Personal Loan Beed

Best Banks for Personal Loan in Beed

Personal Loan in Beed Features 

Are you running short out of cash? Do not worry Personal Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

Personal Loan Beed is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan in Beed Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents required for Personal Loan in Beed

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Eligibility Criteria to apply for Personal Loan Beed

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income in metropolitan city Rs 18,000 and in non -metro city Rs 12,000.
6. You can check your personal loan eligibility by clicking on the link.

        Click here to know more about- Salaried Applicant

Self-Employed Applicants

1. The Minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicants are the businessman, then the business should be running from the past three years.
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Why one should choose Personal Loan Beed?

• Personal Loan Beed is a loan with no collateral or asset requirement.
• Personal Loan Beed is instantly and quickly available loan form within 48 hours.
• It is a loan that can be used for different multiple personal purposes.
• It is a loan with no hassles and flexible Loan terms and conditions.
• Personal Loan Beed is a loan that only relies upon the credit score and repayment capacity of the applicant.

How to apply for Personal Loan in Beed?

To apply for an Instant Personal Loan Beed, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com.

1. Visit www.dialabank.com.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan in Beed

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan EMI Calculator Beed

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

To calculate your EMI: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Beed

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan Beed application. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Personal Loan Beed Agents

Dialabank is the leading agent for availing Instant Personal Loan in Beed.

You can apply online at www.dialabank.com or give a call at 9878981166.

Personal Loan Beed Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Beed.

Pre Calculated EMI Table for Personal Loan Beed

About Beed

Beed is a city situated on the Deccan Plateau on the banks of the Bensura River in the state of Maharashtra in India. It is the largest city in the Beed district. It was founded by the Yadava rulers. It has various historical buildings like Kankaleshwar Temple, Khazana Well, Jama Masjid, Khandoba Temple, and  Mansur Shah Tomb. Among all, the Kankaleshwar temple is the most famous.