Personal Loan Bharatpur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Bharatpur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Bharatpur FeaturesPersonal ;Loan Bharatpur

It is safe to say that you are searching for outer monetary assistance to meet your own necessities? On the off chance that truly, at that point you can benefit an individual credit. It is a credit that can be utilized for various purposes like paying obligations, going for a vacation, paying education costs and some more. Individual Loan gives an answer to all issues of monetary needs and money earnestly.

This credit is unstable in nature with negligible documentation and less administrative work. This credit can get affirmed inside 48 hours after the confirmation procedure. An individual credit will assist you with overcoming your monetary emergency.

As the name recommends, a Personal Loan might be selected by a person because of an earnest necessity of money, for instance, any clinical issue, training reason, or wedding or to satisfy any of your other individual needs. This is a lifeline choice.

To get a Personal Loan, the candidate needs to have an inflexible and great wellspring of salary and a decent financial record. Besides, there is no closure use limitation on the utilization of the individual advance sum. You can utilize this credit sum anyplace you need to do.

Personal Loan Bharatpur Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Bharatpur

The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

Salaried Customers:

  1. Personal Loan BhratpurIdentity proof (Aadhar card/driving license)
  2. PAN Card
  3. Salary slips of last three months
  4. Bank statements for the last 6 months
  5. Passport-sized photographs – 2
  6. In the case of rented apartments, rent agreement needs to be attached.
  7. Residence Proof (Owned/Rented/Company provided)

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Two passport-sized photographs
  5. Residence Proof

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Bharatpur

The personal loan eligibility criteria for both Salaried and Self-Employed are different. It is based on the bank which has to approve the request of the applicant regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

  1. The minimum age requirements of individuals should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
  3. The applicants must have an excellent credit history.
  4. The job location of the applicant should be mentioned.

Self-Employed Applicants

  1. The base age necessity for a free individual ought to be 25 years.
  2. The candidates applying for the individual advance should document ITR throughout the previous three years.
  3. The entire documentation procedure of the individual advance is the candidates need to present his budgetary and his bank articulation of the past a quarter of a year.
  4. On the off chance that the candidates are the agent, at that point the business ought to be running from the previous three years.
  5. The FICO rating of the individual candidates ought to be acceptable .there ought not be any obligation or duty left.
  6. The yearly pay of the candidates ought to be at least Rs 2.5 lakh.

Why Apply for Personal Loan Bharatpur?

  1. No Securities: The securities for these loans are not required. These loans are based on the monthly or annual income of the applicants.
  2. Interest Rates: These loans have a very competitive rate of interest. Some of the banks offer the cheapest of loans in this category.
  3. Tenure: The time period of these loans can be extended to 5 years. There are some exceptions too.
  4. Quick Processing: The loans are processed in no time after the verification of the documents.
  5. Easy Installments: The number and amount of the installments can be chosen by the applicant for this loan according to his affordability.
  6. Minimum Documentation: The documents needed by the banks to avail of these loans are basic documents.
  7. Credit Score: Some of the applicants apply for these loans just to improve their credit score.

How to apply for Personal Loan Bharatpur?

Applying for a personal loan is easy with DialaBank. Get an Instant Personal loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

  1. Visit our website www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be required to fill in all the details of themselves.
  4. Click on Request a quote and our relationship manager will soon get in touch with you.
  5. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Bharatpur

Every Bank and NBFC charges two kinds of fee for on Personal Loan application.

  1. The processing fee charges are mandatory for every ban/NBFC. These charges vary between 1% to 2.5% of the sanctioned loan amount.
  2. The other is pre-closure charges which are applicable in case you wish to foreclose your loan before the agreed loan tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Bharatpur EMI Calculator

Equated Monthly Installments also know as EMI is the monthly fixed amount that the customer or applicant has to pay to the bank as the loan amount. The applicant is the borrower in such cases and the bank is the lender. EMI varies according to your loan amount and tenure.

You can find the Personal loan EMI calculator on DialaBank’s website.

CIBIL Score required for Personal Loan Bharatpur

CIBIL Score is the history of your payments that you have done in the past. The CIR (Credit Information Report) is the history of your credit score which checks your account’s history for different loans that you have taken (if any) and the credit card history (if you have).

  1. Mostly a CIBIL score of 750 and above is considered good while applying for a Personal loan.
  2. The better the CIBIL score the easier it becomes to avail the loan.

personal loan at 10.75%*

Personal Loan Bharatpur Agents

Dialabank is associated with various banks and NBFCs in Bharatpur that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Bharatpur. You can also apply online at Dialabank or give a call at 9878981166.

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available 24*7.
  3. The approval process is time-saving if you apply through DialaBank.
  4. The Loan gets disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

Personal Loan Bharatpur Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Bharatpur.

Pre Calculated EMI Table for Personal Loan Bharatpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bharatpur

Bharatpur is a city located in the Brij region in the Rajasthan state in India. This city was founded by Maharaja Suraj Mal in 1733. It was also considered an impregnable city. It is also known with the name “Lohagarh”. It is popular for Keoladeo National Park.

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