Personal Loan Barwala

Best Banks for Personal Loan Barwala

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	12%
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Barwala Features

Personal Loan Details
Interest Rate	10.75% to 24% p.a.
Processing Fees	0.5-2.5%
Loan Tenure	1 year to 5 years
Pre-closure Charges	2% - 5%
Guarantor Requirement	No guarantor required

Personal Loan Barwala Interest Rates – Apr 20 2024

Name of the Bank	Interest Rate Range	Processing Fee Range	Loan Amount	Tenure
Private Bank	11.59% - 18.49% (Fixed)	2.25% (min. Rs.1149) One time fee	Rs.20 lakh (Max)	1-5 Years
CitiBank	10.99% - 15.99% (Fixed)	1% to 2.5%	Rs.30 lakh (Max)	1-5 Years
Kotak Mahindra Bank	10.99% to 24% p.a.	Up to 2.5% of the loan amount along with GST or service tax	Rs.50,000 to Rs.15 lakh	1 to 5 Years
Fullerton India	11.99% to 23.99 p.a.	Information not provided.	Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals	1 to 4 Years
Bank of Baroda	11.35% - 14.35%Fixed	Rs.1,000 to Rs.10,000 (One time fee)	Rs.20,000 - Rs.2 lakh	4 Years (Max)
State Bank of India	12.90% - 14.90% (Fixed)	1% (One time fee)	Rs.24,000 - 15 lakh	5 Years
Aditya Birla	11.5% - 13.25% (Fixed)	Nil	Rs.30 lakh (Max)	1-5 Years
Allahabad Bank	Information not provided	1.06% of loan amount	Information not provided.	1 to 5 Years
Yes Bank	14% p.a.	Up to 2% (One-time fee)	Rs.2 lakh to Rs.20 lakh	1 to 5 Years
Corporation Bank	12.75% to 13.75% p.a.	Up to 1.5% Minimum amount of Rs.500	Up to Rs.3.50 lakh	Up to 5 Years

Personal Loan Barwala Fees & Charges – Apr 20 2024

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan in Barwala

List of Documents Required for Salaried Applicants

Salaried individuals must submit the following documents in addition to a completed personal loan application form:

Photo Identity Proof (Any one)	Passport PAN Card Voter’s ID Aadhar Card Driving License
Address Proof (Any one)	Passport Utility Bill (telephone, electricity, water, gas) – less than 2 months old Aadhaar Card Driving License Ration Card
Income Proof	Salary slips (Last 3 months) Bank statements for the last 3 to 6 months (showing salary credit)
Tax Paid (Any one	IT returns (for 2 years) Form 16
Residence Ownership Proof (Any one)	Property documents Maintenance bill Electricity bill
Proof of Job Continuity (Any one)	Current employment certificate Current job appointment letter (if more than 2 years have been spent in the same organisation) Experience certificate (previous employer’s relieving or appointment letter along with job certificate)
Proof of Investment (if any)	Fixed assets, fixed deposit, shares, etc.
Existing Loans (if any)	Payment Track Record & Sanction letter
Photograph	One coloured passport size photograph

List of Documents Required for Self-employed Applicants

Self-employed personal loan applicants must submit the following documents in addition to a fully completed loan application form:

Photo Identity Proof (Any one)	Passport PAN Card Voter’s ID Aadhaar Card Driving License
Address Proof (Any one)	Passport Aadhaar Card Driving License Utility Bill (telephone, water, electricity, gas) – less than 2 months old Ration Card
Proof of Residence Ownership (Any one)	Property documents Maintenance bill Electricity bill
Proof of Office Address and Ownership (Any one)	Maintenance bill Property documents Electricity bill
Proof of Business Existence (Any one)	Copy of GST registration Company registration license Shop establishment proof
Income Proof	Last 2 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable
Bank statement	Savings/current account bank statement/ bank passbook for the past one year
Proof of Investment (in case any)	Investments such as fixed deposit, fixed assets, shares, etc.
Existing Loans (in case any)	Payment Track Record and sanction letter
Professional Degree Certificate	In case of professionals
Photograph	One coloured passport size photograph

List of Documents Required for NRI Applicants

When applying for a personal loan, NRI candidates are typically required to submit the following documents:

Identity Proof	Copy of the passport Copy of the visa
Employment Proof	Letter of Appointment Job contract Labour/ Identity card (if applicable) Official email ID or the HR’s email ID
Income Proof	Last 6 months’ bank statements Last 6 months’ salary slips or salary certificate
Photograph	Passport size photographs

List of Documents Required for Pensioners

When applying for a personal loan, a pensioner must submit the following documents:

Identity/Age Proof (Any one)	Ration card Passport PAN card Aadhar card Voter ID card Driving licence Birth certificate School leaving certificate
Address Proof (Any one)	Passport Aadhaar card Utility bills Ration card Driving licence
Income Proof (Any one)	Last 6 months’ bank statements/salary slips Bank passbook Form 16 Copy of pension payment order Income tax returns
Photographs	Passport size photographs

