Major Personal Loan Providers in Bhachau
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Bhachau Features
Will your child want to live overseas? Does a lack of resources, however, forbid you from sending your child? Do not hash out the fate of your child with it. Dialabank offers funding to achieve your wishes!
A personal loan will overcome all the money problems that fall between you and your needs. Within forty-eight hours of certified authentication, this loan will be funded and there is actually very little work required for this loan. You do not have to be forced, after all, to present some collateral defense!
This is an affiliation of unsecured lending at potential low-interest rates. Your trust should be sensible, and you should have a truthful supply of financial income.
There are no limitations to the goal of this loan’s utilization. You’ll be ready to use it wherever you really want.
Click here to get an instant personal loan
Personal Loan Bhachau Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Bhachau
Salaried Customers:
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- Bank statements for the last 6 months
- Passport-sized photographs – 2
*NOTE: In case of rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- PAN Card
- Aadhar Card
- Residence Proof
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Bhachau
Click here to know more about personal loan eligibility
Salaried Applicants
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- The applicants must have an excellent credit history.
- The job location of the applicant should be mentioned.
- A borrower should have a minimum income of INR 25,000 per month
- The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
Why Apply for Personal Loan Bhachau?
- There is no need to deposit any mortgage and collateral security to the bank.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
- The amount of personal loan depends upon the repayment of individual income and capacity.
- A Personal Loan does not require any guarantor or nominee.
How to apply for Personal Loan Bhachau?
- Visit Dialabank
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all details of the personal loan where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Bhachau
You want to pay a processing fee to banks or NBFCs to receive your application fee for the personal loan method. The value of payments for this phase is within the range of one percent of the amount of the authorized loan.
If you exclude a part of the amount of your loan until your term is finished, then you have to pay a defrayment charge. You will not be allowed to close the loan for twelve months in most situations. The penalty costs for defrayment depend on the number of years the loan has been used.
To know about the interest rate click on personal loan interest rate
Personal Loan Bhachau EMI Calculator
As a method for compensating the loan quantity, you are prone to paying elevated installments every month to the creditor. These built fees are referred to as EMI or Equated Monthly Installments. After ascertaining your cash position, the interest rate is set. In taking the rate and therefore the tenure of the loan into account, your EMI targets to be measured.
For the CIBIL score for disposal tasks, banks and NBFCs have their own criteria. For the most part, the CIBIL Score of 750 is most valued by most disposal organizations.
CIBIL Score required for Personal Loan Bhachau
For the CIBIL score for disposal tasks, banks and NBFCs have their own criteria. For the most part, the CIBIL Score of 750 is most valued by most disposal organizations.
Banks and NBFCs, through your CIBIL ratings, want to figure out how you reacted to previous loans. They need to make sure that no delayed payments have been made so far.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Bhachau Agents
In Bhachau, Dialabank is the main agent for the use of personal loans. You can upload your application online at www.dialabank.com or call 98789811666.
Dialabank helps you find conventional banks or NBFCs by providing you with comparative bank analysis. Visit our www.dialabank.com website to fill in a simple form with all the appropriate information, such as personal and work data. At present, our customer link managers will get in-tuned with you.
Personal Loan Bhachau Contact Number
Call 9878981166 and get instant help and approval for Personal Loan in Bhachau.
Pre Calculated EMI Table for Personal Loan Bhachau
Click here for personal loan EMI calculator
About Bhachau
Bhachau is a town in the Gujarat district of Kutch, India. It has a community of 8,647 households of over40,000 people.
