Personal Loan Balurghat

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Balurghat

      Best Banks for Personal Loan Balurghat

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Balurghat Features

      Personal Loan BalurghatPersonal Loan is the loaning scheme in which you as a borrower is not required to deposit any collateral to the bank. As the name suggests, you can use the principal amount of personal loan in any way you like. Bank will never ask you to specify the reason for taking the credit. Moreover, as you don’t provide collateral, this loan comes in the unsecured way of delivering the required funds to the borrower. In addition to this, these loans come with low-interest rates making it possible for the middle-class people to pay it back quickly.

      Personal Loan Balurghat Interest Rates

      Check the latest interest rates at dialabank for personsl loan

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Balurghat

      Salaried Customers:

      1. For Residential Proof you can provide the following documents:- Aadhaar Card / PAN Card/ Voter ID Card/ Passport/ Driving License/Ration card/ rental agreement or your utility bills in case you paying rent.
      2. Also, you need to show proof of Identity:- Aadhaar Card / PAN Card/ Voter ID Card/ Passport/ Driving License.
      3. Salaried applicant’s Income proof for the:- 6 months bank statement and salary slip of the past six months.
      4. Recent passport size photograph (colored)

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. Proof of income for the self-employed applicant:- 1-year ITR returns the paper and audited financial documents.
      2. 2 Passport-sized photographs (colored)
      3. For Residential Proof you can provide the following documents:- Aadhaar Card / PAN Card/ Voter ID Card/ Passport/ Driving License/Ration card/ rental agreement or your utility bills in case you paying rent.
      4. Also, you need to show proof of Identity:- Aadhaar Card / PAN Card/ Voter ID Card/ Passport/ Driving License

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Balurghat

      The eligibility criteria for personal loan for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. Firstly, you need to be working with the current employment company for at least 3 months
      2. Also, you need to have a minimum of 2 years of working experience.
      3. Importantly, the applicant’s CIBIL needs to be more than 700.
      4. As a salaried applicant your age should be in between 21 to 61 years.

      Self-Employed Applicants

      1. Firstly, the age criteria are different; the applicant’s age needs to be in between 25 to 65 years.
      2. Moreover, your business needs to be running for about three years at least.
      3. The applicant must file the ITR of 2.5 Lac of the past three years.
      4. Likewise, banks require that business should yield a minimum of 18 Lacs of turnover annually.
      5. You need to have a bank account, and the CIBIL score needs to be more than 700

      Click here to know more about eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Balurghat?

      1. Personal Loan Balurghat comes with low interest rates.
      2. The documentation process is fast, and it takes only about 30 minutes to approve.
      3. Furthermore, the disbursal is done in less than 48 hours.
      4. Banks do not require any mortgage and collateral security as it is an unsecured loan
      5. Likewise, the whole process is fast and hassle-free.
      6. Similarly, this loaning scheme comes with flexible repayment options

      How to apply for Personal Loan Balurghat?

      1. Go to  www.dialabank.com.
      2. Visit the personal loan page in the loan section
      3. Fill in all the necessary details and provide all the documents
      4. Our relationship managers will then guide you accordingly
      5. For more information and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Balurghat

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

      Personal Loan Balurghat EMI Calculator

      Equated Monthly Installments also know as EMI are calculated on the basis of the Interest Rate, the amount of loan you have to take, and the period for which you enjoy the loan. EMI is basically a mode of repayment to the bank, month to month, for the loan amount borrowed by the bank.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Balurghat

      Different banks have their own criteria for the minimum CIBIL score required for processing a Personal Loan application in Balurghat. Most banks have the criteria of a minimum score of 750 for further processing of your loan application.

      The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Balurghat Agents

      Dialabank is the leading agent for availing Personal Loan in Balurghat. You can apply online at Dialabank or give a call at 9878981166

      Personal Loan Balurghat Contact Number

      Call 9878981166 and get Instant Personal Loan in Balurghat.

      Pre Calculated EMI Table for Personal Loan Balurghat

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Balurghat

      The city resides in the state of West Bengal. It is also famous for its unique culture and nature which can only be witnessed in the Balurghat district. Indo-Bangladesh border can also be found here.

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