Know More About: Personal Loan Eligibility Criteria

Personal Loan Barwala Eligibility Criteria

Particulars	Salaried	Self-Employed
Age	21 - 60 years	21 - 65 years
Minimum Income	Rs.15,000*	Rs.5 Lakh p.a.
Co-applicant	Not mandatory	Not mandatory
Loan Tenure	12 – 60 months	12 – 60 months
Maximum Loan Amount	Rs.40 Lakh	Rs.40 Lakh
Employment Type	Employees of private limited companies and public sector undertakings	Self-employed individuals
Employment/Business Continuity	At least 2 years; minimum 1 year with current employer	4 years Post Qualification experience for Doctors/ Chartered Accountants. 5 years Post Qualification experience for Company Secretary / Architect.
CIBIL Score	750 and above	750 and above
Residential Status	Resident Indian staying in own house or a rented house

*In cities such as Kochi, Kolkata, Ahmedabad, Pune, Hyderabad, Mumbai, Chennai, Bengaluru, and Delhi the net monthly income required is Rs.20,000

Click here to know more about - Salaried Applicant
Click here to know more about - Self-employed Applicant

*Note: The eligibility criteria vary from lender to lender.

Check Personal Loan Eligibility with Top Lenders in 2021

Bank	Age Limit	Minimum Work Experience	Minimum Income (Per Month)
SBI	Up to 76 years	NA**	Rs.15,000
HDFC	21 to 60 years	2 years	Rs. 20,000
Private	23 to 58 years	2 to 5 years	Rs.17,500
Axis	21 to 60 years	NA**	Rs.15,000
Kotak Mahindra	22 to 55 years	1 year	Rs.25,000
Tata Capital	21 to 58 years	1 year	Rs.15,000
IndusInd	21 to 60 years	2 to 5 years	Rs.25,000
Ujjivan Small Finance	22 to 58 years	NA**	Above the minimum wage limit
India Infoline Finance Limited	25 to 60 years	6 months to 2 years	Rs.35,000
HDBFS	21 to 65 years	1 year to 3 years	Rs.15,000 for salaried Rs.1 lakh p.a. for self-employed
Indian Overseas Bank	Up to 58 years	NA*	Rs.5,000
IDFC First Bank	23 to 68 years	3 years	NA*
Federal Bank	21 - 55 Years	3 years	Rs.25,000
Punjab National Bank	21 – 58 years	2 years for doctors	Rs.15,000
Andhra Bank	21 - 55 years	NA**	NA*
Canara Bank	NA**	NA**	Salaried: Rs.6,000 & above Self-employed - Rs. 1.5 lakh
IDBI Bank	Up to 75 years for Pensioners	NA**	Rs.1.5 lakh p.a.
Fullerton India	21 to 55 years	1 to 2 years	Rs.15,000
RBL Bank	25 to 60 years	1 to 3 years	Rs.25,000
Bank of Baroda	21 to 60 years	1 year to 2 years	60% of gross monthly income
Deutsche Bank	25 to 60 years	NA**	Rs.25,000
Karnataka Bank	NA**	3 years	NA*
United Bank of India	up to 75 Years	2 years	NA*
UCO Bank	21 to 65 years	1 year to 5 years	Rs.20,000

*Personal loan disbursal is solely at the bank’s discretion and as per the bank’s terms and conditions

Learn More about Personal Loan: Click Here

Why Apply for a Personal Loan in Barwala?

Personal Loan Barwala will help you to enhance your credit score.
It is not necessary to keep the borrower’s asset as security.
Personal Loan Barwala is a multipurpose loan that can fulfil all your requirements.
The Guarantor is not needed in Personal Loan.
The loan amount is determined by the persona’s income and ability to repay the loan.

How To Apply For Personal Loan in Barwala?

Personal loan Barwala

Visit www.dialabank.com.
Click on the personal loan link in the lending area.
The applicant will be directed to all details of the personal Loan where they can choose their preferred city.
Call 9878981166 for more information and free consultation.

Personal Loan Barwala Agents/Broker

Visit the official website of Dialabank or Contact 9878981166 for more vivid details on personal loans in Agroha. Dialabank is a trustworthy and reliable agent that helps customers in choosing the best personal loans.

Personal Loan Barwala Contact Number

Call Personal Loan Aadityana at 9878981166 for immediate assistance and approval.

Pre Calculated EMI Table for Personal Loan Barwala

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Barwala

Barwala is a town in the Indian state of Haryana. When you apply for a personal loan through Dialabank, it is a simple and time-saving process. Because a personal loan is a secured loan, there is no need to mortgage any property.

