Personal Loan Baramati

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Baramati

      Major Personal Loan Providers in Baramati

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Baramati Features

      Financial problems obstructing your peace of mind? Need financial help? We have the remedy for your situation!

      A personal loan Baramati is the antidote to all your financial problems restricting your peace of mind. This loan requires minor documentation and will be approved within 48 hours for certified verification.

      It is an unsecured type loan with the affordability of interest rates as per your convenience. The prerequisite conditions regarding this loan is a dependable source of livelihood and a satisfactory credit score.

      Click here to get an Instant Personal Loan

      Personal Loan Baramati Interest Rates 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Baramati

      Salaried Customers:

      1. You should submit your identity proof (Aadhar Card/Driving License)
      2. You should submit the salary slips for the past three months.
      3. Bank statements for the last 6 months have to be submitted.
      4.  A copy of the PAN Card should be there
      5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
      6. Two recent passport-sized photographs have to be attached.

      *NOTE: If you live in a rented apartment, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card is a must.
      3. Aadhar Card (for identity proof)
      4. Residence Proof (owned/rented)
      5. You have to attach two recent passport-sized photographs.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Baramati

      Salaried Applicants

      1. The minimum age should be 21 years and a maximum of up to 60 years to apply for a personal loan.
      2. The applicant must have a minimum of 3 years of experience, and you should be holding a salary in your account.
      3. The applicant’s credit history should be good.
      4. Your job location should be specified.
      5. The applicant should earn a minimum income of INR 25,000 per month.

      Self-Employed Applicants

      1. The person should be having an age of at least 25 years.
      2. You should file your ITR for the last 3 years while applying for a personal loan.
      3. If you are a businessman, your business should have been actively working for the past 3 years.
      4. Your credit score should be good. Make sure that all your dues are clear.
      5. It would be best if you were getting a minimum annual income of Rs.2.5 lakhs.
      6. The applicant must tender his financial and bank statement for the past 3 months.

      Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

      Why Apply for Personal Loan Baramati?

      1. You do not need to mortgage your assets or submit any collateral security.
      2. A personal loan is a multipurpose loan. You can use this sum anywhere you want to.
      3. The amount of personal loans entirely depends on your creditworthiness.
      4. In a Personal Loan, you need not declare any nominee or guarantor.

      How to apply for Personal Loan Baramati?

      1. Visit our website Dialabank.
      2. You will see a Loan section on our website, go there, and click on the personal loan link to apply for it.
      3. The applicant will be directed to all personal loan details where you can choose your preferred city.
      4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Baramati

      Every financial institution, such as banks or NBFCs, charges an application fee for a personal loan. The range of fees varies between 1.5% – 2.5% of the allowable loan amount.

      If you are forestalling your loan amount before the due date, you have to pay the penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which the loan has been used.

      To gain more knowledge about the interest rate, click on the Personal Loan interest rate.

      Personal Loan Baramati EMI Calculator

      EMI (Equated Monthly Installments) are the rigorous charges you are responsible for paying monthly to the bank as repayment of the loan amount. The EMI is fixed, but the interest rate is not. It will be concluded based on your profile status. And subsequently, your EMI will be calculated based on the interest rate and the tenure of the loan.

      CIBIL Score required for Personal Loan Baramati

      Lending institutions such as Banks and NBFCs have their norms for CIBIL score Mostly. Lending institutions prefer a CIBIL score of 750 to permit your loan application process.

      Institutions look at your behaviour in your previous loans whether you have repaid your loans on time or not. Therefore, any delayed payments of the past can affect your future.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Baramati Agents

      Dialabank is the preeminent agent for taking a Personal Loan in Baramati. You can apply online at Dialabank or give a call at 9878981166.

      Dialabank assists you in finding the perfect financial institute out of many Banks and NBFCs by providing you with a comprehensive market comparison of different banks to make an ideal choice. Visit our website Dialabank and fill a simple form with all necessary details. Our customer relationship managers will soon get in touch with you and will provide you with excellent service.

      Personal Loan Baramati Contact Number

      Call 9878981166 and to financial help from us promptly and endorsement for Personal Loan in Baramati.

      Pre Calculated EMI Table for Personal Loan Baramati

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      Click here for Personal Loan EMI Calculator

      About Baramati

      Baramati is a city in the Pune district of Maharashtra. It is the home of former Union Minister Sharad Pawar. The city has a population of around 4,00,000 people.

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