Personal Loan Bhadrachalam

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Bhadrachalam

      Guide to Personal Loan Bhadrachalam

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Bhadrachalam Features

      Personal Loan Bhadrachalam

      In the subtle time frame, the personal loan has gained massive demand as the person gets huge advantages. First, it’s a personal unsecured loan. Third, the process is fast. Third, the individual does not need to send the bank any details concerning the availability of a Personal Loan.

      With rising costs and a new lifestyle in this modern world, dealing with the phenomenon is important. So Personal Loan is a function that banks & NBFCs provide to get the best loan alternative for easily managing all expenses, particularly for the people in metro cities.

      In Bhadrachalam, you can easily get a personal loan at an interest rate ranging from 10.99% to 32%, but this depends on many factors. Dialabank Personal Loan offers you the best benefits and options for a Personal Loan in Bhadrachalam.

      Personal Loan Bhadrachalam Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Bhadrachalam

      Salaried Customers:

      1. Identity proof such as Aadhar card/driving license.
      2. last three-month salary slips.
      3. Bank statements for the last 6 months.
      4. PAN Card.
      5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
      6. 2 Passport-sized photographs of the applicant.

      Self-Employed Customers:

      1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
      2. PAN Card.
      3. Aadhar Card as identity proof.
      4. Residence Proof or rental agreement in case of a rented apartment.
      5. Two passport-sized photographs of the applicant.

      Personal Loan Bhadrachalam Eligibility Criteria

      personal loan at 10.75%*

      The eligibility criteria are specific for both salaried and self-employed workers.

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The applicant’s age will be at least 21 years, with a maximum of 60 years.
      2. If the respondent lives in a metropolitan city then the minimum salary will be Rs 18,000. So if the respondent is from the non-metropolitan area then the minimum wage will be Rs 12,000
      3. The claimant should have the previous three years’ job experience and the compensation will only fall in their pocket.
      4. When a borrower is applying for a personal loan then a strong credit background is needed.
      5. Documentation method for Personal Loan Bhadrachalam is quick they only have to apply their last three months’ bank statement and last six months’ salary slip.

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants

      1. If an applicant is self-employed then the applicant ‘s age, then a minimum of 25 years, and a maximum of 65 years will be needed.
      2. For the past three years, the claimant will have to register ITR.
      3. The applicant’s credit score would be fine, so there will be no debt remaining due.
      4. At least the ITR under which the respondent reports are to be Rs 2.5 lakhs per annum.
      5. And the claimant has a company that has been going over the last three years then his company would.

      Click here to know more – Self-employed Applicant

      Why Apply for Personal Loan Bhadrachalam?

      • Personal Loan Bhadrachalam is based upon the candidate’s income per annum and his credit score. No other requirement is there.
      • There is no need to put a precious asset as security to the lender for Personal Loan Bhadrachalam, as it is an unsecured loan.
      • Personal loans offer higher loan amounts to help you deal with any financial emergency.
      • Personal Loan Bhadrachalam is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.

      How to apply for Personal Loan Bhadrachalam?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
      • After you click on ‘Apply now, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend you a personal loan
      • Our experts will give you a call and assist you in choosing the best deal for you.
      • In case of any queries, call us at 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Bhadrachalam

      The interest rates in Personal Loan depend on the profile and salary of an individual in the business. Personal Loan Bhadrachalam’s interest rate starts at 10.75 per cent per year.

      If you wish to foreclose your loan before the agreed tenure of the loan, you will be charged a penal prepayment fee by every lending institution. Unable to close your loan before 12 months in most cases. Post that the charges vary according to how many years the loan has been made. Those penalties range from 4 per cent of the unpaid debt balance in the second year to 2 per cent in the borrower’s fourth year.

      Personal Loan Bhadrachalam EMI Calculator

      CIBIL Score required for Personal Loan Bhadrachalam

      Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Bhadrachalam. Most institutions need a minimum score of 700 to process your application for a loan.

      The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

      personal loan at 10.75%*

      Personal Loan Bhadrachalam Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Bhadrachalam.

      Pre Calculated EMI Table for Personal Loan Bhadrachalam

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Bhadrachalam

      Bhadrachalam is a city in the south Indian state of Telangana, recognized as a Hindu pilgrimage spot. Apart from the Godavari River, the massive Bhadrachalam (or Sita Ramachandraswamy) Temple complex of the 17th century is devoted to Lord Rama and has many ornate carvings.

      Other temples nearby include the Abhaya Anjaneya Temple, with large painted Hindu gods and goddesses statues. Passenger’s vessels run to neighbouring towns around the canal.

      For Hindus, Bhadrachalam is one of Andhra Pradesh’s main pilgrim centres. This city is renowned for the Sri Rama temple founded in 1630 AD by Bhakta Ramadasa.

      Located in Andhra Pradesh’s Khammam district, the location is also surrounded by the states of Chattisgarh and Orissa. Every year there will be a festival in Bhadrachalam during the month of April (day of Rama Navami).