life we need more assets to satisfy our money related requirements, and in that circumstance, Personal Loan is the response for you. On the off chance that you are looking for such necessities, at that point, a personal loan is a response for you! Consider it? Do it with Dialabank!
Why should one go for Personal Loan Baikunthpur?
- The measure of Personal Loan Baikunthpur relies on the salary and reimburses the capacity of the individual.
- The sum can be utilized according to your monetary necessities.
- There is no compelling reason to promise any property or resource as insurance to the moneylender.
- No cosigner required.
Personal Loan Baikunthpur Eligibility Criteria
There are some qualification rules dependent on candidates’ capacity to pay. There are two classes of candidates:
- Salaried
- Self-employed
Further, there are diverse qualification rules for the two candidates.
Click here to know more about– EMI Calculator.
Salaried Applicant:
-
Age criteria = minimum of 21 years and maximum of 60 years
-
Job experience = 3 years (salary in their account should be received)
-
There must be an excellent credit background for the applicants.
-
It should state the work position of the applicant.
-
Rs. 18,000 (metropolitan city) and Rs. 12,000 (non-metropolitan city) = minimum income
Click here to know more- Salaried Applicant.
Self-employed Applicant:
-
Mandatory age = 25 years (minimum)
-
The applicants should file ITR for the last three years.
-
If the applicants run a business, it should run for the past three years.
-
The credit score should be right (no debit or dues should be left)
-
Income per annum = Rs 2.5 lakh (minimum)
Click here to know more – Self-employed Applicant.
Personal Loan Baikunthpur Documents
- Identity proof: (Passport/Id card/voter card/driving permit/Aadhar Card) any of them and ought not to be terminated. Everybody has these archives, so there is no issue with the submission.
- Residence proof : (Passport/Id card/voter card/driving permit/Ration Card/Aadhar Card). And if the borrower is living in a leased condo, at that point, they need to present their tenant contract, electricity bill which must be for the sake of the borrower, and the address of the owner.
- The borrower needs to present their PAN card, which is a fundamental report under the KYC custom.
- If the borrower is a salaried candidate, at that point, he needs to present his salary slip of the most recent three months and his bank statements throughout the previous half-year.
- Furthermore, on the off chance that the borrower is a self-employed candidate, at that point, he needs to present the ITR of the most recent three years and enrollment of his business ought to be done.
- Two passport size coloured photos. (Applicant should not be wearing glasses)
Personal Loan Baikunthpur Interest Rates
The Personal Loan Baikunthpur interest rate is 9.99% per year.
| Bank | Processing Fee |
Prepayment Charges
|
| HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
| Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
| Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
| SBI Personal Loan | 500/- to 0.50% | Nil |
| Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
| IIFL Personal Loan | Nil | Nil |
| Muthoot Personal Loan | Nil | Nil |
| Manappauram Personal Loan | Nil | Nil |
| PNB Personal Loan | 0.70% to 1% | Nil |
| Canara Bank Personal Loan | 0.01 | Nil |
| Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Personal Loan Baikunthpur tenure
The tenure of the individual advance is from 1 year to 5 years. You can pick your own tenure.
More About: Interest Rates on Personal Loan
Personal Loan Baikunthpur Apply Online
- Visit Dialabank
- Go to the loan section and select a personal loan link.
- The candidate will be coordinated to all subtleties of the individual Loan where they can choose their favoured city.
- For more data and free direction, they may approach 9878981166.
Personal Loan Baikunthpur EMI Calculator
Click here for personal loan EMI calculator
About Baikunthpur
Baikunthpur is a town and an advised zone board of trustees in Koriya District in the territory of Chhattisgarh, India. It is the authoritative central command of the Koriya region. It is a simple and efficient cycle to take Personal Loan in Baikunthpur just when you apply through Dialabank. Visit Dialabank or approach 9878981166.