Personal Loan Bank in Barwala

ANDHRA BANK	HSIIDC,INDUSTRIAL ESTATE,BARWALA,ALIPUR,PANCHKULA DIST,HARYANA	ANDB0002509
ANDHRA BANK	ANDHRA BANK, NEAR HP PETROL PUMP, NEAR SBI, MAIN ROAD, BARWALA, HISAR DIST, HARYANA, 125121	ANDB0003033
BANK OF BARODA	NEAR BUS STAND,PAONTA SAHIB ROAD,VPO BARWLA,PANCHKULA,HARYANA 134 118	BARB0BARWAL
DENA BANK	DENA BANK,AT AND PO KHAS,TAL BARWALA,DIST AHMEDABAD,PIN 382255	BKDN0111357
DENA BANK	MEGHANI CHOWK,BARWALA GHELASHAH,BARWALA,GUJARAT 382450	BKDN0120158
DENA BANK	DENA BANK,ROJID BRANCH,SHUKLA SHERI AT AND POST.ROJID,TA BARWALA,DIST.AHMEDABAD PIN 382450	BKDN0121521
CENTRAL BANK OF INDIA	AT & POST BARWALA, DIST- PANCHKULA, HARYANA-134118	CBIN0281058
HDFC BANK	HDFC BANK LTDMAIN MARKET,V.P.O.BARWALA	HDFC0001735
HDFC BANK	HDFC BANK LTD HISAR CHANDIGARH ROAD BARWALA	HDFC0002175
IDBI BANK	NEAR BUS STAND,ANAJ MANDI ROAD,BARWALA	IBKL0002079
Private BANK LIMITED	7521 WARD NO 1 OPP VETERINARY HOSPITAL CHANDIGARH ROAD BARWALA DITRICT HISAR HARYANA 125121	ICIC0003590
Private BANK LIMITED	Private BANK LTD MAIN MARKET DERABASSI BARWALA ROAD BARWALA PANCHKULA PIN 134118	ICIC0003967
Private BANK LIMITED	KHASRA NO 83 9 2 6 15 VILLAGE SARSANA POST PANIHARI VILLAGE SARSANA 125121	ICIC0004055
Private BANK LIMITED	KHASRA NO 705 AGROHA BARWALA ROAD VILLAGE KIRORI DISTT HISAR HARYANA 125112	ICIC0004056
INDUSIND BANK	SHOP NO.1, GROUND FLOOR, BANSAL COMPLEX, MAIN ROAD, BARWALA-134119, DISTRICT PANCHKULA, HARYANA	INDB0000344
INDIAN OVERSEAS BANK	DERABASI ROAD,MAIN BAZAAR,BARWALA DIST.PUNCKULA, HARYANA	IOBA0003532
BANK OF MAHARASHTRA	NEAR BSNL EXCHANGE, BARWALA, DIST. PANCHKULA, HARYANA. PIN-134118	MAHB0001491
STATE BANK OF INDIA	DIST HISSAR, HARYANA 134118	SBIN0007604
STATE BANK OF INDIA	DAULATPUR CHOWK WARD NO 3 BHARWALA 126010	SBIN0050603
STATE BANK OF INDIA	JAI MATA NURSING SCHOOL COLLEGE COMPLEXVPO BANBHORI TEHSIL BARWALA DISTTHISSARHARYANAPIN 125122	SBIN0051048
STATE BANK OF INDIA	CHANDIGARH NARAINGARH NYE PASS ROADVPO BARWALADISTT PANCHKULAHARYANA 134118	SBIN0051222
STATE BANK OF INDIA	KANSARA STREET,SWAMINARAYAN TEMPLE BLDG BARWALA 382450	SBIN0060176
SYNDICATE BANK	MAIN BAZAR RAIPUR RANI ROAD BARWALA PANCHKULA HARYANA INDIA 134118	SYNB0008188
SYNDICATE BANK	SYNDICATE BANK,BARWALA BRANCH PLOT 4,TP COLONY DISTRICT HISSAR HISSAR HARYANA INDIA 125121	SYNB0009686
UNION BANK OF INDIA	WARD NO 4 NEAR VETENARY HOSPITAL TOHANA ROAD BARWALA HARYANA 125121	UBIN0562882
UCO BANK	BHAGAT SINGH CHOWK, WARD NO-11,BARWALA, DISTT HISSAR	UCBA0003213
AXIS BANK	RANA COMPLEX,KHEWAT NO. 15, KHATAUNI NO. 21, KHASRA NO. 47151(7-2), HADBAST NO. 247, VILLAGE BATOUR, PO BARWALA, DIST. PANCHKULA, HARYANA,PIN 134118	UTIB0001916
AXIS BANK	GROUND FLOOR, KHEWAT NO. 288, KHATAUNI NO. 381, KHASRA NO. 8110 (6-16), VILL BADHAWAR, TEHSIL BARWALA, DISTT. HISAR, HARYANA, PIN- 122121	UTIB0002276
AXIS BANK	BAY NO. 39-40, SECTOR – 2, PANCHKULA-134109 HARYANA	UTIB0SPKL01

FAQs on Personal Loan Barwala

✅ What is the maximum amount of loan I can get?

The quantity of money you can borrow is entirely determined by your salary. There are lenders in India that are willing to lend up to Rs.50 lakhs.

✅ What is a prepayment of a personal loan?

It is referred to as a prepayment of a personal loan if you intend to return the loan before the end of the term. You can do it in parts or all at once.