Personal Loan Baran

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Baran

      Best Banks for Personal Loan in Baran

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan in Baran Features

      Personal Loan Baran

      There are some days when the person gets some financial problem and cannot meet their financial needs. A personal loan Baran is a loan that helps us to solve this kind of financial issue. It is a type of unsecured loan.

      A personal loan allows the buyer to use the money as per their choice. The borrower does not need to keep anything in the bank as collateral. The lender allows the borrower to use the fund as per their wish, making it a flexible loan.

      Personal Loan in Baran Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Baran Documents Required 

      Personal loan documents requirement differ for different customers in the following manner:

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license) of the applicant.
      2. PAN Card of the applicant.
      3. Residence Proof (Owned/Rented/Company provided) of the applicant.
      4. Salary slips of the last three months of the applicant.
      5. Bank statements for the last 6 months of the applicant.
      6. Passport-sized photographs – 2 of the applicant.

      Self-Employed Customers:

      1. Residence Proof of the applicant.
      2. Two passport-sized photographs of the applicant.
      3. All financials are required (Balance Sheet, P&L Statement, and ITR files) of the applicant.
      4. PAN Card of the applicant.
      5. Aadhar Card of the applicant.

      personal loan at 10.75%*

      Personal Loan in Baran Eligibility Criteria

      The personal loan eligibility differs according to 2 categories:

      1. Salaried
      2. Self-employed

      There are various eligibility criteria for both applicants:

      Salaried Applicants

      1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
      2. The applicants must have work experience of three years. And the salary should be received in their accounts only.
      3. The applicants must have an excellent credit history.
      4. The job location of the applicant should be mentioned.
      5.  A borrower should have a minimum income in metropolitan city RS 18,000 and non -metro city RS 12,000.

      Self-Employed Applicants

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan should file ITR for the last three years.
      3. If the applicants are the businessman, then the business should be running from the past three years.
      4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Why Apply for Personal Loan Baran?

      1. It is a multipurpose loan that can fulfill all your requirements.
      2. It does not require the borrower’s assets to be kept as security.
      3. The Guarantor is not needed.
      4. Personal Loan Baran will help you to enhance your credit score.
      5. The amount of a Personal Loan depends upon the income of the persona and his repayment capabilities.

      How to apply for Personal Loan Baran?

      Applying for a personal loan in Baran is easy with Dialabank. Get an Instant Personal Loan by applying online with DialaBank. For more information and free guidance, you may call on 9878981166. Just follow the steps below to enjoy a hassle-free experience:

      1. Visit Dialabank.
      2. Go to the loan section and click on the personal loan link.
      3. The applicant will be directed to all personal loan details where they can choose their preferred city.
      4. For more information and free guidance, you may call on 9878981166.
      5. About Personal Loan.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Baran

      Every Bank and NBFC charges two kinds of fees for Personal Loans in Baran application.

      1. The processing fee charges are mandatory for every ban/NBFC. These charges vary between 1% to 2.5% of the sanctioned loan amount.
      2. The other is pre-closure charges which are applicable if you wish to foreclose your loan before the agreed loan tenure. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on how many years the loan has been done.
      3. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan. Unlike the processing fee charges, pre-closure fees are not mandatory.

      Personal Loan Baran EMI Calculator

      You can find the Personal loan EMI calculator on DialaBank’s website.

      CIBIL Score required for Personal Loan Baran

      CIBIL Score is the history of the payments that you have made in the past. The CIR (Credit Information Report) is the history of your credit score, which checks your account’s history for different loans that you have taken (if any) and the credit card history (if you have).

      1. Mostly a CIBIL score of 750 and above is considered good while applying for a personal loan.
      2. The better the CIBIL score, the easier it becomes to avail of the loan.
      3. In a 0 or -1 CIBIL score, the bank/NBFC will look into other factors like income and financial stability before providing you with the loan.

      personal loan at 10.75%*

      Personal Loan Baran Agents

      Dialabank is associated with various banks and NBFCs in Baran that provide personal loans at low interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Baran. You can also apply online at Dialabank or give a call at 9878981166.

      Our relationship manager will guide you in choosing the best option available in the market. You can also easily compare the banks/NBFCs available to make your choice.

      Personal Loan Baran Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Baran.

      Pre Calculated EMI Table for Personal Loan Baran

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Baran

      Baran is a city in the Indian state of Rajasthan. It is the administrative seat of the Baran District. It is situated on the north bank of the Tapti River and is 340 kilometers south of the state’s capital city Jaipur. The city is a Municipal Corporation.

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