Personal Loan Banswara

Best Banks for Personal Loan Banswara

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Banswara Features

Personal Loan BanswaraWant to apply for a personal loan but are confused about certain aspects of it? Do you feel that there is no one to guide you? Well then your problem is solved as Dialabank is here to help. Our relationship managers will guide you through the process until you get the loan. They will look after you and will help you in knowing every detail you wish to know. Just apply through us and comfortably sit at the back of the car, your driver will safely drop you at your destination.

Personal Loan Delhi is an unsecured loan that provides financial aid to customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan in Banswara Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Banswara Documents Required 

Salaried Customers:

  1. Identity proof: Passport/Id card/voter card/driving license/Aadhar Card
  2. 2 recent passport size photographs (coloured)
  3. Residence proof: Passport/Id card/voter card/driving license/Ration Card/Aadhar Card.  And if the applicant is living in a rented apartment, then he/she has to submit, electricity bill in his name and the address of the owner and his rental agreement.
  4.  Under, KYC formality: The applicant has to provide his PAN card.
  5. Salaried applicant: The applicant has to submit his bank statements for the last six months and the salary slip of the previous three months.

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

  1. Identity proofPassport/Id card/voter card/driving license/Aadhar Card
  2. Residence proof: The documents needed as proof of residence are: Passport/Id card/voter card/driving license/Ration Card/Aadhar Card.  And if the applicant is living in a rented apartment, then he/she has to submit, electricity bill on his name and the address of the owner and his rental agreement.
  3.  Under, KYC formality: The applicant has to provide his PAN card.
  4. The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
  5. Two passport-sized photographs

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Personal Loan in Banswara Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. An applicant applying for the Personal Loan must have a good credit history.
  2. The minimum age of an applicant should be 21 years and a maximum of up to 60 years.
  3. The applicant must have three years of work experience, and the salary should be received in their account only.
  4. An applicant has to submit his bank statement for the last three months and salary slip for the last 6 months.
  5. The job location of the applicant should be mentioned.

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the past three years.
  4. A good CIBIL score without any history of bad credit is a must
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click and know more about eligibility here: Personal Loan Eligibility

Why Apply for Personal Loan Banswara?

  1. No collateral or security deposit is required
  2. We do not charge any extra fees from our customers.
  3. We are always ready to help our applicants and are available 24/7.
  4. The approval process is time-saving if you apply through dialabank.
  5. The Loan gets disbursed within 24 hours.
  6. Our experts will assist you, and our relationship managers will provide guidance.

How to apply for Personal Loan Banswara?

  1. Visit www.dialabank.com.
  2. Click on Personal Loan in the loan section
  3. The applicant will be directed to all details of the personal loan where they need to fill in all the necessary details
  4. For more information and free guidance, you may call on 9878981166.

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Processing Fee / Prepayment Charges on Personal Loan Banswara 

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

Personal Loan Banswara EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Banswara

CIBIL score is an important criterion for the loan approval process. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

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Personal Loan Banswara Agents

Dialabank is the leading agent for availing Instant Personal Loan in Banswara. You can apply online at dialabank or give a call at 9878981166

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the choice appropriate for you.

Personal Loan Banswara Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Banswara.

Pre Calculated EMI Table for Personal Loan Banswara

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Banswara

Banswara is a city in the state of Rajasthan famous for its numerous ancient temples situated all across the city. A number of canals are also present in the city of Banswara

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