Personal Loan Berhampur

Major Personal Loan Providers in Berhampur

Personal Loan Berhampur Features

A personal Loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal loans are quick, prompt, and easily accessed. These loans are indeed a blessing for all those, who are facing financial urgency and are not getting way to meet their personal needs. These debts are unsecured and require less paperwork.

Personal Loan Berhampur Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Berhampur

Documents required to avail a personal loan vary for salaried customers and self-employed ones. Following are the important documents for both kinds of customers:

Salaried Customers:

1. Bank statements for the last 6 months
2. In the case of rented apartments, rent agreement needs to be attached.
3. PAN Card
4. Residence Proof (Owned/Rented/Company provided)
5. Passport-sized photographs – 2
6. Identity proof (Aadhar card/driving license)
7. Salary slips of last three months

Self-Employed Customers:

1. Two passport-sized photographs
2. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
3. PAN Card
4. Aadhar Card
5. Residence Proof

Eligibility Criteria for Personal Loan Berhampur

The Personal loan eligibility criteria varies for both Salaried and Self-Employed customers:

Salaried Applicants

1. Salary: Rs 18,000 (Monthly).
2. Minimum Age: 21 Years.
3. Maximum Age: 60 Years.
4. Work Experience: Should be Overall 3 years and must have 1-year experience in the ongoing job.
5. CIBIL Score must be more than 700.
6. A person who gets his/her salary in cash is not eligible for availing Loan

Self-Employed Applicants

1. Residence: Must be having an Office or Home.
2.  Business should be running for the last 3 years.
3. CIBIL Score must be more than 700.
4. Minimum Age: 25 Years.
5. Maximum Age: 65 Years.
6. Should be filing for an annual ITR of 2.5 to 3 lakh.

Why Apply for Personal Loan Berhampur?

1. It is the simple and safe loan scheme for raising funds in times of need.
2. It is easily available within 48 hours.
3. It is a multi-purpose offer that can be used for almost all financial problems of life.
4. Free of any type of cost.

How to apply for Personal Loan Berhampur?

Anybody can apply for Personal Loan Berhampur online only in 2 minutes. The process of application is straightforward and quick.

1. Visit Dialabank.
2. After that, apply for a Personal Loan online.
3. Fill your details like name, income, location to assist us better in providing you offers.
4. Our relationship manager will soon get back to you.
5. Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

You may also call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Berhampur

Availing a personal loan incurs some kinds of charges. Every Bank and NBFC charges mainly two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges vary between 1% of the sanctioned loan amount.

The second being Pre-closure charges in-case you want to close your loan before your fixed tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan. This charge will not be applicable if you complete your loan repayment in the fixed tenure.

Personal Loan Berhampur EMI Calculator

The  Personal loan EMI Calculator can be used to know your EMI value on your loan amount. Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, income, loan amount, and tenure the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank which is required to be paid every month. EMI is easy to pay and do not put any kind of burden on you financially.

CIBIL Score required for Personal Loan Berhampur

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Berhampur.

1. The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken.
2. Most institutions require a minimum score of 750 to process your loan application.
3. Others might look into other factors like income and job stability to process the loan.
4. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Personal Loan Berhampur Agents

Dialabank is your best agent in Berhampur for availing any kind of loan. It helps you in comparing various banks and NBFCs so that you can avail the best offers available according to your need. DialaBank is you best agent available for personal loan in Berhampur. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your agent is:

1. We do not charge you for our services.
2. Loan gets disbursed within 24 hours of applying with us.
3. Our relationship manager guides and assists you through the entire process.

For any assistance or guidance kindly contact on 9878981166.

Personal Loan Berhampur Contact Number

Call 9878981166 and get instant help and approval for Instant Personal Loan in Berhampur.

Pre Calculated EMI Table for Personal Loan Berhampur

About Berhampur

Berhampur is the city of Odisha which is situated on the eastern coastline of Ganjam District. This city is famous for its temples, sarees, and distinctive culture. Berhampur is the main railway head for nearby tourist destinations. It plays a very important role in the pharmaceutical industry of southern Odisha.

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