Personal Loan Balotra

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Balotra

      Major Personal Loan Providers in Balotra

      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Overdraft Facility

      Personal Loan Balotra Features

      Personal Loan BalotraA personal loan can help you to get some money for your finances’ needs. This loan is unsecured with minimal documentation and less paperwork. This loan can get approved within just 2 days after all the verification process.

      A personal loan is an unsecured loan that provides financial aid to the customers at affordable interest rates, which can be paid easily.

      Any of your requirements can be fulfilled by personal loan Balotra at very low and affordable interest rates.

      Personal Loan Balotra Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Balotra

      Salaried Customers:

      1. PAN Card of the person applying.
      2. Residence Proof required (Owned/Rented/Company provided) for loans.
      3. Passport-sized photographs – 2 of the person for applying.
      4. Identity proof required for the personal loan Balotra (Aadhar card/driving license/Voter Id)
      5. Salary slips of the last three months of the applicant are also required.
      6. Bank statements for the last 6 months of the person applying for a loan.

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. Aadhar Card is required to avail of the loan.
      2. Residence Proof( Current and Permanent) is needed for applying.
      3. Two passport-sized photographs of the person applying for a loan.
      4. All financials are required of the customer(Balance Sheet, P&L Statement as well as ITR files) to apply.
      5. PAN Card is mandatory for applying.


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Balotra

      Salaried Applicants

      1. The job location of the applicant should also be mentioned.
      2.  A borrower should also have a minimum income of INR 25,000 per month
      3. The minimum age of the individual should be 21 years and a maximum of 60 years.
      4. Work experience of the three years and the salary should also be received in their accounts only.
      5. Applicants must have an excellent credit history.
      6. You can check personal loan eligibility by clicking on this link.

      Click here to know more about: personal loan for Salaried Applicant

      Self-Employed Applicants

      1. The credit score of the individual applicants should be good and there should not be any debt or dues left of the individual.
      2. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      3. The whole documentation process of the personal loan is that the applicants have to submit their financial and bank statements of the previous three months.
      4. The minimum age for an independent person should be 25 years.
      5. The applicants applying for the personal loan should need to have a file of ITR for the last three years.
      6. If the applicants are the businessman, then the business should be running from the past three years constantly.

      Click here to know more about: personal loan for self-employed Applicant

      Why Apply for Personal Loan Balotra?

      1. The amount of personal loan given also depends upon the repayment of individual income and capacity.
      2. A Personal Loan does not require any guarantor or nominee to avail it.
      3. No need to deposit any mortgage and collateral security to the bank is a very good advantage.
      4. A personal loan is a multi-purpose offer loan and it can be used for all the problems related to finance.

      How to apply for Personal Loan Balotra?

      1. Visit our website
      2. Go to the loan section on the page and click on the personal loan link.
      3. The applicant will be directed to all the details of the personal loan where they can choose their preferred city, according to their needs.
      4. For more information on personal loans and free guidance, you may call on 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Balotra

      Every Bank and NBFC charges a fee for processing your Loan application. These charges are 1% of the loan amount.

      If you close your loan before the agreed loan tenure in the documents, every lending institution charges you a penal prepayment fee for the loan period agreed earlier. In most cases, you cannot close your loan before 12 months from the date of availing the loan. Post that the charges also vary depending on how many years the loan has done. These charges can vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Balotra EMI Calculator

      You can use personal loan EMI calculator to calculate your EMIs. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the personal loan.

      CIBIL Score required for Personal Loan Balotra

      Every lending institution has its criteria for the minimum CIBIL score required for processing Personal Loan application in Balotra. Most institutions require a minimum score of CIBIL of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.


      Interest Rate 9.99%


      Personal Loan Balotra Agents

      Dialabank is the best agent for availing Personal Loan in Balotra.

      You can easily apply online at or give a call at 9878981166.

      Dialabank helps you find the best option of Banks and NBFCs by providing you with a detailed market comparison of different kinds of banks so that you can make the right choice. Visit our website and fill a very simple form with your personal and employment details. Our customer relationship managers will get in touch with you very soon.

      Personal Loan Balotra Contact Number

      Call 9878981166 and get instant help and approval for availing Personal Loan Balotra.

      Pre-Calculated EMI Table for Personal Loan Balotra

      5 Yrs
      4 Yrs
      3 Yrs

      About Balotra

      Balotra is a city in the Barmer District of Rajasthan state in India. It is about 91 km from Jodhpur. The town is known for its hand block printing and textile industry and for an annual desert and tribal fair at Tilwara. The town is well connected with Jodhpur by rail and buses at frequent intervals.

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