Personal Loan Berhampur

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Berhampur

      Major Personal Loan Providers in Berhampur

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Berhampur Features

      Personal Loan BerhampurA personal Loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

      Personal loans are quick, prompt, and easily accessed. These loans are indeed a blessing for all those, who are facing financial urgency and are not getting way to meet their personal needs. These debts are unsecured and require less paperwork.

      Personal Loan Berhampur Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Berhampur

      Documents required to avail a personal loan vary for salaried customers and self-employed ones. Following are the important documents for both kinds of customers:

      Salaried Customers:

      1. Bank statements for the last 6 months
      2. In the case of rented apartments, rent agreement needs to be attached.
      3. PAN Card
      4. Residence Proof (Owned/Rented/Company provided)
      5. Passport-sized photographs – 2
      6. Identity proof (Aadhar card/driving license)
      7. Salary slips of last three months

      Self-Employed Customers:

      1. Two passport-sized photographs
      2. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      3. PAN Card
      4. Aadhar Card
      5. Residence Proof

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Berhampur

      The Personal loan eligibility criteria varies for both Salaried and Self-Employed customers:

      Salaried Applicants

      1. Salary: Rs 18,000 (Monthly).
      2. Minimum Age: 21 Years.
      3. Maximum Age: 60 Years.
      4. Work Experience: Should be Overall 3 years and must have 1-year experience in the ongoing job.
      5. CIBIL Score must be more than 700.
      6. A person who gets his/her salary in cash is not eligible for availing Loan

      Self-Employed Applicants

      1. Residence: Must be having an Office or Home.
      2.  Business should be running for the last 3 years.
      3. CIBIL Score must be more than 700.
      4. Minimum Age: 25 Years.
      5. Maximum Age: 65 Years.
      6. Should be filing for an annual ITR of 2.5 to 3 lakh.

      Why Apply for Personal Loan Berhampur?

      1. It is the simple and safe loan scheme for raising funds in times of need.
      2. It is easily available within 48 hours.
      3. It is a multi-purpose offer that can be used for almost all financial problems of life.
      4. Free of any type of cost.

      How to apply for Personal Loan Berhampur?

      Anybody can apply for Personal Loan Berhampur online only in 2 minutes. The process of application is straightforward and quick.

      1. Visit Dialabank.
      2. After that, apply for a Personal Loan online.
      3. Fill your details like name, income, location to assist us better in providing you offers.
      4. Our relationship manager will soon get back to you.
      5. Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

      You may also call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Berhampur

      Availing a personal loan incurs some kinds of charges. Every Bank and NBFC charges mainly two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges vary between 1% of the sanctioned loan amount.

      The second being Pre-closure charges in-case you want to close your loan before your fixed tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan. This charge will not be applicable if you complete your loan repayment in the fixed tenure.

      Personal Loan Berhampur EMI Calculator

      The  Personal loan EMI Calculator can be used to know your EMI value on your loan amount. Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, income, loan amount, and tenure the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank which is required to be paid every month. EMI is easy to pay and do not put any kind of burden on you financially.

      CIBIL Score required for Personal Loan Berhampur

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Berhampur.

      1. The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken.
      2. Most institutions require a minimum score of 750 to process your loan application.
      3. Others might look into other factors like income and job stability to process the loan.
      4. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Berhampur Agents

      Dialabank is your best agent in Berhampur for availing any kind of loan. It helps you in comparing various banks and NBFCs so that you can avail the best offers available according to your need. DialaBank is you best agent available for personal loan in Berhampur. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your agent is:

      1. We do not charge you for our services.
      2. Loan gets disbursed within 24 hours of applying with us.
      3. Our relationship manager guides and assists you through the entire process.

      For any assistance or guidance kindly contact on 9878981166.

      Personal Loan Berhampur Contact Number

      Call 9878981166 and get instant help and approval for Instant Personal Loan in Berhampur.

      Pre Calculated EMI Table for Personal Loan Berhampur

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Berhampur

      Berhampur is the city of Odisha which is situated on the eastern coastline of Ganjam District. This city is famous for its temples, sarees, and distinctive culture. Berhampur is the main railway head for nearby tourist destinations. It plays a very important role in the pharmaceutical industry of southern Odisha.

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