Personal Loan Bhawanipatna

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Bhawanipatna

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Bhawanipatna

Personal Loan Bhawanipatna Features

This advance isn’t just of an unstable nature with the least required documentation and significantly lesser administrative work. This advance may take as long as 48 hours to get affirmed following the cycle of confirmation.

Individual Loan Bhawanipatna is an advance that gives monetary help to clients at reasonable and financially savvy financing costs. So as to get a Personal Loan, the candidate is needed to have a solid and dependable wellspring of pay and furthermore great record.

Personal Loan Bhawanipatna Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Bhawanipatna

Salaried Customers:

  1.  ID proof (Aadhar card/driving license)
  2. Salary Slips for the last three months 
  3. The Bank’s accounts for the last months
  4. PAN Card
  5. Proof of Residence (Own/Rent/Company provided)
  6. Two Passport-size photograph
NOTE: It is important to insert lease agreement in the case of leased apartments.

Self-Employed Customers:

  1. All financial statements (Balance Sheet, P&L Statement, and ITR files) are necessary.
  2. PAN Card
  3. Aadhar
  4. Proof of residence
  5. Two passport-sized photographs
personal loan at 10.75%*

Eligibility Criteria for Personal Loan Bhawanipatna

Click here to know more about personal loan eligibility

Salaried Applicants

  1. The applicant’s minimum age should not be less than 21 years or more than 60 years old. 
  2. The applicant must have at least three years of work experience. The income was just allocated to their accounts. 
  3. There should be an excellent credit background for the applicant. 
  4. It is important to state the location of the applicant‘s work. 
  5. The creditor must have an INR 25,000 p.m. minimum income.

Click here to know more Salaried Applicant

Self-Employed Applicants

  1. The age of an autonomous individual ought to be at any rate of 25 years.
  2. The candidate applying for the individual advance ought to have been documenting ITR for as long as three years.
  3. On the off chance that the candidate is a businessman, at that point the business is needed to be effectively running from the most recent 3 years.
  4. The yearly pay of the candidate ought to be at least Rs 2.5 lakh.
  5. The entire archive check cycle of the individual credit requires the candidates to present his budgetary and his bank articulation of the past a quarter of a year.

Click here for more information Self-employed Applicant

How to apply for Personal Loan Bhawanipatna?

  1. Visit this website: www.dialabank.com.
  2. Then navigate to the section of the loan and go to the page for personal loans. 
  3. You will be guided to comprehensive personal loan details where you can select your city.
  4. For further information and free guidance, feel free to call on 9878981166.
personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Bhawanipatna

All Banks and NBFCs charge a specific expense for preparing a Personal Loan application. This charge may shift between 1.5% to 2.5% of the authorized credit sum.

To know about the interest rate click on personal loan interest rate

Personal Loan Bhawanipatna EMI Calculator

CIBIL Score required for Personal Loan Bhawanipatna

All the loaning organizations have their own models for an insignificant CIBIL score that is expected to deal with a Personal Loan application in Bhawanipatna. Generally, the organizations need a base score of at any rate 750 to additionally handle an application.

personal loan at 10.75%*

Personal Loan Bhawanipatna Agents

You can easily apply online atwww.dialabank.comor give a call at9878981166

Personal Loan Bhawanipatna Contact Number

Call9878981166 and get timely assistance and approval for Personal Loan in Bhawanipatna.

Pre Calculated EMI Table for Personal Loan Bhawanipatna

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bhawanipatna

Bhawanipatna is a city, and area central command of the Kalahandi locale, in the Indian province of Odisha. Bhawanipatna is a city of various sanctuaries committed to various gods of the Hindu pantheon. It is named after the directing god, Bhawani-Shankar and Patna which implies a spot in Odia like “Padaa”.

FAQs About Personal Loan Bhawanipatna

Who can apply for a Personal Loan in Bhawanipatna?

Individuals who have an earnest requirement for money and have a customary wellspring of salary (from work or business) can apply for a Personal Loan in Bhawanipatna.

What is the tenure of Personal Loan in Bhawanipatna?

The vast majority of the Banks and NBFCs give a Personal Loan to a min time of 1 Yr and a Max time of 5 Years. There are a few Banks that stretch out the most extreme time frame to 7 Years moreover. The residency is fixed and can’t be broadened. The reimbursement must be done in equivalent regularly scheduled payments inside the concurred residency of the credit.

Can my application for Personal Loan Bhawanipatna get rejected due to my CIBIL score?

Since Personal Loan is an unstable credit, one of the most significant choice models for getting your Personal Loan application affirmed is your CIBIL Score. Having a High CIBIL score turns out to be critical in the event that you wish to benefit of a Personal Loan later on. Ensure you don’t skirt any of your advance EMI installments or any charge card installments as that will bring about diminishing your CIBIL score.

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