Personal Loan Bardoli

⋆ Interest Rate 9.99% ⋆

      I have read the Privacy Policy & Agree to Terms & Conditions

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Bardoli

      Major Personal Loan Providers in Bardoli

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Bardoli Features

      Personal Loan BardoliA personal loan is a financial aid for people who need money to fulfill their needs in case of a shortage of monetary fund. A person may choose this type of loan to meet any of his requirements like family function, higher education, or in case of any medical emergency and much more. Personal Loans are sanctioned by various banks across the country and are available at reasonable interest rates and minimal documentation

      Personal Loan is a type of unsecured loan that does not demand any collateral deposition to the bank. The borrower must have a decent CIBIL score along with good credit history.

      Personal Loan Bardoli Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Bardoli

      Salaried Customers:

      1. Salary slips of last three months along with Bank statements for the last 6 months needs to be submitted
      2. PAN Card
      3. Proof of identity such as Aadhar Card/ Passport copy/ Driving License, etc
      4. Residence Proof: Water bill/ Electricity Bill/ Voter ID, etc
      5. Two Passport-sized photographs

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Two passport-sized photographs
      4. Proof of identity such as Aadhar Card/ Passport copy/ Driving License, etc
      5. Residence Proof: Water bill/ Electricity Bill/ Voter ID, etc

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Bardoli

      The eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. Age: The applicant’s age must be 21 years or above.
      2. CIBIL Score: While giving credit to a customer, his CIBIL Score is kept at priority.
      3. Amount of loan: The amount that is sanctioned to an applicant depends on his net salary.
      4. Salary: The salary of the person living in metropolitan cities must be 18,000 or above and for people living in other urban towns or cities must be 15,000 or above.
      5. Location: Another important factor while considering eligibility criteria is the applicant’s location. The candidate will get a loan from the banks located near his current location only.
      6. Company’s Profile: Company’s profile in which the customer is working also plays a vital role.

      Self-Employed Applicants

      1. Type of Company: Whether the company is on proprietorship based or owned by two or more than two people.
      2.  Company’s Profit: This includes the turn-over of the company.
      3. CIBIL Score: The history of the person’s bank profile is tracked with the help of CIBIL Score, so this is very important.
      4. Age of Company: In this, we check the lifespan of the company, that tells us about the origination of the company (how old the company is)
      5. Finances: Company’s financials are considered at priority.

      To know more about eligibility, click here: Personal Loan Eligibility

      Why apply for Personal Loan Bardoli?

      1.  24 hours easy disbursal
      2. Hassle-free simple application steps
      3. No need to provide assets
      4. There is no need for a guaranteer unlike other loan schemes
      5. Only the applicant’s necessary personal documents are required

      How to apply for Personal Loan Bardoli?

      1. The process of applying personal loan online is pretty simple
      2. First, Visit www.dialabank.com.
      3. Then select personal loan which you will find under loan section
      4. You need to provide all the correct details regarding your income and other requirements for a smoother process
      5. For more information and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan  Bardoli

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1.5% to 2.5% of the sanctioned loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Interest rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Bardoli EMI Calculator

      Equated Monthly Installments also know as EMI are a fixed amount to be paid by the customer after disbursal of loan. It has to be paid on a monthly basis and depends on several factors such as Interest Rate, Loan amount, and tenure of the loan.

      Click here to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Bardoli

      One of the most important criteria for banks to approve loan of an individual is on the basis of CIBIL score. Generally, banks require CIBIL score of above 700 and it varies bank to bank.

      A bad credit history with any pending dues or balance or abrupt repayment history may affect your approval of fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Bardoli Agents

      Dialabank is the leading agent for availing Personal Loan in Bardoli. You can apply online at Dialabank or give a call at 9878981166

      Personal Loan Bardoli Contact Number

      Call 9878981166 and get Instant Personal Loan in Bardoli.

      Pre Calculated EMI Table for Personal Loan Bardoli

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Bardoli 

      A town in the state of Gujarat, Bardoli is well known for the farmers’ movement of Satyagrah which took place in the vicinity during the freedom struggle. You can find many exquisite and rare paintings of Jain history.

      Personal loan in other cities of Gujarat

      Personal Loan Baroda Personal Loan Bavla
      Personal Loan Bhachau Personal Loan Bhadkodra
      Personal Loan Bharuch Personal Loan Bhavnagar
      Personal Loan Bodakdev Personal Loan Bodeli