Personal Loan Balachaur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Balachaur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Balachaur Features

personal loan balachaurFinancial dilemmas in your amusing life? Need financial help? We are here with medications for your problems!

A personal loan will get you rid of all your financial problems. This loan requires very little paperwork. It will be validated within 48 hours after victorious authentications

It is an unsecured loan with reasonable interest rates. For obtaining this loan, you should be having a favorable credit score as well as your income should be sufficient.

There are no restrictions on this loan. You can use the confirmed sum for any purpose that you are ready to.

Click here to get an Instant Personal Loan.

Personal Loan Balachaur Interest Rates 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Balachaur

Salaried Customers:

  1. Tender your identification proof. It can be either of Aadhar card or driving permit.
  2. Submit the wage slips for the past three months.
  3. Relinquish the Bank statements for the last 6 months
  4. Submit a photocopy of your PAN Card.
  5. Submit your habitation proof (Owned/Rented/Company provided)
  6. Submit your two recent passport-sized photographs.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

  1. All financial statements such as Balance sheet, P&L statement, ITR files, etc of your business have to be submitted.
  2. You should also submit a copy of your PAN Card.
  3. Aadhar Card is required for identity proof.
  4. Residence Proof (owned/rented) is also compulsory to be yielded.
  5. You have to submit two of your recent passport-sized photographs.

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Balachaur 

Salaried Applicants

  1. The minimum age requirements of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
  2. The applicant should have a minimum of 3 years of experience and you should be receiving a salary in your own account.
  3. The credit history of the applicant should be outstanding.
  4. You need to specify your job location.
  5. You should be earning a minimum of Rs. 25000 per month.

Self-Employed Applicants

  1. The minimum age requirement of an individual should be 25 years in order to apply for a loan.
  2. You should file your ITR for the last 3 years if you applying for a personal loan.
  3. If you are operating a business, then your business should be working actively for the past 3 years.
  4. Your credit score should be worthy enough to give you credit.
  5. Your earning should be a minimum of an annual income of Rs.2.5 lakhs.
  6. The applicant is required to attach his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Balachaur?

  1. No need to mortgage your property or any collateral security.
  2. A personal loan is a multifunction loan. You can use this amount wherever you want.
  3. The amount to be sanctioned will depend on your credit score.
  4. In Personal Loan, you need not assign anybody as a nominee or guarantee.

How to apply for Personal Loan Balachaur?

  1. Visit our website Dialabank.
  2. There is a loan section, go there and click on the personal loan.
  3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
  4. For more information and free assistance, you can get in touch with us by calling on 9878981166

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Balachaur

Lending institutions such as banks or NBFCs charge an application fee for applying for a personal loan. The value of the fee is 1% of the sanctioned loan amount.

If you are obviating your loan amount before the completion of your tenure, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which the loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan interest rate

Personal Loan Balachaur EMI Calculator

EMI (Equated Monthly Installments) are the fixed installments that you have to pay per month to the bank as a procedure of repayment of the loan amount. The interest rate is determined after looking into your profile. Your EMI will be calculated after considering the interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Balachaur

Every financial institution that is providing lending services has its own norms for the minimum CIBIL score required for finalizing personal loan applications. Mostly, Banks prefer a CIBIL score of 750 to proceed further in your personal loan application process.

Through the CIBIL score, Banks and NBFCs want to ascertain how you responded to previous loans. Have you paid your EMIs on time or not. If not then you will have difficulties in getting a personal loan.

personal loan at 10.75%*

Personal Loan Balachaur Agents

Dialabank is the prominent assistant for taking Personal Loan in Balachaur. You can apply online at Dialabank or give a call at 9878981166

Dialabank helps you in finding the perfect Bank or NBFCs by showing you comparative analysis between banks. Visit our website www.dialabank.com and fill a simple form with all necessary details such as personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Balachaur Contact Number

Call 9878981166 and to get immediate help and advocacy for Personal Loan in Balachaur.

Pre Calculated EMI Table for Personal Loan Balachaur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Click here for Personal Loan EMI Calculator

About Balachaur

It is a town in Shaheed Bhagat Singh Nagar district of Punjab. Barely 20,000 people live in this town. Almost everyone in Balachaur is engaged in agriculture.

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