Personal Loan Bardoli

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Bardoli

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Bardoli Features

Personal Loan BardoliA personal loan is a financial aid for people who need money to fulfill their needs in case of a shortage of monetary fund. A person may choose this type of loan to meet any of his requirements like family function, higher education, or in case of any medical emergency and much more. Personal Loans are sanctioned by various banks across the country and are available at reasonable interest rates and minimal documentation

Personal Loan is a type of unsecured loan that does not demand any collateral deposition to the bank. The borrower must have a decent CIBIL score along with good credit history.

Personal Loan Bardoli Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Bardoli

Salaried Customers:

  1. Salary slips of last three months along with Bank statements for the last 6 months needs to be submitted
  2. PAN Card
  3. Proof of identity such as Aadhar Card/ Passport copy/ Driving License, etc
  4. Residence Proof: Water bill/ Electricity Bill/ Voter ID, etc
  5. Two Passport-sized photographs

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Two passport-sized photographs
  4. Proof of identity such as Aadhar Card/ Passport copy/ Driving License, etc
  5. Residence Proof: Water bill/ Electricity Bill/ Voter ID, etc

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Bardoli

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. Age: The applicant’s age must be 21 years or above.
  2. CIBIL Score: While giving credit to a customer, his CIBIL Score is kept at priority.
  3. Amount of loan: The amount that is sanctioned to an applicant depends on his net salary.
  4. Salary: The salary of the person living in metropolitan cities must be 18,000 or above and for people living in other urban towns or cities must be 15,000 or above.
  5. Location: Another important factor while considering eligibility criteria is the applicant’s location. The candidate will get a loan from the banks located near his current location only.
  6. Company’s Profile: Company’s profile in which the customer is working also plays a vital role.

Self-Employed Applicants

  1. Type of Company: Whether the company is on proprietorship based or owned by two or more than two people.
  2.  Company’s Profit: This includes the turn-over of the company.
  3. CIBIL Score: The history of the person’s bank profile is tracked with the help of CIBIL Score, so this is very important.
  4. Age of Company: In this, we check the lifespan of the company, that tells us about the origination of the company (how old the company is)
  5. Finances: Company’s financials are considered at priority.

To know more about eligibility, click here: Personal Loan Eligibility

Why apply for Personal Loan Bardoli?

  1.  24 hours easy disbursal
  2. Hassle-free simple application steps
  3. No need to provide assets
  4. There is no need for a guaranteer unlike other loan schemes
  5. Only the applicant’s necessary personal documents are required

How to apply for Personal Loan Bardoli?

  1. The process of applying personal loan online is pretty simple
  2. First, Visit www.dialabank.com.
  3. Then select personal loan which you will find under loan section
  4. You need to provide all the correct details regarding your income and other requirements for a smoother process
  5. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan  Bardoli

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1.5% to 2.5% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Interest rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Bardoli EMI Calculator

Equated Monthly Installments also know as EMI are a fixed amount to be paid by the customer after disbursal of loan. It has to be paid on a monthly basis and depends on several factors such as Interest Rate, Loan amount, and tenure of the loan.

Click here to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Bardoli

One of the most important criteria for banks to approve loan of an individual is on the basis of CIBIL score. Generally, banks require CIBIL score of above 700 and it varies bank to bank.

A bad credit history with any pending dues or balance or abrupt repayment history may affect your approval of fresh loan.

personal loan at 10.75%*

Personal Loan Bardoli Agents

Dialabank is the leading agent for availing Personal Loan in Bardoli. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Bardoli Contact Number

Call 9878981166 and get Instant Personal Loan in Bardoli.

Pre Calculated EMI Table for Personal Loan Bardoli

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bardoli 

A town in the state of Gujarat, Bardoli is well known for the farmers’ movement of Satyagrah which took place in the vicinity during the freedom struggle. You can find many exquisite and rare paintings of Jain history.

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