Personal Loan Bapatla

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Bapatla

      Best Banks for Personal Loan Bapatla

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Your Guide to Personal Loan Bapatla

      Personal Loan Bapatla

      A Personal Loan is unsecured loan borrowers are taking in to meet their varied financial needs. It is also sometimes called an ‘all-purpose loan’ because there is no limit to the end-use of the funds.

      A Dialabank Personal Loan lets you fulfil your diverse financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the specific need that you rise to at any point in your life. The fast clearance process means that you have an understanding of investing quickly. 

      Additionally, you can get the funds within 3 seconds with our instant online Personal Loan facilities. In Bapatla, you can easily get a personal loan interest rate ranging from 10.75% to 32%, but this depends on many factors.

      Features of Personal Loan Bapatla 

      Aside from being the most secure way to raise funds for your urgent needs, there are other perks of utilizing a Direct Loan, these include:

      • The funds are credited to your account within 48 hours after your application is accepted.
      • We owe you the versatility to choose the term of the loan. You may apply for a 12 to 60-month loan.
      • Our online tools allow you to keep track of the status of your application and get whatever support you want 24×7.
      • Minimum necessary papers.
      • The interest rate is set, and the loan term stays the same throughout.
      • You don’t need to have any protection or collateral.
      • The advantages shall extend to all clients after completion of electronic testing and final bid approval.
      • The Loan amount depends upon the income and repayment capability of the applicant.

      Personal Loan Bapatla Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Bapatla

      Check all the Personal Loan Documents Required – 

      Salaried Customers:

      1. Identity proof such as Aadhar card/driving license.
      2. last three-month salary slips.
      3. Bank statements for the last 6 months.
      4. PAN Card.
      5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
      6. 2 Passport-sized photographs of the applicant.

      Self-Employed Customers:

      1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
      2. PAN Card.
      3. Aadhar Card as identity proof.
      4. Residence Proof or rental agreement in case of a rented apartment.
      5. Two passport-sized photographs of the applicant.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Bapatla Eligibility Criteria

      The personal loan eligibility criteria are specific for both salaried and self-employed workers.

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. Individual minimum age requirements should be 21 years and no more than 60 years.
      2. The applicants must have three years of work experience. And they should only receive the salary in their accounts.
      3. Applicants must have an outstanding credit history.
      4. The applicant’s place of work should be mentioned.
      5. A borrower in a metropolitan city and a non-metro city RS 12,000 should have a minimum income of RS 18,000.

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants

      1. For an individual adult, a minimum age threshold would be 25 years.
      2. Applicants applying for personal loans will submit ITR for the last three years, 
      3. If the applicants are a businessman, so from the past three years the company will be running and have an eligible income source.
      4. The applicants’ credit score should be perfect. There will be no liability or duties remaining.
      5. The applicants’ annual income would have to be a minimum of Rs 2.5 lakh.
      6. Best Personal Loan Bapatla’s whole documentation process is that the borrowers will apply their accounting statements and their bank accounts over the preceding three months.

      Click here to know more – Self-employed Applicant

      Why Apply for Personal Loan Bapatla?

      • Personal Loan Bapatla is based upon the candidate’s income per annum and his credit score. No other requirement is there
      • There is no need to put a precious asset as security to the lender for Personal Loan Bapatla, as it is an unsecured loan
      • Personal loans offer higher loan amounts to help you deal with any financial emergency
      • Personal Loan Bapatla is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.
      • The Loan amount depends upon the income and repayment capability of the applicant.
      • Personal Loan Bapatla is a multifunctional deal that can be used for almost all financial issues.
      • No requirement for the lender to put some property or properties as insurance.
      • No cosigner required for Bapatla Personal Loan.

      How to apply for Personal Loan Bapatla?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
      • After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend you a personal loan
      • Our experts will give you a call and assist you in choosing the best deal for you.
      • In case of any queries, call us at 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Bapatla

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

      If you wish to foreclose your loan before the agreed tenure of the loan, you will be charged a penal prepayment fee by every lending institution. Unable to close your loan before 12 months in most cases. Post that the charges vary according to how many years the loan has been made. Those penalties range from 4 percent of the unpaid debt balance in the second year to 2 percent in the borrower’s fourth year.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Bapatla EMI Calculator

      CIBIL Score required for Personal Loan Bapatla

      Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Bapatla. Most institutions need a minimum score of 700 to process your application for a loan.

      The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Bapatla Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Bapatla.

      Pre Calculated EMI Table for Personal Loan Bapatla

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Bapatla

      Nestled along the picturesque coastline of Bengal Bay, Bapatla welcomes you with the stunning view of a sandy beach and the balmy sea breeze gently sweeping past you. The mystique and mystic atmosphere created by the age-old temples adorning the cityscape strengthens its appeal.

      Located in Andhra Pradesh’s Guntur district, Bapatla is a scenic, secluded seafront refuge. It is host to an Air Force Station and a range of colleges and is recognized as a leading centre of educational study. Bapatla promises to be a delight with the rustic charm of its quaint environs.

      The town is home to Bhavanarayana Swami Temple, one of the oldest Hindu shrines in the state. Built by the Chola rulers of the region during the 14th century, it is worth a visit for both its religious and archaeological value.9.99