Personal Loan Banswara

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Banswara

      Best Banks for Personal Loan Banswara

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Banswara Features

      Personal Loan BanswaraWant to apply for a personal loan but are confused about certain aspects of it? Do you feel that there is no one to guide you? Well then your problem is solved as Dialabank is here to help. Our relationship managers will guide you through the process until you get the loan. They will look after you and will help you in knowing every detail you wish to know. Just apply through us and comfortably sit at the back of the car, your driver will safely drop you at your destination.

      Personal Loan Delhi is an unsecured loan that provides financial aid to customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

      Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

      Personal Loan in Banswara Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Banswara Documents Required 

      Salaried Customers:

      1. Identity proof: Passport/Id card/voter card/driving license/Aadhar Card
      2. 2 recent passport size photographs (coloured)
      3. Residence proof: Passport/Id card/voter card/driving license/Ration Card/Aadhar Card.  And if the applicant is living in a rented apartment, then he/she has to submit, electricity bill in his name and the address of the owner and his rental agreement.
      4.  Under, KYC formality: The applicant has to provide his PAN card.
      5. Salaried applicant: The applicant has to submit his bank statements for the last six months and the salary slip of the previous three months.

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. Identity proofPassport/Id card/voter card/driving license/Aadhar Card
      2. Residence proof: The documents needed as proof of residence are: Passport/Id card/voter card/driving license/Ration Card/Aadhar Card.  And if the applicant is living in a rented apartment, then he/she has to submit, electricity bill on his name and the address of the owner and his rental agreement.
      3.  Under, KYC formality: The applicant has to provide his PAN card.
      4. The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
      5. Two passport-sized photographs

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Banswara Eligibility Criteria

      The eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. An applicant applying for the Personal Loan must have a good credit history.
      2. The minimum age of an applicant should be 21 years and a maximum of up to 60 years.
      3. The applicant must have three years of work experience, and the salary should be received in their account only.
      4. An applicant has to submit his bank statement for the last three months and salary slip for the last 6 months.
      5. The job location of the applicant should be mentioned.

      Self-Employed Applicants

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan should file ITR for the last three years.
      3. If the applicants are the businessman, then the business should be running from the past three years.
      4. A good CIBIL score without any history of bad credit is a must
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Click and know more about eligibility here: Personal Loan Eligibility

      Why Apply for Personal Loan Banswara?

      1. No collateral or security deposit is required
      2. We do not charge any extra fees from our customers.
      3. We are always ready to help our applicants and are available 24/7.
      4. The approval process is time-saving if you apply through dialabank.
      5. The Loan gets disbursed within 24 hours.
      6. Our experts will assist you, and our relationship managers will provide guidance.

      How to apply for Personal Loan Banswara?

      1. Visit www.dialabank.com.
      2. Click on Personal Loan in the loan section
      3. The applicant will be directed to all details of the personal loan where they need to fill in all the necessary details
      4. For more information and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Banswara 

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

      Personal Loan Banswara EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Banswara

      CIBIL score is an important criterion for the loan approval process. Most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Banswara Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Banswara. You can apply online at dialabank or give a call at 9878981166

      Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the choice appropriate for you.

      Personal Loan Banswara Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Banswara.

      Pre Calculated EMI Table for Personal Loan Banswara

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Banswara

      Banswara is a city in the state of Rajasthan famous for its numerous ancient temples situated all across the city. A number of canals are also present in the city of Banswara

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