Personal Loan Barabanki

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Barabanki

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Barabanki Features

You might have come across many situations in your life when you feel you are not worthy enough to fulfill your family’s dreams. We have the medicine for your problem!

A personal loan Barabanki is the counteractant of all your financial problems circumscribing your serenity. This loan commands the least documentation and will be sanctioned within 48 hours for certified verification.

It is an unsecured type loan with the affordability of interest rates as per your agreeableness. The essential qualifications for applying to this loan is a stable source of livelihood and a satisfactory credit score.

Click here to get an Instant Personal Loan

Personal loan barabanki

Personal Loan Barabanki Interest Rates 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Barabanki

Salaried Customers:

  1. You should submit your identity proof (Aadhar Card/Driving License)
  2. You should submit the salary slips for the past three months.
  3. Bank statements for the last 6 months have to be submitted.
  4.  A copy of PAN Card should be there
  5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
  6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

  1. All financial statements of your company are obligated to be fastened. (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card is a necessity.
  3. Aadhar Card (for identity proof)
  4. Residence Proof (owned/rented)
  5. You have to assign two recent passport-sized photographs.

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Barabanki 

Salaried Applicants

  1. The minimum age of a person should be 21 years and a peak of up to 60 years in order to appeal for a personal loan.
  2. It is obligatory for the claimant to have a minimum of 3 years of experience and you should be getting a salary in your own account.
  3. The applicant’s credit history should be reliable.
  4. Your job location should be designated.
  5. The aspirant should obtain a minimum income of INR 25,000 per month.

Self-Employed Applicants

  1. The person should be possessing the age of at least 25 years.
  2. You should file your ITR for the last 3 years while applying for a personal loan.
  3. If you are a businessman, then your business should be actively running for the preceding 3 years.
  4. Your credit score should be satisfying. Make sure that all your dues are clear.
  5. You should be receiving a minimum yearly income of Rs.2.5 lakhs.
  6. It is compulsory for the petitioner to present his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Barabanki

  1. You do not need to mortgage your assets or proffer any collateral agreement.
  2. A personal loan is a multipurpose loan without any usage restriction. You can use this amount anywhere you want to.
  3. The amount sanctioned of personal loans particularly depends on your credibility.
  4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Barabanki?

  1. Visit our website Dialabank.
  2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
  3. The candidate will be directed to all details of the personal loan where you can choose your preferred city.
  4. For further details and free assistance, you can get in contact with us by calling on  9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Barabanki

Every financial institution such as banks or NBFCs charges an application fee for a personal loan. The scope of fees varies between 1% of the sanctioned loan sum.

If you are anticipating your loan amount ere the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in a maximum of the times. The prepayment penalty costs depend on the number of years for which the loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan interest rate

Personal Loan Barabanki EMI Calculator

EMI (Equated Monthly Installments) are the inflexible costs that you are amenable to pay monthly to the bank as repayment of the loan amount. The EMI is fixed but the interest rate is not. It will be determined based on your profile status. And subsequently, your EMI will be calculated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Barabanki

Lending institutions such as Banks and NBFCs hold their own deceptions for CIBIL score Mostly. lending organizations fancy a CIBIL score of 750 to permit your personal loan application process.

Institutions just resemble your response in your previous loans whether you have repaid your loans on time or not. Any delayed payments of the past can affect your future.

personal loan at 10.75%*

Personal Loan Barabanki Agents

Dialabank is the superior agent for taking Personal Loan in Barabanki. You can apply online at Dialabank or give a call at 9878981166.

Dialabank supports you in finding the ideal financial institute out of numerous Banks and NBFCs by furnishing you with a full market comparison of various banks so that you can make an excellent alternative. Visit our website www.dialabank.com and fill a simple form with all mandatory details. Our consumer association managers will forthwith get in touch with you and will render you excellent service.

Personal Loan Barabanki Contact Number

Call 9878981166 and to financial help from us immediately and support for Personal Loan in Barabanki.

Pre Calculated EMI Table for Personal Loan Barabanki

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Click here for Personal Loan EMI Calculator

About Barabanki

It is a city in Uttar Pradesh. Around 1,50,000 people live in this city.

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